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Reality
Participant[quote=flu] So they started vacuuming upstairs and moving furniture in the middle of the night…..And when my kid forgot and started bouncing on the bed and I told my kid stop, my relative said “why bother? Jump harder…”
Just saying….
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Your relative sounds like a POS to me. Just sayin….
Participant[quote=moneymaker]$70 every other week,wife pays for it,unless she is short on cash,then I kick in some. She cleans about 4 hours each time,by the next day it’s dirty again.[/quote]
By wife pays you mean you pay right? Or are funds that segregated?
Who pays the mortgage?
ParticipantI’ve used Molly Maids (or Merry Maids can’t remember) in the past. I think it was $48/hour for two of them.
These days I just clean it myself. Not that hard except for carpet cleaning which I will hire someone every few years to do.
ParticipantI looked at an apartment in this complex almost exactly 5 years ago and the top rent for a 1 BR was $1535. Now it’s $1635. 6.5% increase over 5 years.
Not buying the hot rental market nonsense.
Participant[quote=The-Shoveler][quote=spdrun]
It’s also pretty common for kids over 8 or 9 to walk or take public transport to school, and travel to other countries with friends by age 16 or 17. Helicopter parenting isn’t as common as in the US — kids grow up more independent.[/quote]If kids were raised today like most of the boomers grew up, they would have the parents locked up for neglect LOL.
There was no day care in those days.[/quote]
I walked home alone from kindergarten. By 8-9 definitely on my own.
Participant[quote=FlyerInHi][quote=JohnAlt91941]
Perceptive people recognize bubbles, unlike sheep (who inflate bubbles).[/quote]And where are they are going to live for less than their current mortgage payments? Remember, they bought at the bottom.[/quote]
Hence, $170k in gain. Do you really think that will be eaten up by the difference in their mortgage vs renting?
They may find something to rent CHEAPER than their current monthly nut depending on what they are comfortable with.
Myself, I haven’t seen rents skyrocket the last few years.
Participant[quote=scaredyclassic]
no. Prices go down, but wiser people know they have no ability to know when where why how or even if it’ll happen in their lifetime.
to say prices go down is as useful as saying b the sun will burn out.
yeah…and…so…[/quote]
Perceptive people recognize bubbles, unlike sheep (who inflate bubbles).
Participant[quote=EconProf]
And you would be throwing away a terrific 30-year loan. By owning this house for only four years, your net worth has increased by $170,000. Let it ride and it will probably keep growing.
[/quote]Because prices don’t go down, right?
The OP has been given a gift (and an out). Time to take the profit.
Participant[quote=FlyerInHi][quote=flu]
Pretend the equity doesn’t exist, and make your financial plan accordingly.[/quote]Pretty good advice.
If you sell, you’ll likely buy something just as expensive or more expensive.
Unless you move to a cheaper region, then selling is not very useful. Sell to rent is not a good idea because you bought “cheap” so renting now won’t save you any money.[/quote]
You don’t need to move to a cheaper region to benefit from a cheaper market. I know someone who sold in 2005 knowing prices were BS (anyone with half a brain did) and rented until 2009 and then bought again.
ParticipantTo me a credit card is a convenience that also pays rewards. The company pays me for not needing to carry a lot of cash. I like it.
Interest rate could be 100% and it wouldn’t matter to me.
ParticipantPlay more golf.
ParticipantNowadays a watch for timekeeping isn’t needed and that makes it just a piece of jewelry. I don’t wear jewelry so no watch for me.
ParticipantSlamming doors!
ParticipantI’ve seen a show called Hoarders once or twice. Those folks are over the line. Using the bathroom at a gas station because they can’t get into their own because it’s full of junk. Junk in the living room stacked to the ceiling.
Don’t know if it qualifies as a disease or if your buddy’s case is that severe. But I couldn’t imagine living like that.
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