[sdcellar]

4spb– Fall/Winter will generally be the best time to buy until things turn around, so if you can only wait until 2008, then at least wait until the fall, lest you find yourself kicking yourself in the head.

Sure, you’ll probably still be kicking yourself in 2009, but at least you’ll have a chance at 8-months or so of happiness.

That’s about the best I can offer you (although I’ve *heard* you can actually rent houses in 4S Ranch). Crazy, eh?

[sdcellar]

They’ve had really big price drops in 4S, so I don’t know what you’re talking about.

[sdcellar]

We are trying to hold out a bit longer before buying…

Try waiting at least a year (see my earlier post).

[sdcellar]

We don’t have to be right for the next 20 years, we just have to be right for the next 30 days; and when that’s over, the next 30 days after that, and so on.

Exactly, Bugs! I don’t know why everybody jonesing to buy a house doesn’t just read every post you’ve made on this site and snap out of it.

[sdcellar]

We don’t have to be right for the next 20 years, we just have to be right for the next 30 days; and when that’s over, the next 30 days after that, and so on.

Exactly, Bugs! I don’t know why everybody jonesing to buy a house doesn’t just read every post you’ve made on this site and snap out of it.

[sdcellar]

We don’t have to be right for the next 20 years, we just have to be right for the next 30 days; and when that’s over, the next 30 days after that, and so on.

Exactly, Bugs! I don’t know why everybody jonesing to buy a house doesn’t just read every post you’ve made on this site and snap out of it.

[sdcellar]

Thanks for the answer, Ray. I hear what you’re saying about the long term, but keep in mind that a lot of folks don’t hold on for 20 year, especially first time buyers. Frankly, it’s a lot easier to hold on to a stock for 20 years than it is to hold on to a home (stock certificates being just a bit more mobile).

Also, I don’t see cautioning people about the risks of buying at the present time as a display of bitterness. I know I come off as strong as anyone with my “don’t buy now” sentiment, but I am anything but bitter. Rather, I don’t want to see good people get stuck with a home they *have* to hold on to just to break even some number of years down the road.

[sdcellar]

Thanks for the answer, Ray. I hear what you’re saying about the long term, but keep in mind that a lot of folks don’t hold on for 20 year, especially first time buyers. Frankly, it’s a lot easier to hold on to a stock for 20 years than it is to hold on to a home (stock certificates being just a bit more mobile).

Also, I don’t see cautioning people about the risks of buying at the present time as a display of bitterness. I know I come off as strong as anyone with my “don’t buy now” sentiment, but I am anything but bitter. Rather, I don’t want to see good people get stuck with a home they *have* to hold on to just to break even some number of years down the road.

[sdcellar]

Thanks for the answer, Ray. I hear what you’re saying about the long term, but keep in mind that a lot of folks don’t hold on for 20 year, especially first time buyers. Frankly, it’s a lot easier to hold on to a stock for 20 years than it is to hold on to a home (stock certificates being just a bit more mobile).

Also, I don’t see cautioning people about the risks of buying at the present time as a display of bitterness. I know I come off as strong as anyone with my “don’t buy now” sentiment, but I am anything but bitter. Rather, I don’t want to see good people get stuck with a home they *have* to hold on to just to break even some number of years down the road.

[sdcellar]

There were certainly big discounts last fall. I don’t expect it to be any different this year. (okay, maybe I do and think the discounts could be even more significant!)

It is hard to think of them as discounts though, when what’s really happening is they’re just returning to normal… Perhaps that explains the “quotes”.

[sdcellar]

There were certainly big discounts last fall. I don’t expect it to be any different this year. (okay, maybe I do and think the discounts could be even more significant!)

It is hard to think of them as discounts though, when what’s really happening is they’re just returning to normal… Perhaps that explains the “quotes”.

[sdcellar]

There were certainly big discounts last fall. I don’t expect it to be any different this year. (okay, maybe I do and think the discounts could be even more significant!)

It is hard to think of them as discounts though, when what’s really happening is they’re just returning to normal… Perhaps that explains the “quotes”.

[sdcellar]

Ray– I don’t mean this antagonistically and it’s also personal, so please don’t answer unless you want to, but does the situation you describe apply to you? That is, did you first try to buy in 1999 and you were unable to or didn’t for some reason?

If so, then I can understand more of where you’re coming from with regard to timing. If not, that’s okay too. I don’t always use examples that apply directly to my life experience. Just curious.

[sdcellar]

Ray– I don’t mean this antagonistically and it’s also personal, so please don’t answer unless you want to, but does the situation you describe apply to you? That is, did you first try to buy in 1999 and you were unable to or didn’t for some reason?

If so, then I can understand more of where you’re coming from with regard to timing. If not, that’s okay too. I don’t always use examples that apply directly to my life experience. Just curious.

[sdcellar]

Ray– I don’t mean this antagonistically and it’s also personal, so please don’t answer unless you want to, but does the situation you describe apply to you? That is, did you first try to buy in 1999 and you were unable to or didn’t for some reason?

If so, then I can understand more of where you’re coming from with regard to timing. If not, that’s okay too. I don’t always use examples that apply directly to my life experience. Just curious.

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