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October 2, 2022 at 7:36 PM in reply to: East County SD v St George for gzz’s budget McMansion lifestyle #826744August 6, 2022 at 12:07 AM in reply to: East County SD v St George for gzz’s budget McMansion lifestyle #826498
svelteParticipant1% aint squat when you’re talking about happiness. Suck it up and buy it.
svelteParticipant[quote=scaredyclassic]revamp all roadways to accomodate electric bikes; half the capacity for cars, half for bicycles. make it actually feel safe for people, and then watch how many people ride their shortish commutes and errands by bike…cars should be rare, solely for the truly disabled, or the superwealthy, like flyer. ebikes should be the dominant vehicle in SD. Perhaps a $50/day tax for driving a car within SD.[/quote]
I’m OK with that as long as bikes pay for their infrastructure. So much gets paid for by the car gas taxes. Bikers should pay for their bike lanes. Users should pay for what they use.
It is going to be interesting to see how things get paid for once the percentage of electric cars on the roadway reaches a tipping point.
svelteParticipant[quote=Navydoc]By the way, wanted to go back to the safety aspect. My last year in San Diego I was riding from Stonebridge to Balboa on an ebike conversion I built myself (would probably meet your performance requirements scaredy). I was absolutely clobbered on Pomerado road, apparently near the light at Semillon. I have no memory of it. Woke up 2 1/2 hours later at Sharp Memorial. Those of you who know the road know there’s a generous bike lane. The person that hit me didn’t stop, and they never caught them. The police got 2 phone calls, one stating they just saw a car hit a bike, and the other said they just saw a biker flip over their handlebars (I think that might have been the person who hit me). I’ve always theorized that the reason they didn’t stop was because they may have thought they killed me. I’m sure I went down in a heap, and didn’t move.
[/quote]This happened to a friend of mine in Carlsbad about 5 years back. I think it was on El Camino Real with a wide shoulder and bike lane. He said he woke up in the ambulance – whoever hit him didn’t stay at the scene.
Biking takes devotion and balls apparently.
svelteParticipant[quote=Coronita]Finished my other gate.
[/quote]Wow flu that is really gorgeous. Very tastefully done.
The colors and textures in that entire photo are perfect…the two tones of stucco, the eave color, the front door color, the plants and yellow flowers, the art deco light style, very well done. Someone has a good eye.
When I drive around and see how many tacky things have been done to homes it is depressing.
svelteParticipant[quote=scaredyclassic][quote=Navydoc]Will they reimburse me for the debt I already paid back? Didn’t think so….
Education is such a scam. Why did I need three semesters of calculus to go to medical school? [/quote]
Law schools worse … But really, the degree has little to do with training. It’s just a weeding out process.[/quote]
Spot on again scaredy!
A long time ago I quizzed one of my mentors on why we only hired people with 4-year engineering degrees when there are other ways to gain the same knowledge without a degree.
His answer: it showed that the person could stay devoted to something for four years.
I’ve thought about that often over the years.
It is indeed a weeding process.
Love that you could summarize it so succinctly.
July 17, 2022 at 9:46 AM in reply to: Jumbo inversion: Jumbo rates now 0.9% lower than conventional #826370svelteParticipantSo I took the 15 extra seconds to do a quick google search and find what industry insiders say is the reason…something you could have done on your own.
You poo-poo it because you don’t like the answer.
Do your own google search and find an answer you like better.
July 16, 2022 at 3:41 PM in reply to: Jumbo inversion: Jumbo rates now 0.9% lower than conventional #826368svelteParticipanthttps://www.bankrate.com/mortgages/jumbo-rates-fall-below-conforming-rates/
“When 10-year Treasury yields rise, so too do the rates for mortgages that are being packaged into mortgage-backed securities,” says Greg McBride, Bankrate’s chief financial analyst. “Jumbo rates are less dependent on secondary market pricing because they aren’t packaged into mortgage-backed securities as often.”
What’s more, jumbo lenders tend to be quite picky about the creditworthiness of jumbo borrowers.
“The jumbo loans we are doing are all stronger borrowers – high FICO, lower debt to income and loan to value and high reserves,” says Jim Sahnger of C2 Financial Corp. in Jupiter, Florida.
svelteParticipant[quote=scaredyclassic]Always remember, people are nuts.[/quote]
Ain’t that the truth! Scares the crap out of me sometimes.
svelteParticipant[quote=Coronita]Svelte, so I’m not sure why there’s a difference, but when I went to Indeed, this is what I got….
Less that 1 year : $122k
1-2 years: $125.7k
3-5 years: —
6-9 years: 143.8k
10+ years: 164.8Indeed also indicates a $600k cash bonus.
That’s puts the 1-2 years around $131.7k.[/quote]That is strange! I went again and got my same numbers.
Not sure how to explain that.
My kids friends are graduating and I know a few local companies are paying recent UC and CSU CSCI grads under $100K, sometimes closer to $90K. There are probably some hiring at more than that too but I’m not sure who those are.
Really hard to get to ground truth.
svelteParticipant[quote=an]
Two Sr. Software Engineers with 3-5 years of experience can probably make $130-150k. That’s a combine income of $260-300k/year. They can easily qualify for $1m house. So, I don’t know what you’re talking about.[/quote]2022 San Diego SW Eng Salary Range
$93,714 Less than 1 year experience
$96,282 1 to 2 years experience
unavail 3 to 5 years experience
$110,127 6 to 9 years experience
$126,168 More than 10 years experiencefrom indeed.com
[img_assist|nid=27666|title=2022 San Diego Software Engineer Salary Range|desc=|link=node|align=center|width=466|height=319]
svelteParticipant[quote=XBoxBoy]
“If the Emperor of Mars doesn’t want you, I’ll be happy to bring you over to #AWS. If you don’t like to be micromanaged by the Elon Musk’s of the world, come to #AWSIdentity!”[/quote]
That’s hilarious! Has to be one of my favorite quotes of 2022.
And even here in San Diego back to office for tech workers is flopping very badly.
A large privately owned tech company here has tried to limit working from home to 1 day a week. Just this week the owners threw in the towel and said work from home as much as you want. They were losing too many people. Hundreds of engineers involved.
Another local company said in March that meetings were expected to be in person and then found they couldn’t even get the managers to come in! They too have backed off.
This all may change in a year or two if the pendulum swings the other way and there are more people than jobs, but return to office is a very huge flop in 2022.
svelteParticipantOurs is $2200 and is up for renewal, 3000sf.
One of the lessons I learned from my Dad is that home insurance is not a good area to go with low bidder.
About 30 years ago he went low bidder on his houses and then a rental home of his burned. Total loss. Insurance company refused to pay. He ended up having to take them to court – and won – but it cost him a LOT of time and frustration.
From then on out, he paid more attention to reputation than price and made sure his children learned from that hard-earned lesson.
Also in this inflationary time, we have an auto-adjustment feature on ours to take into account the rise in replacement cost. Something to think about.
svelteParticipant[quote=Coronita]
But for many of you, really bad news for your career.
[/quote]Who is the “you” whose career will be hurt badly?
May 18, 2022 at 6:02 PM in reply to: Megadrought Threatens California Power Blackouts This Summer #825633svelteParticipant[quote=an]
We’ll just have to agree to disagree. With global warming and sea level rise, we not only have virtually limitless supply of water, but it’s also growing. With the technology we have today, we could solve this problem if we want to. Not everyone wants to, which is fine. But to say we’ll run out of water while staring out into the ocean boggles my mind. This is not 1800s. We have all the technology and tools we need to solve this problem…We don’t need to do w/ less, and I don’t want to do with less, especially when we/I don’t have to.[/quote]
This is probably true.
And I think nuclear energy will be part of our future for a lot longer than people want to believe. Not the massive facilities we all think of, but small reactors that will be located around the world. This is part of what will power desal plants and I’m pretty sure desal will be a bigger and bigger part of our future. It will also power the plethora of EVs we are about to produce.
I know environmentalists think solar and wind will give us what we need, but somehow I doubt that.
We don’t live in a perfect world and the solutions we find won’t be perfect either.
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