[sdduuuude]

It all works out OK – if you can login, you can post a note to others on how to do so successfully. If you can’t login – you can still read how.

[sdduuuude]

In the name of providing solutions instead of just complaining …

powayseller – The resounding response is favor of you having your own space, separate from this forum. I like that answer alot. Perhaps you could find a place where you can pay $20/month and start your own blog. Really, it would be more appropriate than making this your own personal blog as you have done.

Here, maybe start a “powayseller’s links of the day” thread every day at noon and put all the articles in there. If people like them, they can start a post about them in a new thread. This allows you to be heard, avoids too many threads clogging up the airways, and will get others to start posts.

Or, start a running “bull-bashing” thread and add a bit to it every time you want to hassle Lerah, UCLA or others. Again, this keeps it all in one place and avoids thread-clogging but doesn’t limit you in any way.

Here’s a great way for you to get started on your own blog:
Create a Username, then choose “Create a new forum.”

I think it is free to start. If not, I’d be glad to pitch in $20 for you to have your own space for the bulk of your topics.

Do others know of “immediate startup” blogspaces ?

Remember – the most impressive people use few words and say alot. The least impressive use many words and say very little.

While you challenge me to post more, I challenge you to be more impressive by posting less and saying more. Maybe try to limit your time on this forum to 30 minutes or so per day, carefully picking only your best stuff to post. That will give you time to do something more productive than being a forum addict while allowing your bests posts to be seen.

[sdduuuude]

I bought my residence in 1998, when rates weren’t so good.
I was able to refi into a 5 3/8% fixed about two years ago.

I also converted a very bad variable rate mortgage (1% over prime, lower limit of 7%) on a property purchased in 1992 to a 2% under prime no-lower limit HELOC.

While the focus of credit bubble press has been on bad credit, one might forget that there were opportunities to make good use of the low rates to lower monthly spending.

[sdduuuude]

VADCMD – “Please dont be afraid of her posts”
I am not afraid of her posts. I just think they add nothing to the forums, belittle the work Rich has done, scare away new readers, and make everyone wade through drivel to find something useful.

powayseller – “Start writing, folks! ”
There are two ways to make the forum more community oriented – one is for others to post more. Another is for you to post less. Fact of the matter is – the real estate market moves so slowly, daily insights are pretty much impossible to come by and you prove that several times a day. Before the forums, Rich would post a couple times a week and the site was amazingly valuable because he would wait to post until he had something interesting. Your attempts to provide insight HOURLY don’t work.

Futhermore, one does not have to start threads to contribute, in my opinion.

lostkitty = “Make them interesting, inflammatory, or insightful enough to have them stay at the top and get responses”
Here’s one right here, kitty. Maybe there’s something to it, eh? MEEEEEEEEEEEEEEOW.

BikeRider – “This blog is in America, right?”
Yep – and we are free to express our concern over the mess powayseller is making of this great site.

powayseller – “Don’t you see what’s really happening? I’m being used, totally”
If you really feel you are being used – please, by all means stop.

powayseller – “I was the one who explained the median”
HAHAHAHAHAHAHAHA. You learn something new and figure nobody else has understood it prior to you learning it. Then you post it and think you have taught everyone something, when in fact we knew it all along or read in Rich’s articles several months before you showed up.

ex lurker – “I do not think … might have a chance”
Nice post. Well said.

salo_t – “Does this mean that there’s nothing to talk about anymore? I really miss Rich’s articles but I have a feeling those have gone the way of the 400k condo’s.”
Hmmmmm. I’m starting to wonder that myself.

To all:
The general notion that without powayseller, there would be no interesting posts is based on the assumptions that
1) her posts are interesting
2) the large volume of posts does not affect how often others post and
3) The forum needs more than one good insightful post a day.

If she didn’t post so often, four things would happen:

1) We wouldn’t rely on her to keep the conversation going and would post more ourselves.
2) Those who do post wouldn’t have their threads lost in the quagmire of repetitive powayseller posts.
3) Others would spend time adding insight instead of critiquing (spelling?) her analysis, which is regularly flawed.
4) More new readers would view this as less of an extremist site and stick around longer, bringing a larger pool of potential thread-starters.

whitesoftheireyes – “Powayseller, you’re a blog-jacker ”
Blogjacker is a new term to me, but a perfect one in this case. Thanks.

[sdduuuude]

To summarize my thoughts on this matter from another thread, the problem starts with the lack of clarity by the author. He uses the term “at risk” but never puts a number to it. What does at risk mean? 10% chance of default? 50% chance of default?

Powayseller was trying to quantify this and made an assumption that was not agreeable to everyone. She assumed “at risk” meant 100% default, when we really have no idea what it means at all. I think we all made our own assumption, but powayseller voiced hers as fact.

[sdduuuude]

I found a fix to this.
Often, after I log in, I am taken to the last page I saw, but the page shows I am not logged in.

When this happens there is something wrong with the cache or the sessions or the cookies and it is showing you the wrong page.

If this happens to you – just hit refresh and you should see your username appear, with all the “add comment” links in place.

[sdduuuude]

zk – I just want to say you sound like you have your shit together. I always appreciate your posts and manner.

[sdduuuude]

woodrow – thanks for your support in this matter. You sound like a pretty reasonable guy (girl?).

[sdduuuude]

“so if you don’t like my posts, why read them?”

Actually, after realizing that nearly all of the posts in the active forum topics were your yours, I stopped reading them and started this post.

I have three actions I’ll take:

1) I engourage everyone who thinks she posts too much to stop replying to her posts. When children scream really loud for attention, I ignore them and after a while, they learn to stop.

2) Also, place a few posts in old threads that you like – it will push hers off the ative topic list.

3) A separate powayseller section would be nice, as long as those posts don’t show up in the active forum topics section and push the others to the bottom.

I think she posted all those posts to get rid of the embarassing posts she made earlier. I’ll be sure to bring those back up.

[sdduuuude]

Powayseller – I must say I really agree with you on this one. What a waste.

As you say, though – the market should reduce the price until supply = demand. But I think it will take a while.

[sdduuuude]

“Why was there even a tech bubble, with stocks earning no profit trading at high prices? ”

Because the market efficiently reflected people’s beliefs that the price would continue to go up.

When those beliefs changed, the market reflected the change.

You don’t need smart people for an efficient market, only a market that allows the price to reflect their interpretation of the information available to them.

[sdduuuude]

MH – you are correct. It is all about how prices adjust. I say it adjusts to make supply = demand, the theory says it adjusts to take into consideration all information. Pretty much the same thing, but I’ll stand sort-of correctd.

Still – just because the stock isn’t doing what powayseller thinks it should do doesn’t mean it is inefficient.

In your terms – the stock price reflects ALL the information available to all investors, not just the information available to powayseller.

Also consider, the same information can be interpreted differently by different people. Some may be in a position to be very hurt by falling interest rates. Such an investor may consider going long on builders as a hedge.

Just so you know – I am currently short on builders.

[sdduuuude]

I just don’t think anyone was too concerned about being priced out of the Mississipi housing market.

[sdduuuude]

I think you are misunderstanding the term “efficient” as it applies to markets.

An efficient market is one where the price fluctuates to ensure that supply and demand are always equal. The extent to which supply and demand are not equal is the extent to which the market is inefficient.

With this definition in mind, I can’t think of any markets that are more efficient than the publicly traded stocks and commodities market.

Just because you don’t understand the supply and demand side of the stock market (i.e. who wants what when, and how much are they willing to pay, and who wants to sell when and how much they want) doesn’t mean the market is inefficient.

Efficiency isn’t a function of buyers’ preferences, just the price adjustment.

Granted, though, the stock market can be confusing.

[sdduuuude]

Truly outstanding parody !

[Author]

Posts