Forum Replies Created
-
AuthorPosts
-
temeculaguy
ParticipantI think there are a few varieties of ice plant, some don’t grow into the mounds or flower as much, the one that kinda grows diagnonally is pretty cool and doesn’t go brown in summer. I dig the kind that looks like purple snow a few weeks a year, imo, they beat red apple which tends to overgrow. Like the others said, these types of ground cover are common because they do well in heat, use little water and make for a great fire break.
Do your best to avoid POMPUS GRASS, I can’t believe they even sell it at home depot because it is a weed and not native, that is a rat paradise and a fire hazzard. Plus it’s near impossible to get rid of without nuclear weapons, I think it uses round-up like plant food and it spreads like crazy, try to cut it and it will cut you back with it’s razor sharp leaves. The last time I battled one I swear it said “feed me seymore.”
ParticipantI think there are a few varieties of ice plant, some don’t grow into the mounds or flower as much, the one that kinda grows diagnonally is pretty cool and doesn’t go brown in summer. I dig the kind that looks like purple snow a few weeks a year, imo, they beat red apple which tends to overgrow. Like the others said, these types of ground cover are common because they do well in heat, use little water and make for a great fire break.
Do your best to avoid POMPUS GRASS, I can’t believe they even sell it at home depot because it is a weed and not native, that is a rat paradise and a fire hazzard. Plus it’s near impossible to get rid of without nuclear weapons, I think it uses round-up like plant food and it spreads like crazy, try to cut it and it will cut you back with it’s razor sharp leaves. The last time I battled one I swear it said “feed me seymore.”
ParticipantI think there are a few varieties of ice plant, some don’t grow into the mounds or flower as much, the one that kinda grows diagnonally is pretty cool and doesn’t go brown in summer. I dig the kind that looks like purple snow a few weeks a year, imo, they beat red apple which tends to overgrow. Like the others said, these types of ground cover are common because they do well in heat, use little water and make for a great fire break.
Do your best to avoid POMPUS GRASS, I can’t believe they even sell it at home depot because it is a weed and not native, that is a rat paradise and a fire hazzard. Plus it’s near impossible to get rid of without nuclear weapons, I think it uses round-up like plant food and it spreads like crazy, try to cut it and it will cut you back with it’s razor sharp leaves. The last time I battled one I swear it said “feed me seymore.”
September 1, 2009 at 3:05 PM in reply to: Banks to Flood the Markets with Foreclosures – CNBC Reports #451559ParticipantBack to my favorite reporter, diana olick posted a follow up article today about what banks are doing with foreclosures
http://www.cnbc.com/id/32646359
In the middle there is a link to some data sent to her by hope for homeowners, not sure if it’s just spin, but if it’s true, it may provide an answer as to why the tsuinami never showed up, cause it got a loan mod.
it shows some trends, how subprime dominated 2007 for foreclosures, Q2 of 2008 it was a tie, now prime is dominating, subprime has fallen by half for both nods and nots, while prime has risen for two years, it may help to understand the pain train’s path.
it also claims since July 2007, there were 5 million foreclosure starts (nods) and 1.7 million nots that were completed and went back to the bank.
here’s where the spin may come in, they claim 3 million repayment plans, 1.9 million loan mods, and 4.9 million workout plans. unfortunately the graph doesnt have a legend and i lack the energy of reading through hope for homeowners website to search out the definitions or how they gathered the stats, since I doubt the integrity of gov’t stats, you can probably cut the numbers in half. It does look like they have taken a hell of a bite out of the potential foreclosures, they have done something to 10 million loans while there were only 5 million nods, like any govt program, when you run out of people to help, start helping those that dont need it. It’s anectdotal but I have a close friend that got a loan mod on his rental property, enough to make it cash flow instead of bleed him 1k a month. He could afford to take the loss but was thinking of letting it go as a business decision, the mod changed his mind, I wonder how many of them like him are out there, it’s like every other commercial on am radio now, it has replaced the refinancing ads.
September 1, 2009 at 3:05 PM in reply to: Banks to Flood the Markets with Foreclosures – CNBC Reports #451754ParticipantBack to my favorite reporter, diana olick posted a follow up article today about what banks are doing with foreclosures
http://www.cnbc.com/id/32646359
In the middle there is a link to some data sent to her by hope for homeowners, not sure if it’s just spin, but if it’s true, it may provide an answer as to why the tsuinami never showed up, cause it got a loan mod.
it shows some trends, how subprime dominated 2007 for foreclosures, Q2 of 2008 it was a tie, now prime is dominating, subprime has fallen by half for both nods and nots, while prime has risen for two years, it may help to understand the pain train’s path.
it also claims since July 2007, there were 5 million foreclosure starts (nods) and 1.7 million nots that were completed and went back to the bank.
here’s where the spin may come in, they claim 3 million repayment plans, 1.9 million loan mods, and 4.9 million workout plans. unfortunately the graph doesnt have a legend and i lack the energy of reading through hope for homeowners website to search out the definitions or how they gathered the stats, since I doubt the integrity of gov’t stats, you can probably cut the numbers in half. It does look like they have taken a hell of a bite out of the potential foreclosures, they have done something to 10 million loans while there were only 5 million nods, like any govt program, when you run out of people to help, start helping those that dont need it. It’s anectdotal but I have a close friend that got a loan mod on his rental property, enough to make it cash flow instead of bleed him 1k a month. He could afford to take the loss but was thinking of letting it go as a business decision, the mod changed his mind, I wonder how many of them like him are out there, it’s like every other commercial on am radio now, it has replaced the refinancing ads.
September 1, 2009 at 3:05 PM in reply to: Banks to Flood the Markets with Foreclosures – CNBC Reports #452095ParticipantBack to my favorite reporter, diana olick posted a follow up article today about what banks are doing with foreclosures
http://www.cnbc.com/id/32646359
In the middle there is a link to some data sent to her by hope for homeowners, not sure if it’s just spin, but if it’s true, it may provide an answer as to why the tsuinami never showed up, cause it got a loan mod.
it shows some trends, how subprime dominated 2007 for foreclosures, Q2 of 2008 it was a tie, now prime is dominating, subprime has fallen by half for both nods and nots, while prime has risen for two years, it may help to understand the pain train’s path.
it also claims since July 2007, there were 5 million foreclosure starts (nods) and 1.7 million nots that were completed and went back to the bank.
here’s where the spin may come in, they claim 3 million repayment plans, 1.9 million loan mods, and 4.9 million workout plans. unfortunately the graph doesnt have a legend and i lack the energy of reading through hope for homeowners website to search out the definitions or how they gathered the stats, since I doubt the integrity of gov’t stats, you can probably cut the numbers in half. It does look like they have taken a hell of a bite out of the potential foreclosures, they have done something to 10 million loans while there were only 5 million nods, like any govt program, when you run out of people to help, start helping those that dont need it. It’s anectdotal but I have a close friend that got a loan mod on his rental property, enough to make it cash flow instead of bleed him 1k a month. He could afford to take the loss but was thinking of letting it go as a business decision, the mod changed his mind, I wonder how many of them like him are out there, it’s like every other commercial on am radio now, it has replaced the refinancing ads.
September 1, 2009 at 3:05 PM in reply to: Banks to Flood the Markets with Foreclosures – CNBC Reports #452166ParticipantBack to my favorite reporter, diana olick posted a follow up article today about what banks are doing with foreclosures
http://www.cnbc.com/id/32646359
In the middle there is a link to some data sent to her by hope for homeowners, not sure if it’s just spin, but if it’s true, it may provide an answer as to why the tsuinami never showed up, cause it got a loan mod.
it shows some trends, how subprime dominated 2007 for foreclosures, Q2 of 2008 it was a tie, now prime is dominating, subprime has fallen by half for both nods and nots, while prime has risen for two years, it may help to understand the pain train’s path.
it also claims since July 2007, there were 5 million foreclosure starts (nods) and 1.7 million nots that were completed and went back to the bank.
here’s where the spin may come in, they claim 3 million repayment plans, 1.9 million loan mods, and 4.9 million workout plans. unfortunately the graph doesnt have a legend and i lack the energy of reading through hope for homeowners website to search out the definitions or how they gathered the stats, since I doubt the integrity of gov’t stats, you can probably cut the numbers in half. It does look like they have taken a hell of a bite out of the potential foreclosures, they have done something to 10 million loans while there were only 5 million nods, like any govt program, when you run out of people to help, start helping those that dont need it. It’s anectdotal but I have a close friend that got a loan mod on his rental property, enough to make it cash flow instead of bleed him 1k a month. He could afford to take the loss but was thinking of letting it go as a business decision, the mod changed his mind, I wonder how many of them like him are out there, it’s like every other commercial on am radio now, it has replaced the refinancing ads.
September 1, 2009 at 3:05 PM in reply to: Banks to Flood the Markets with Foreclosures – CNBC Reports #452358ParticipantBack to my favorite reporter, diana olick posted a follow up article today about what banks are doing with foreclosures
http://www.cnbc.com/id/32646359
In the middle there is a link to some data sent to her by hope for homeowners, not sure if it’s just spin, but if it’s true, it may provide an answer as to why the tsuinami never showed up, cause it got a loan mod.
it shows some trends, how subprime dominated 2007 for foreclosures, Q2 of 2008 it was a tie, now prime is dominating, subprime has fallen by half for both nods and nots, while prime has risen for two years, it may help to understand the pain train’s path.
it also claims since July 2007, there were 5 million foreclosure starts (nods) and 1.7 million nots that were completed and went back to the bank.
here’s where the spin may come in, they claim 3 million repayment plans, 1.9 million loan mods, and 4.9 million workout plans. unfortunately the graph doesnt have a legend and i lack the energy of reading through hope for homeowners website to search out the definitions or how they gathered the stats, since I doubt the integrity of gov’t stats, you can probably cut the numbers in half. It does look like they have taken a hell of a bite out of the potential foreclosures, they have done something to 10 million loans while there were only 5 million nods, like any govt program, when you run out of people to help, start helping those that dont need it. It’s anectdotal but I have a close friend that got a loan mod on his rental property, enough to make it cash flow instead of bleed him 1k a month. He could afford to take the loss but was thinking of letting it go as a business decision, the mod changed his mind, I wonder how many of them like him are out there, it’s like every other commercial on am radio now, it has replaced the refinancing ads.
August 31, 2009 at 7:53 PM in reply to: Stairwell (Banister) remodel – what’s a ballpark estimate for something like this? #451220Participant[quote=golfer]Any experiences with this?[/quote]
Yeah, I had a wife like that.
August 31, 2009 at 7:53 PM in reply to: Stairwell (Banister) remodel – what’s a ballpark estimate for something like this? #451414Participant[quote=golfer]Any experiences with this?[/quote]
Yeah, I had a wife like that.
August 31, 2009 at 7:53 PM in reply to: Stairwell (Banister) remodel – what’s a ballpark estimate for something like this? #451758Participant[quote=golfer]Any experiences with this?[/quote]
Yeah, I had a wife like that.
August 31, 2009 at 7:53 PM in reply to: Stairwell (Banister) remodel – what’s a ballpark estimate for something like this? #451830Participant[quote=golfer]Any experiences with this?[/quote]
Yeah, I had a wife like that.
August 31, 2009 at 7:53 PM in reply to: Stairwell (Banister) remodel – what’s a ballpark estimate for something like this? #452020Participant[quote=golfer]Any experiences with this?[/quote]
Yeah, I had a wife like that.
ParticipantI don’t like that article for two reasons.
1. I believe that shadow inventory is bank owned homes being kept off the market. Extending it to homeowners who would like to sell, aren’t distressed but choose to not sell in this market, that has always existed, in more places than housing, that’s just buyer/seller sentiment. I also see significantly less brown lawn vacants that have already been taken back by banks just sitting forever unlisted, everyone that I stalked for nearly three years, did list and sell eventually, time lines varied, but now the brown lawns are so much more scarce in my hood than they were two years ago or a year ago. You can say it is a local thing but bank/governemnt conspiracy theories make no mention of zip code bias so I can extend my local research to the broader market on this issue.
2. using the foreclosure radar or other service to compare active listings and the total hits from the pay site, in the example it was 4 to 1 (1600 hits to 400 something listings). We’ve had this argument about the differences of the pay sites, their protocols, their stale and orphaned data and the vast differencs between the sites. Bad data leads to bad conclusions. The one consiracy theory I do believe is that pay sites exaggerate their data.
Maybe everything else is correct, I don’t know but once I see an argument based on something I have personally fact checked and disproved, I tend to ignore the rest. I’m silly that way
One other observation, while I know people who have lasted a long time not paying or gaming the system and playing the loan mod/short sale extendo game, I’ve also seen people get tossed quickly or at least the traditional timeline, it may have to do with who the servicer is and how good or backed up they are. We had a poster a few weeks back wanting to know if there was any recourse for their friend who was getting tossed in something like 3 months and felt cheated that he didn’t get the free 18 months he hears about.
-
AuthorPosts
