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sdappraiserParticipant
What are you saying?
You scratched up your floors during a crystal binge and you are mad at the appraiser who didn’t go inside when you needed to cash-out refi for more crank?
Or you purchased a house with deferred maintenance and were too cheap to hire your own appraiser to conduct a full appraisal to verify your offering price was reasonable?
You really have no idea what appraisers do, and in general are clueless about much of what you post about. Some of your more recent postings have been really dopey.
sdappraiserParticipantThe recording date is the official close/sale date.
Tell escrow to fix the two dates on the estimate to the correspond with your COE that’s stated in your purchase agreement. Your agent should be on top of this. Little things that could cost you hundreds or thousands can be easily overlooked…
just another pro-reason for using an agent to help protect your interests. If your escrow/title co. are local, your agent should do a face to face to get these items corrected. Title and escrow rely on agent repeat business and will usually bend over backwards to keep everyone happy, but like everything else, there are layers of incompetence everywhere.
sdappraiserParticipantUm.. why don’t you ask your agent? That’s what your paying him for. Or are you trying to sell this FSBO, I forgot.
Title and escrow do care, and there is a bit more to it than filling out 3 forms. What you have is an ‘estimate’. It is not set in stone. Escrow received the payoff amounts from your 2 lenders. Nobody is trying to pro-rate your interest charges into their pockets. When your sale records it will all get pro-rated correctly based on your sale date.
Your agent, should however review this estimate very closely with you. I have found typo errors and incorrect entries in the past. If you have a good agent with a relationship with the title/escrow company, they can sometimes get some of the bogus junk fees waived. Good luck.
sdappraiserParticipantWhat a biatch. Why would you vandalize someone else’s property? I hope someone keys your car.
sdappraiserParticipantsdappraiserParticipantNice. You drill others for disclosure and track records yet you refuse to disclose. Very convenient for when you eventually publish your “outstanding” results and perfect market timing. You said you put your money where your mouth is.. how much is riding on this prediction?
sdappraiserParticipantMaybe I missed this, PS, but could you post your actual trades.. shares bought and date bought. What exactly does the fund purchase to create such a negative correlation? Some pretty crazy ass derivatives I bet. Do you actually understand what the portfolio is comprised of, if so please explain.
Tell the truth, how many times did you check the intra day Dow and S&P charts today? Yikes.
sdappraiserParticipant“People will live in cars before they pay some other idiot’s mortgage. You forget that renters have no obligation to pay anything to anyone.”
Huh? You get the dumb ass post of the day award.
sdappraiserParticipantYeah, its a sales tactic. Are you serious? As usual, most of you have no idea what your talking about. It may be true that you have not heard of many lawsuits in the last 5 years while everything was gravy, but take a look at the past.. the past you all are predicting will repeat.
http://www.findarticles.com/p/articles/mi_m5072/is_n16_v16/ai_15418399
This is an article from 1994. Disgruntled buyers who were unhappy with their de-valuing purchases went sue crazy. You don’t think its going to happen again? Nobody takes responsibility for their actions or choices anymore.
The liability for R/E agents and appraisers is insurmountable. 1 claim against you, true or false, can result in your license being suspended while under investigation, revoked by the state or dropped by your liability carrier. Boom you are out of business. Personal assets are at risk, there is NO liability shield from incorporating or going LLC.
sdappraiserParticipantYou have to be over 55, the property in question has to have been the primary residence for 2 of last 5 years, and the replacement property must have a purchase price less than or equal to the sales price of the original home.
It has to do with prop 60/90, not 13. If you’ve been depreciating the rental for tax purposes over the last 5 years, you would probably have to recapture some of that if you sold. Talk to a CPA.
http://www.co.san-diego.ca.us/arcc/services/reapp_ex_prog.html
sdappraiserParticipant“…Home sales were down this year because Piggington bloggers were losing their asses shorting the stock market.”
sdappraiserParticipantWhy didn’t you set the stop loss limits like they told you to? You want investment advice, you pay for it but you don’t follow it. You think you are smarter than everyone else – that’s the explanation.
Why are you buying thinly traded Canadian stocks anyways? Stick with what you know.
sdappraiserParticipantOuch. How did that Best Buy treat you today?
sdappraiserParticipantPlease start posting your trades before you execute them. I’d love to take the other side for some easy money.
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