[scaredyclassic]

[quote=spdrun]

Parents,pretty much know what’s best for you. And,all women are basically the same. You’ll learn to love each other.

I’m not attracted to all women equally. Neither, I suspect, is anyone else. Physical and psychological attraction are important parts of love.[/quote]

Not really, for longterm marriage. if you’re parents show u a dozen good matches and u pick the one u find hottest, your marriage will likely last…better odds anyway than u going out there 2 find True Love.

[scaredyclassic]

[quote=spdrun]Because suitable for you might not be suitable/attractive for them, depending on the criteria. Unless your criteria are extremely broad, like “not a thief or axe murderer.”[/quote]

Parents,pretty much know what’s best for you. And,all women are basically the same. You’ll learn to love each other.

[scaredyclassic]

I laughed so loud I woke up my youngest child.

Maybe it hit me close to home. I have the same parents, Except they’re jewish not indian.

[scaredyclassic]

This documentary is about an Americanized guy tryING to submit to an arranged marriage. It is just beautiful…

[scaredyclassic]

From the regular internist docs point of view, chasing down $ from insurance companies is more of a bureaucratic nightmare than I think even the most cynical among u can imagine

[scaredyclassic]

[quote=livinincali][quote=moneymaker]Sounds to me like a recipe for disaster, I believe the student debt would be dischargeable once co-mingled with the mortgage debt and when house prices fall, and they will, then boom they would all file for bankruptcy and start fresh again later on.[/quote]

The way I read the article was essentially you give us a down payment that is the size of the student loan and we give you a zero down home loan. I would guess the student loan gets paid in full (why would the loan company pay 6-7% when it’s receiving something less than that). The idea being since you brought money to the table you less likely to walk away from the zero equity property even if it declines in value. To me it just seems to shift up the purchase date in some young professionals life. I.e. They can get into a house 4 years after graduation because they manage to save enough to pay off their student loans, rather than waiting 8 years to pay off the student loans and save a down payment. If you of the opinion that interest rates will rise, home prices will appreciate, and rent will continue to go up then getting in earlier is beneficial.

I don’t see the interest rate for this loan product in the post but my best guess is that it’s something around 5%. Better than the student loan interest rate but worse than a conforming loan product. It’s a search for yield that’s targeted at a better credit risk.[/quote]

Right.

[scaredyclassic]

100k bonus sounds high.

My wife had an offer of 300k in a small town and 120k in a big city a while back.

I was,rooting 4 the small town…

[scaredyclassic]

Does the entire debt become nondischargeable when commingled with nondischargeable student loans? If so, I want to invest in his co.! And anyone who takes such a loan is a fool…

Basically looks like a,zero down home loan..

I’d pay off my student loan debt first, since the total down payments required is about equal to the payoff amount of student loan. You’ll be unlikely to get as good a return on the house as you would from the imputed return just by paying off the student loan. If your student loan is at 7 Perc, you’d need to make 10 percent return pretax. Your house is not going go up 10 percent a year for the life of your student loan. Therefore this is for suckers…but I love the concept. I need to devise a product based on either instant gratification or sugar consumption. Those seem like two can’t lose bets…

I would tell my kid to pay down the high interest student loan first and save up after that to maximize his,strength for financing down the road

[scaredyclassic]

[quote=SK in CV]Not really. At least in big cities, new docs are commonly getting $100K sign on bonuses. Internal med and Peds starting at $175K plus. It can be a lot of debt, and takes a long time, but if those kind of salaries suck, I’d like to know what professions are getting good starting salaries.[/quote]

Not everywhere.

If your making 135k with 300k debt and working a,lot, it’s no bueno

[scaredyclassic]

Doctor salaries for primary care are starting to suck relative to debt.

[scaredyclassic]

Try to align yourself with the interests of power and money.

My advice…

[scaredyclassic]

Let be be finale of seem.
The only emperor is the emperor of ice-cream.

[scaredyclassic]

I don’t think I can help future generations.

But I do think one of the biggest benefits u can give your kids is,to at least not be a burden and give them the appearance of a secure fallback option.

[scaredyclassic]

The robosigning lawsuits were in full swing while I was in escrow, I barely trusted the u.s. title system…mexico…I think I’d rent…but I’m scared.

[scaredyclassic]

GUILDENSTERN
Prison, my lord?
HAMLET
Denmark’s a prison.
ROSENCRANTZ
Then is the world one.
HAMLET
A goodly one, in which there are many confines, wards, and dungeons, Denmark being one o’ th’ worst.
ROSENCRANTZ
We think not so, my lord.

HAMLET
Why, then, ’tis none to you, for there is nothing either good or bad, but thinking makes it so. To me it is a prison.

ROSENCRANTZ
Why then, your ambition makes it one. ‘Tis too narrow for your mind.
HAMLET
O God, I could be bounded in a nutshell and count myself a king of infinite space, were it not that I have bad dreams.
GUILDENSTERN
Which dreams indeed are ambition, for the very substance of the ambitious is merely the shadow of a dream.
HAMLET
245A dream itself is but a shadow.
ROSENCRANTZ
Truly, and I hold ambition of so airy and light a quality that it is but a shadow’s shadow.
HAMLET
Then are our beggars bodies, and our monarchs and outstretched heroes the

[Author]

Posts