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[quote=walterwhite] . . .
Lots of sociopaths And bipolarites can.[/quote]

It has been suggested that Winston Churchill was bipolar and that he was at his most influential during his manic episodes. People crave the experience of witnessing strong emotions in others. I suppose sociopaths can use that as well . . .

[njtosd]

The problem with letting people stay past closing is that if they don’t leave voluntarily the only option you have is to evict them, which is a long process in California. We recently sold our home in NJ and stayed in the house 5 months after the closing under a “Use and Occupancy” agreement, which apparently gave us fewer rights (and protected the new owner more) than a standard lease back would. The purchasers knew that we wanted to be out of NJ after our kids finished school for the year, so they didn’t have much of a problem with the arrangement, but it could have been a problem for them if we were uncooperative. I don’t think I’d ever close without taking possession immediately upon closing.

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It really depends on the validity of the second party’s claim to the property. If the 2004 mortgage was taken out by someone who didn’t have an interest in the property (say, if there was fraud involved, coercion of the party who bequeathed the property etc.) then the mortgage didn’t actually attach and the mortgage holder wouldn’t actually have the right to foreclose. This would be highly unlikely though, and very difficult to prove prior to the foreclosure going forward. If the foreclosure goes through, the second party (the one fighting the inheritance) would have to sue to quiet title in his name and prove superior title. There could be state laws (such as statutes of limitation) that might be involved here – and the issue of the mental capacity of the second party is also an interesting one.

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[quote=eavesdropper][quote=Veritas]Worth reading. Not an endorsement either way.

“Is Sunshine a Natural Cancer Cure for Melanoma, Prostate Cancer, Lymph Cancer & non-Hodgkins Lymphoma?”

“Ironically, sun exposure may even be a natural cancer cure for a variety of cancers, INCLUDING the feared MELANOMA, according to findings published in the Journal of the National Cancer Institute.”
http://www.healthdiscoveries.net/natural-cancer-cure.html%5B/quote%5D

Veritas, this is NOT worth reading. I’m not sure what your purpose was in posting it; I’ll assume that it is one of two reasons:

(1) You stand to profit in some way from posting the URL for this site, and used the sensationalism of the title, and the implied NCI imprimatur to draw people in. If this is the case, I’ll assume that you’re not interested in discussing the validity of the information.

Or

(2) You accidentally came upon this website, and, believing that the site owner was of sterling repute, and the information was of sound scientific origin and significant importance, wanted to share. Kudos if this is the situation.

However,

At the risk of sounding harsh, the “information” is pure, unadulterated crap. The website is just another one of thousands that target vulnerable patients and their families, while posing as knowledgeable and highly ethical purveyors of scientific/medical information. In reality, most are cheap marketing sites for some product or the other. In this particular version, potential customers are advised to contact Connie Hargrave, MA, ECT, a “researcher” of dubious distinction for “recommendations” of products (and can anyone tell me the meaning of ECT as used by Ms. Hargrave?).

She claims to have posted medical research findings, but I checked the site over pretty good, and didn’t find a single journal article or conference abstract, or weblink, citation, or reference to supporting literature. The quote you included alluded to “findings published in the Journal of the National Cancer Institute”, which would appear to be a good place for a link to said findings. Instead, there was a link to even more of Ms. Hargrave’s “research findings”. She engages in name-dropping of minor scientific figures, along with incomplete or distorted interpretations of their alleged research findings.

Yes, I took the time to research the information presented on the site. Let’s just say that much of what is presented is very seriously flawed, or outright false.

There’s nothing worth reading here; what’s more is that Ms. Hargrave and her like-minded counterparts on the internet have the potential to do great harm to patients and their families. There is no scientific evidence on record of sunlight or Vitamin D megadoses curing cancer, and there’s been no causal link established between the development of any of the cancers she mentions and lack of sunlight and/or Vitamin D.

If you are in need of accurate, up-to-date medical information, particularly on “cures”, I suggest starting with the Centers for Disease Control and the National Institutes of Health, particularly the National Cancer Institute, who have excellent resources for both the average patient/consumer and for medical/scientific professionals. And, no, they are not “hiding” or withholding miracle cures and treatments from the American public.[/quote]

Eavesdropper –

I agree that everything should be viewed with a skeptical eye, and I agree that the website mentioned in the original post is a little heavy on hype. However, the journal citation that you are looking for is here:

Berwick M, Armstrong BK, Ben-Porat L, Fine J, Kricker A, Eberle C, et al. Sun Exposure and Mortality From Melanoma. J Natl Cancer Inst 2005;97:195–99.

And furthermore, there is an interesting (although I know very little about this) summary in Science Daily entitled “Two Studies Find Evidence That Sunlight May Have Beneficial Influence On Cancer”

(http://www.sciencedaily.com/releases/2005/02/050205130639.htm)

The Harvard Medical School Family Health Guide, in “Benefits of Moderate Sun Exposure” admits the possibility of a relationship between low Vitamin D levels and cancer, and suggests that people may have gone a little too far in avoiding sunshine: http://www.health.harvard.edu/fhg/updates/update0604d.shtml

And you’re right – there is no evidence that megadoses of Vitamin D cures cancer, but dismissing the possibility of a relationship out of hand (and you were pretty harsh) seems a little closed minded. I used to TA for a class at Michigan called “The Biology of Cancer;” the number of things that have gone from being accepted to disproved (and vice versa) over the years should make everyone a little careful about dismissing ideas that make some sense.

Finally, if you click on people’s screen names you can see how long they’ve been on this board (Veritas has been here over 3 years) and how many posts (in the case of Veritas – lots) which would have shown that he/she probably wasn’t posting for the purpose of selling.

[njtosd]

If you go back and look at these articles the findings are very limited – usually looking at people who already have been diagnosed with cancer. From a brief review, it appears that the role of vitamin D seems to be important, which is better gotten from a supplement than unprotected exposure to the sun. These results sound encouraging but still tentative.

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[quote=briansd1]

Earlier today I saw a bumper sticker with an American flag and the words: Fear This. What is that supposed to mean?

[/quote]

I think it’s a response to the NO FEAR bumper stickers that have been around for a while. Apparently the KKK is now trying to use that marking to mean National Organization for European American Rights, which makes the NO FEAR brand people kind of mad. Interesting issue of the conflict between trademark law and freedom of speech.

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[quote=bob2007]Get a wifi hotspot from tmobile or similar company. 4G (really a fast 3G), 5 connections, pay as you go, no monthly plan. Plus you can take it anywhere else you vacation.[/quote]

We have one from Verizon, but without a monthly plan you run up a bill pretty fast. You’d have to figure out how much usage you’d have and figure it out. And you will easily max out even on the 5G monthly plan if you watch any streaming video or play games.

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Higgy Baby – I read the policy and don’t remember there to be a lump sum payout, but there also wasn’t a lump sum pay in. I’m sure there are zillions of types of these policies these days, and I assume that the one that you are describing has a different set up than the one that my parents used.

After really thinking about all of this, I am somewhat convinced that if you start early and set aside your own investment for long term care, you are likely to come out ahead. Hard to say though.

It doesn’t seem that the following applies to you, but the other difficulty that I see with these policies (almost by definition) is that they have to be enforced by someone other than the insured (since the insured is presumably ill enough to require long term care). In our case, my brother and sister and I (in the middle of what was already a very difficult time) had to find and figure out how these policies worked and what needed to be submitted to get benefits. I am certain that without our help my parents would not have been able to jump through all the hoops that were necessary. So, if you do get this sort of policy, you need to be sure that you’re going to have someone (or better yet a number of people) who will be able to figure this all out for you.

And thinking about this is very depressing. Good luck with your efforts.

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I know nothing about this provider specifically. But one thing that I learned (earlier this year when both my mother, father and mother in law suddenly had health issues that triggered their LTC policies) is this: be sure to understand very clearly what is required to trigger the policy, and how long the health problem has to go on before the insured qualifies for payment. My Dad had a very fast moving cancer (diagnosed in Nov. 2010, passed away in Mar. 2011). I believe that he did not qualify for benefits until 90 days after the policy was triggered. So for 75% of the time that he needed the policy, he was waiting to qualify for benefits (even though he had brain surgery and needed home care from almost the moment he was diagnosed). My mom (83 years old), on the other hand, didn’t have Alzheimers (one triggering event) but had mild mental impairment that made it difficult for her to care for herself. It was a bit of a struggle to get the company to pay benefits, although they eventually did.

One thing, it seems to me, that the LTC companies bet on is that the insured with die quickly or will die before enough time elapses to allow them to collect. I’m not saying that the companies are not honorable, but I’m going to look into the statistics before we buy for ourselves.

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[quote=sheilawellington]Update:
My sister talked to the tenant’s dad (his info was on the rent application). The dad confirmed that his son is in jail, that mom & dad have removed most of the tenant’s belongings, and that they have left the key under the mat.

(1) The fact that the key was returned is a good sign, I think. It means that the tenant has moved out and now it’s OK for me to go in, clean up, and change the locks. Right?

(2) BUT, it still worries me a little that we didn’t receive the keys from the tenant (who is in jail), but from his dad.

(3) The dad said that he couldn’t remove a couple of furniture pieces and an old TV. He said that I’m free to give them to charity. Still, this worries me b/c it means that the tenant is not 100% out of the house.

My sister will be talking to a real estate lawyer today. Thank you all for the feedback. I had a big laugh with that Nigerian scam post![/quote]

I think the real estate attorney idea is a good one. Consider the following:

Your contract is with the son. Unless he has given a power of attorney to his parents that you can rely on, they are not legally capable of speaking on behalf of the tenant, any more than any other person would be. What would you have done if it were the tenant’s best friend telling you this stuff? Would you have let him/her take furniture or belongings out without telling the police? You certainly wouldn’t take any of the stuff yourself. Since you are aware that they are removing things from his apartment and you don’t have any direct evidence from him that it is with his permission, you may have some duty to contact the authorities. Family relationships are odd things – and you don’t want to get in the middle.

If I were you, I wouldn’t move/take or touch a shred of the furniture. I would go through the standard eviction procedure, which should be rather straightforward since there doesn’t seem to be anyone in the apartment.

I’m not a real estate attorney. I’m curious to hear what yours has to say.

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[quote=CardiffBaseball]She could have pulled a train on the entire starting five for all I care. The problem as far as I am concerned was that it was with a Michigan man.

Go Bucks.[/quote]

Shows she has good taste. Go Blue.

[njtosd]

Another arguable upside of Mello Roos is that it is very difficult to close a school that was built using Mello Roos funds. A few years ago they tried to close Ashley Falls school in CV; the parents (naturally) complained and the effort was given up. According to the district website, closing a Mello Roos supported school is theoretically possible but fraught with legal complications.

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[quote=walterwhite]I’m not saving anything; first I have toget ready to rail against Columbus Day.

Then there’s that goddamned thanksgiving. What an irritating farce. Just celebrate genocide why dontcha?

Christmas. A commercialized nightmare. Sickening spectacles of consumption.

New years eve. As if we have a monopoly on which day the new year will start.

And don’t get me started on valentines day.[/quote]

And I have to ask again – you’re joking, right?

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[quote=walterwhite]

New York is in many ways a hellhole for anyone making less than 150000 a year. Pre and post 9-11.[/quote]

Other than the bedbugs, who seem to be doing great on a limited budget:

http://www.guardian.co.uk/world/2010/oct/21/bedbugs-invaded-new-york

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[quote=walterwhite]However it is kinda cool. And then you get to be dead, which is relaxing.

The man who is courting tells his woman, ” I would gladly lay down my life for you.”

after 20 years of marriage, he would not even lay down his newspaper for her.”

old quote….[/quote]

Are you still married?

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