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Peace
ParticipantI have a brother-in-law who is a radiologist and that field is being outsourced to India – makes sense to me, last time I went to Mayo Clinic, my X-Rays were read by a radiologist at the clinic in Rochester while I sat at the clinic in Scottsdale. Why not send X-Rays to be read by radiologists in India for a fraction of the salary?
And if anyone thinks our medical care is cheaper (or better) here in the U.S. than all the other industrialized nations with universal health care then you haven’t seen the figures.
Friend was just contacted for a teacher’s position in Scottsdale, pay $36,000, not bad you say? Then found out that health insurance benefit will cost $750/mo, so subtract $9,000 from that salary and you’re left with $27,000 – not even enough to live in Metro-Phoenix no matter how bad that RE crashes!ParticipantI actually think of San Diego proper as an old folks town and always thought those were the buyers that should have been targeted.
In fact for a few years that is exactly where my sister and BIL were planning on retiring until the condo prices went sky high.
Families I know who live in NYC and SF live in what I would describe as inter-urban neighborhoods – flats that are mostly occupied by families or they own a rowhouse. They are able to either get their kids into the top public school in the city or can afford $15,000 – $30,000 tuition. If I had the money that is exactly how I would live and raise my family.
But it’s nothing like downtown SD where I’d like to go visit Grandma but not live there.ParticipantPowayseller, I love your style, maybe because I have the same problem you do with “experts”
It’s like having to tell a doctor or nurse to wash their hands, it’s different than telling my kids.
Maybe you do need to alter your approach when dealing with the public, but please keep up the good work here and say it like it is! Thank you!Participanthere's the link to the article: http://www.todayslocalnews.com/?sect=house&p=1354
ParticipantRegarding everbank and others offering FDIC foreign CDs,
you are insured only against insolvency – not against loss of interest and principal. If you choose a currency that goes down against the dollar, the value of your CD goes down. See this:
http://www.viewfromsiliconvalley.com/id217.html
ParticipantHow was the meet up? Too bad the guy from Amarillo lives so far away, I have a feeling he would have come out a new man.
ParticipantI’m new and still feel like I don’t know anyone so maybe I’ll make the next one. I’d like to get to know people better before meeting up. I have learned a lot from reading this blog and would like to thank all of you who participate.
ParticipantThis exchange reminds me of “the rat smells the cheese”
PS happened to find this PUBLIC record online and shared it with us; of note is that her discovery resulted in a compassionate response wondering if one of her neighbors was under duress.
I happen to have two old ladies (both in mid-eighties) who live two houses down who really have no business living on their own, but who am I to challenge them? We help them as much as we can without getting into their business.
Recently I brought up the subject of reverse mortgages to see if they would be interested, mainly to see if they are living so meagerly due to real money issues or if they were just tight – you never know with old people.
Turned out they were very interested in reverse mortgages and I sent off for information that I will go over with them.
But to the point – I was very relieved to see that they are not behind on their property taxes, so I can assume their financial status is not in critical condition. And that information will affect the way I “help” them decide about their best option when reviewing the reverse mortgages.
Another way I intend to use that PUBLIC information will be to check the tax status of the houses that surround any house I would be interested in buying, I think it is important to know that potential neighbors are not in financial straits.
Just like a lot of people were against Megan’s Law and that information being available on the internet – any public information should be available to the masses, not just a few to their own advantage. I’ll be checking the sexual predators website before I buy too.
The point being that just because you see this PUBLIC information as a way to infringe on other peoples’ privacy doesn’t mean that’s the way most people use it.ParticipantPowayseller, don’t know what you mean, but I’ll tell you what I found:
Looked up my mom’s street and noticed that there was a separate listing for her husband. He is not listed on her title. The only hint that there is something different is that all the Parcel No’s on the street start with the same three numbers, whereas his listing starts with a different three numbers.
Then I went to his property’s street and he is not listed there.
Don’t see any category titled Unsecured, he’s just listed right along with all the other’s on my mom’s street.
The point is that it may not be quite so obvious what the property tax status is on streets when the properties are not owner occupied.Participantthe records don’t tell the whole story: it appears that the status of the property taxes are not necessairly listed on the street where the property’s located.
For example – my stepfather’s property tax status on a rental he has in Encinitas is listed for his street of residence (mailing address) in Carlsbad.
So if landlord/investor/speculator/flipper owns a house on your street and doesn’t have their tax bill delivered to that house, the tax status is not listed on that street in the tax records it’s listed on the street where the tax bill is sent.ParticipantAs I mentioned in another thread – the money isn’t real until you have it in your hot grubby hands. So has your friend actually sold any land yet?
We own a beautiful residential lot in North Scottsdale – about every 6 months we get an unsolicited call from some realtor about how much the property is worth and are we ready to sell? We always say “Show us the money” and then we never hear from them again.
Also the agent’s sales comission is higher on vacant land – I think it is more like 10%
Speculating on land in Yuma sounds crazy, but I would have said the same thing about anything east of El Camino 30 years ago too – so don’t listen to me!ParticipantWow, that’s amazing considering the low price of housing. The only way I can expain it is that Texas has it’s own brand of economy.
When I lived in Plano in the late 80’s when the bubble burst it was surreal. In every tract from the lowest to the highest socio economic level there were vacant homes just left open 24 hours a day. You could just walk in and have a look. I coined the phrase Tract Mansions – gaudy huge (ugly) homes one after another. There was one I did like and used to visit it regularly just in case we were in pergatory and didn’t know it and couldn’t get out – one day I walked in and it struck me that the place was furnished, then I realized it had sold and someone was living there.
After really getting into just walking through vacant homes alone it dawned on me that it probably wasn’t safe – I mean these places were BIG and EMPTY and no telling who or what was hanging out in there!
My experience in Texas (at least the Dallas Metro area) was that Texans like to live large and it is easy come easy go. Realized early that we didn’t want to settle there so we just rented.ParticipantA friend lives in San Antonio in a very nice area – her 5 bedroom 4 bath house isn’t worth much more than around $300,000 – bought it for around $150,000 maybe 5 years ago.
She moved from Scottsdale, AZ to San Antonio and loves it there. She loves the public schools her kids go to and feels that San Antonio is a great place to raise a family.ParticipantBugs, any unrealized $$$ above what was paid is Monopoly money. The only REAL money is the lost $$$ when the property is sold for less than what was paid for it, or the cash the seller walks out with at closing. That’s how I have always looked at it.
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