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nostradamus
ParticipantHow short a term? Since the CD rate is in APY here is the lineup for 1 year cds. Top of the list is E*Trade at 5.15%.
ParticipantSlightly OT but I’m quite happy with my DLP projector… I can make it 12″ or 24 feet depending on the distance I project. Sometimes I lay in bed and project onto the ceiling by putting the DLP on my camera tripod. I find the projector to be very easy on the eyes.
ParticipantSlightly OT but I’m quite happy with my DLP projector… I can make it 12″ or 24 feet depending on the distance I project. Sometimes I lay in bed and project onto the ceiling by putting the DLP on my camera tripod. I find the projector to be very easy on the eyes.
ParticipantSlightly OT but I’m quite happy with my DLP projector… I can make it 12″ or 24 feet depending on the distance I project. Sometimes I lay in bed and project onto the ceiling by putting the DLP on my camera tripod. I find the projector to be very easy on the eyes.
ParticipantSlightly OT but I’m quite happy with my DLP projector… I can make it 12″ or 24 feet depending on the distance I project. Sometimes I lay in bed and project onto the ceiling by putting the DLP on my camera tripod. I find the projector to be very easy on the eyes.
ParticipantSlightly OT but I’m quite happy with my DLP projector… I can make it 12″ or 24 feet depending on the distance I project. Sometimes I lay in bed and project onto the ceiling by putting the DLP on my camera tripod. I find the projector to be very easy on the eyes.
ParticipantPossibly but I’d think that employer would face massive, negative media backlash. Plus, they’d be turning away millions of job candidates. 🙂
ParticipantPossibly but I’d think that employer would face massive, negative media backlash. Plus, they’d be turning away millions of job candidates. 🙂
ParticipantPossibly but I’d think that employer would face massive, negative media backlash. Plus, they’d be turning away millions of job candidates. 🙂
ParticipantPossibly but I’d think that employer would face massive, negative media backlash. Plus, they’d be turning away millions of job candidates. 🙂
ParticipantPossibly but I’d think that employer would face massive, negative media backlash. Plus, they’d be turning away millions of job candidates. 🙂
ParticipantRaptorduck, I envy your financial position but what’s wrong with renting for a while in an area you like before making such a huge purchase? You know the market isn’t going up anytime soon, right? You KNOW this! So rent something like this in Rancho Santa Fe or something in Del Mar or La Jolla and sit on it for a year.
Some people are predicting 30% drops in prices, some even more. Let’s say you rent a rock-star home for $10k a month for one year. That’s $120k spent. On the other hand let’s say you bought the $3M (which is the low end of your “sweet spot”) home and the market goes down just 10%. You’ve lost $300k plus $30k in taxes plus all the other fees. Are you willing to unnecessarily pay $210k+ just to say “I own”? That’s what you’ll be doing in this down market.
There’s always buyer’s remorse. At least if you rent in an area for a while you’ll know it so well that once you buy there will be little remorse.
Now tell me, how did you make your millions??? If it’s true that you have all this money then you must have some sort of financial savvy and I can’t understand why you’d be considering buying in this down market. Is there something you know that us sub-multi-millionaires don’t? I’m not poor but I definitely have an appreciation for every dollar I make and wouldn’t consider throwing any away but it seems like this is something you’re ok with.
ParticipantRaptorduck, I envy your financial position but what’s wrong with renting for a while in an area you like before making such a huge purchase? You know the market isn’t going up anytime soon, right? You KNOW this! So rent something like this in Rancho Santa Fe or something in Del Mar or La Jolla and sit on it for a year.
Some people are predicting 30% drops in prices, some even more. Let’s say you rent a rock-star home for $10k a month for one year. That’s $120k spent. On the other hand let’s say you bought the $3M (which is the low end of your “sweet spot”) home and the market goes down just 10%. You’ve lost $300k plus $30k in taxes plus all the other fees. Are you willing to unnecessarily pay $210k+ just to say “I own”? That’s what you’ll be doing in this down market.
There’s always buyer’s remorse. At least if you rent in an area for a while you’ll know it so well that once you buy there will be little remorse.
Now tell me, how did you make your millions??? If it’s true that you have all this money then you must have some sort of financial savvy and I can’t understand why you’d be considering buying in this down market. Is there something you know that us sub-multi-millionaires don’t? I’m not poor but I definitely have an appreciation for every dollar I make and wouldn’t consider throwing any away but it seems like this is something you’re ok with.
ParticipantRaptorduck, I envy your financial position but what’s wrong with renting for a while in an area you like before making such a huge purchase? You know the market isn’t going up anytime soon, right? You KNOW this! So rent something like this in Rancho Santa Fe or something in Del Mar or La Jolla and sit on it for a year.
Some people are predicting 30% drops in prices, some even more. Let’s say you rent a rock-star home for $10k a month for one year. That’s $120k spent. On the other hand let’s say you bought the $3M (which is the low end of your “sweet spot”) home and the market goes down just 10%. You’ve lost $300k plus $30k in taxes plus all the other fees. Are you willing to unnecessarily pay $210k+ just to say “I own”? That’s what you’ll be doing in this down market.
There’s always buyer’s remorse. At least if you rent in an area for a while you’ll know it so well that once you buy there will be little remorse.
Now tell me, how did you make your millions??? If it’s true that you have all this money then you must have some sort of financial savvy and I can’t understand why you’d be considering buying in this down market. Is there something you know that us sub-multi-millionaires don’t? I’m not poor but I definitely have an appreciation for every dollar I make and wouldn’t consider throwing any away but it seems like this is something you’re ok with.
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