Forum Replies Created
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AuthorPosts
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scaredyclassic
ParticipantOur kids are bugging us lately. They seem lazy and entitled, kinda like…i was.
Very annoying
Participant[quote=FlyerInHi][quote=scaredyclassic]The govt did lie for decades about there being no potential medical use for weed and locking up lots of people for possession.
It’s enough to make one understand why one would never believe anything the Gov ever said again.
It wasnt really a conspiracy. It was just willful in your face ignorance for political ends.[/quote]
Very true scaredy. It was inhumane to lock up people and ruin their lives.
However, now that weed is legal, it seems to cure everything.[/quote]Well it prolly doesnt, but it definitely helps with some things. The gov. Penalized it same as heroin, sched 1, no posdible use, therefpre no research, therefore no one could research whether there was possible use.
You know what ? FUCK THE GOVERNMENT
Participant[quote=FlyerInHi]Oh no. There we go with more pot heads. Cannabis apparently treats a lot, haha.
Scientists believe cannabis could help prevent and treat coronavirus
https://nypost.com/2020/05/21/scientists-believe-cannabis-could-help-prevent-treat-coronavirus/amp/I’m not against pot. I just find it annoying because people who do it aren’t well-behaved. Same with cigarettes and alcohol,[/quote]
The govt did lie for decades about there being no potential medical use for weed and locking up lots of people for possession.
It’s enough to make one understand why one would never believe anything the Gov ever said again.
It wasnt really a conspiracy. It was just willful in your face ignorance for political ends.
Participant[quote=outtamojo]Haha Biden made himself more appealing to trump voters- misogyny check,maybe racist check…genius I say![/quote]
2 ridiculously old white goobers who say dumb shit. america sucks
Participantit might actually be too late, because trump waited.
TRUMP WAITED, THREE MILLION WERE FATED.
sometimes the die is cast and it is too late to start investing for retirement, take birth control, or to do contact tracing.
but it’s never too late to wise up.
hobie and scaredy are ONE BEING.
what was our face before we were born?
i feel prepared to die, but not to suffer.
Participant[quote=Hobie]zk: My original thread ended with a rhetorical question. You kinda missed that and jumped into the weeds.
Moving on, another way to think about contact tracing is going back to the venn diagram concept.
Let’s suppose you pick a random person in NY who doesn’t know he is a carrier. (NY only because the high density helps illustrate my point.) That person quarantines in his house with his family. Then he goes to market for food. Next Home Depot, gas, drug store, walk in park. Repeat a couple times a week.
Now if you track his contacts and then everyone else in his apartment building, they are going to be shopping at very close by shops following a similar exposure path. Now imagine this as venn diagram.
See how in no time, everyone will have crossed paths with our infected guy. And how the next ‘logical’ step is to have all those people now quarantine.
This again will lead to work stoppage and lumbering economy.
Can we agree on the future data collected by contact tracing is going to be a can of worms? ( hence my original rhetorical question )
People cannot be quarantined until there is a treatment or vaccine. People will accept some level of risk. Let people choose their own level of risk.
Can we also agree that the current data attributing a death from Covid excluding any pre-existing terminal condition (hospice)skews data.
Wouldn’t a more accurate data set include patient other conditions?
i knew we werent going to be able to agree on death numbers.
it does seem at first glance like people should be able to determine their own risk appetitie, but the problem societally is that we are all connected, man, so one person with a higher risk appetite doesn’t only increase risk for self, she increases risk for others.
we;re not connected in some hippydippy way, i mean, we are ALL CONNECTED. we are all part of one giant ecological cauldron, breathing the same air, like one organism. we are not as separated as we think we are. there is no fully separate me from the universe (although our 401k accounts definitely appear to be distinct).
and even though we are all interwoven…
doesnt mean we shouldnt be increasing risk societally, just that this isn’t a purely individual risk appetite decision. it’s a judgment call for society to make, which we do all the time….for instance…
the risk to others from opening up is greater than the risk to others from drugs, and as a society we decided that it’s just too “risky” for people to be able to manage their own bodies and decide whether they should be able to take psychedelic mushrooms or whatever. as a society we feel like, nope, too risky, too nutty, you
c an’t do that. which is utter bullshit.and society bans drugs, and people think it’s prudent and sensible, even tho ingestion of drugs is way less risky to others than walking around and spreading germs all over the place that our immune system can’t deal with.
so, yeah, I’m in favor of opening up this nation, getting the brutal buzzsaw of pseudocapitalism and endless consumption revved up again , im even ok with a massive death toll, but i am NOT OK with saying this is just some individual risk profile decision.
that is BULLSHIT.
it’s more like a guy smoking on a plane. it’s OBVIOUSLY not just an individual decision he makes to increase his risk for cancer.
he’s stinking up the whole plane!
In the exact same way, this IS OBVIOUSLY not just an individual risk profile decision on how you think you’ll fare from covid 19.
so, in sum…
no on airplane smoking.
no, not even in the bathroom, you disgusting freak.
yes on psychedelic mushrooms
yes on opening up the country.
no on trump
no on yes.
yes on no.
no on biden
yes on liesno on truth
no on time
yes on space
yes on the present
no on the past
No on Jesus
Yes on Joel Osteen
No on thoughts
Yes on reality.
No on Noh theatre
liberty …all that hand wringing and anguish over legalizing weed.
too “risky”.
I assume all the pro-open pro-self autonomy people are also vehemently outraged at the continuing criminalization and incarceration of certain drugs
and are fighting hard to legalize it nationally as part of their more liberty plan?
naah. when we said “liberty” we meant just your liberty to be part of the giant capitalist machine adn help it keep moving.
however…meditate, dont medicate
Participantfrom mortgage news daily
Ongoing Reminder on Forbearance
Coronavirus has created unprecedented challenges for people and industries. For homeowners facing a big reduction in income due to coronavirus-related hardship, a forbearance can make excellent sense. But for those who have the capacity to continue making mortgage payments, there are downsides to consider. Forbearance itself does not hurt your credit score, but it does show up on your credit report. This will affect your ability to qualify for a loan in the present and near future. It can also result in your other creditors decreasing your available credit balances. This has the unintended effect of increasing your ratio of debt to available credit which is a key component of credit scoring models. Thus, even though forbearance itself is not hurting your credit, it can indirectly lower your credit score and it will absolutely impact your mortgage creditworthiness in the short term.
Participantcontemplating one last refi.
current 3.375, 30 years, bal less than 200k
looking at about 2.7, 15 years, no cost.
maybe wait a little bit? i feel like it should be a little lower…
got a low rate from sofi.com, cheaper than aimloan and amerisave.
anyone have any internet lender they like nowadays?
planning hopefully to pay it off in 5-8 years, so not looking at a huge savings. but still, a few thousand
Participant[quote=Coronita]What do you guys think about shorting Peloton?
I mean these $2500 stationary bikes are cute an all. And they might have been popular recently with all these stay at home orders that prevented people from going to the gym.
But as these things gradually lift, do people really want to pay $2500 for a stationary bike and additional $40/month subscription fee? It just seems like a very niche market.
https://finance.yahoo.com/quote/PTON?p=PTON&.tsrc=fin-srch[/quote]
although I wouldnt pay it, that price sounds fairly reasonable. you compare it not against a cheap stationary bike like you’d buy at a yard sale (or rather, like I’ve bought at a yard sale) but against the cost of going to the spin classes this presumably replaces. it actually saves money to buy the peloton. sort of.
p lus you get to live forever, for just 2,500. 😉
say u join CYCLEBAR, for example, a spin place where you come to get yelled at(motivated) and deafened by loud music. “unlimited” rides, 1 month, 119.00. so 1400 a year.
peloton is basically free in less than 2 years! or if you look at it from an investment perspective, you “invest $2500, and it throws off a 119.00 monthly dividend, like 5%, tax free A MONTH. 60% a year! how can u not buy a peloton! its the biggest money maker ever! plus the money and time u save driving to your spin place.
now me, i had this old schwinn stationary bike for many years, $40.00 (one time payemnt, paid in cash, possibly some of it in quarters) at a new mexico yard sale, had a big heavy front flywheel, was awesome! weighed a LOT. I used it all the time my kids were little, just pedaling like a maniac, for hours and and hours.
no video, no electronics, the “hill” or “sprint” adjustment was just these pads you’d dial down that would hold the flywheel a bit,
basically loud music and a lot of extra energy and testosterone kept me sweaty for hours. it was awesome, but probably wouldve taken a kids finger off if they’d gotten too close.
no one ever got injured. no maintenance was ever required. used zero electricity
now the thought of pedaling hard for hours on an exercise bike makes me feel like, well, that would be dumb.
i sold that vintage schwinn for right around what i paid for it years back (and I took my good saddle off, which id upgraded, pre-sale, everyone has their own preferences, so it was a little stripped down). probably changed hands a few times since then, i bet. was an old overbuilt, beautiful little model.
i do not miss it at all and i do not want anything like it.
but it definitely kept me in cycling condition during some wintry days, at least as good as any “peloton”
now, i do not want my heart rate at its max. I want to go outside for a long walk. if I want a workout, I’ll walk faster up a steep incline. the thought of staring at a computer screen while riding a peloton makes me very very sad.
but 20 years ago? I woudve bought a peloton, if id had the cash and wasnt such an incredibly cheap bastard. idefinitely wouldve wanted one
Participant[quote=ltsddd][quote=Coronita]Unemployment numbers keeps going up, but surprisingly don’t see equity markets further tanking. Porque?[/quote]
Many factors. There’s one that people tend to overlook. The selling was fast and furious that took out a lot of the weak hands – the lemmings, the johnny comes lately, the overly extended joes and the living on the margins janes. I think that phase of selling in Mar and the buying afterwards reestablish the new bases for stocks that is now already factor in the virus, vaccines, unemployment, etc. The stock market seems to have a positive bias towards any good news about the virus vs the bad news.
That said, the indexes are up about 30% from the lows on Mar 23. I would expect people to look for an exit point to lock in their profits at some point. Personally, I plan to liquidate some of my holdings and park it in cash today.edit:
BTW., the nasdaq is positive for the year. The rally was broad.[/quote]Because none of it is directly tied to reality.
Participantwhat would an expected price per square foot be around the bottom for a decent place in vegas?
ParticipantI remember humidity in nyc, but I dont rwcall being laid low by it.
I mean, when it rains, its 100 % humidity, and it’s always fun to ride or run in the rain.
Heat, I like, with enough water to drink, I’d run in 90 degrees.
Maybe its the combo? Heat plus humidity. But dont they have seasons?
Or people just feel gross sweating?
I enjoy being soaking wet with sweat, but the humidity affects the sweats cooling ability apparently
Honestly, I’m completely ignorant about the south, though very prejudiced against them.
Would never choose to live down there, dont think they’re more stupid, just somehow fucked up and twisted, and not ok with minorities, which may not be true but I wouldnt risk it, as a place to live in.
but I’d really like to know why they weigh so much more.
It’s just fried food? Cant they knock it off? How can you eat fried food in the heat? Seems like that would be grosser than exercising.
A big plate of fried crap in 90 perc humidity? If the conditions are ok for fried food, seems like its ok for a walk.
Participant[quote=Coronita][quote=scaredyclassic][quote=Coronita][quote=scaredyclassic][quote=Coronita][quote=scaredyclassic]10k meditation retreat?
Jeez.
Deerpark in escondido charges 400, including food. No place in the world could be a better Buddhist meditation retreat than deerpark, at any price
I dont think I could meditate if I’d paid 10k. I’d be distracted by the cost.
I’d be thinking how much each minute of meditation came out to.[/quote]
the guy spent several tend or thousands doing a van conversion too.[/quote]
How do people live like this???!!! I can barely spend a dime.[/quote]
He bought a Dodge cargo van for like $5000, and spent a good $35k on converting it into one of those fancy conversion vans… He financed it of course.
What really surprises me is that despite that they have their credit cards maxxed out, and everything they own is financed… How the hell the can still get new credit to spend more money. It’s as if the credit card companies looks for these people who are already financially messed up and give them even more credit, knowing they will make even more money off of them….Dude, if you walk into their rental, their furniture is like 10x nicer than mine..[/quote]
When we bought our sofa at macys, I used 450$ worth of gift cards I’d accumulated over several years of returned xmas gifts from relatives, and a 20 perc. Coupon, and I waited for a sale.
It was just a couple hundred out of pockets and it still pained me to buy it. Somethings wrong with me[/quote]
I use to do the same thing with the spare change I empty from my pockets into a large jar.[/quote]
It maybe makes sense to die penniless.
ParticipantNo more furniture. Just floor life. Maybe a cushion.
Cheap, simple, healthy, no financing
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