[moneymaker]

San Miguel Ranch from what I hear has no HOA or Mello Roos and the houses seem spectacular, though most are 2 stories.

[moneymaker]

ATT has fiber they are working on 5G they have been around forever and are pretty much nationwide. The cons are that they are losing video customers most likely landline customers and they are unionized oh yeah and they have horrible billing practices and suffer from corporate red tape. If they could buy Time Warner and maybe gobble up some cable companies they would be supremely positioned. My first experience with solar was from a Bell Labs kit. I have a limit order to buy some more!

[moneymaker]

Buy low, sell high! The best strategy I know. I’m looking at ATT i.e. T right now.
How low will it go? I bought some at 33 and 32, will probably buy some more tomorrow or?

[moneymaker]

Wow just looked it up here http://www.businessinsider.com/recessions-history-around-the-world-2017-10 China has never had a recession in recent history. I’d say they are due. Along with Australia and Columbia.

[moneymaker]

Mexico is 7.56%
Venezuela is 10.43%
Kenya is at 13.15%
So we Americans are a riskier investment than Portugal, Italy, Spain and France!
Japan is just .063%
Another very interesting thing is I see a curve flattening in China i.e. recession about to happen there?

[moneymaker]

Yes I can probably make more money from the comfort of my living room by day trading the market on my days off, especially with the VIX where it is.

[moneymaker]

I’m not saying buying a house is a bad idea, just that there are probably better investment choices out there.
https://mortgagebite.com/mortgage-blog/personal-finance/even-the-rich-get-mortgages-warren-buffett-explains-his-mortgage-borrowing-strategy-to-cnbc

[moneymaker]

I would only invest in the S&P 500 with a short term time horizon. In other words I would try to time the market.
The rich might make 3% on a safe investment while the average homeowner will feel good about having a 3% mortgage but if you take the difference, 6%, and over 10 years, the rich person will be 80% richer on the same investment as the homeowner (is homeowner one word?) that folks is why the rich get richer and the poor get poorer in a nutshell. I’m sure the rich will probably make more than 3% when invested professionally and credit card debt is way higher than any mortgage rate which is a real drag on the poor person’s balance sheet.
I bought in at 23900 and plan on selling at 25000 (DOW).
Probably should have used 3.6% in above example for mortgage and investments for a doubling of disparity.

[moneymaker]

Ok so I bought right before the close. Surprised the DOW has actually been above the 200 day for so long.

[moneymaker]

Last time I was at Home Depot I noticed they are selling new WIFI sprinkler timers that you can get basically for free after the rebates (on the 6 zone ones). Didn’t buy it at the time but next time I go plan on buying one. It will adjust watering due to weather forecasts and comes with an app. They also had 12 zone ones where it was basically $30 after rebate.

[moneymaker]

Interesting that you should mention the City of Commerce. Being a non-LA type I had no idea about the place until I stopped at a Carl’s Jr. late one night. Nothing bad happened but I’m glad it wasn’t my wife stopping there by herself.

[moneymaker]

I’ve got Blackberries that seem to just take off after watering them with the swap water from our fountain. The tricky part is picking them before they fall off the vine. Half my rain barrels are full, not sure if the other half will get filled, hope so!

[moneymaker]

scaredy,
I believe your view is influenced by many years of video games. As such it might be one that could catch on, though it sounds vaguely like the matrix. That view that we don’t matter may be what allows people to go out and do these mass shootings, they feel it doesn’t matter any more.
I do agree with some of what you say, I think GOD can be an inspirational “person” who inspires thoughts into some and then watches to see what happens. It is extrememly hard for me to believe that GOD would want children to be born with deformities and good honest people to lead lives like Job.

[moneymaker]

Ok so maybe not a favorite topic right now. Am I smarter than the government, as my mortgage rate is lower than the 5 year treasury rate?

[moneymaker]

Only if it was up on a hill with a view of the ocean and could be secured with a security system. I think the danger aspect is mostly who you hang with.

[Author]

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