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moneymakerParticipant
Yes, I imagine a lot of what goes on in building a house is similar in many ways to adding on an addition. Did you leave 1 wall standing?
moneymakerParticipantWhen I looked into it one could save $15-$20 a month with a lease, so I would not say it is a negative. However it is far better to purchase in the long run which is what I did. I didn’t even know rates had gone up so much in the last 3-4 years,like 30%, until someone told me. Buying a house then adding solar,getting Lasic for my eyes and getting married are the best decisions I’ve ever made, though not necessarily in that order.
moneymakerParticipantHere is link to speech going on now http://fox5sandiego.com/2017/06/17/dalai-lama-delivers-keynote-commencement-address-at-uc-san-diego/
moneymakerParticipantI’m guessing that a house will on average spend more time in escrow than on the market, so signs are up in front of houses for twice the amount of time of inventory. I.E- listed for 40 days, in escrow for 60 days = 100 days sign in front yard. Then there are the houses that never have a sign up and those are the ones I’m wondering about, those are usually the “steals” as far as value. Are there houses that sell without making it to the MLS? Are they in the charts? What is the shortest escrow anyone has ever heard of?
moneymakerParticipantGood banter. The average 401k is the same as the average home equity for the average person. So what would hurt more a stock drop or a real estate plunge? Before 2008 i would have said that a real estate plunge would take longer and give people time to exit, but no longer. The real question in my mind is if things are as rosy as the markets and employment numbers say they are then why isn’t gold down around $1000? Luck has been on my side so far but I recognize that it was just luck. We have an interesting situation now economically where the markets are hot and yet people like Carl Icahn and Bill Ackman are losing money,weird. I’ve increased my 401k contribution to lower my taxes but beyond that I have no investment advice. P.S.- Herbal life, clearly an investment pyramid, is up for the year as is McDonalds. Who would have believed that people would still be paying $5 for coffee that they could make at home for pennies on the dollar.
moneymakerParticipantFor those seeking meaning in their lives the Dalai Lama will be speaking at UCSD Friday June 16 9 a.m. at RIMAC Field, tickets are required. I’ve never seen him in person so I will be going with an open mind.
moneymakerParticipantHave not tried Habit Burger yet, will give them a try. “5 Guys” in San Diego is owned by Phil Mickelson from what I hear. I’m currently defrosting 3, 1/3 pound burger patties I got from Costco, which taste way better than any MCD burger. If I go to MCD it’s for their $1 drink or to use the bathroom, that’s it for me after eating there a few months ago, spending $10 and still be hungry afterwards. Costco is a cheap place to eat but admittedly I do tire of their limited menu, might try a pupusa tomorrow, never had Salvadorian food before.
moneymakerParticipantDo be legal (or at least don’t get caught), perhaps equally important to being ethical is just use common sense. My crystal ball says to short MCD, has anyone been there lately, their prices are outrageous and foot traffic has definitely plummeted all the while they are remodeling store after store.
moneymakerParticipantAnother problem with waiting for a crash is do you buy real estate or stock? I’m not a salesman so I love the fact that I can buy and sell stock without any social interaction. As Robert Kiyosaki says a house is a liability. How many houses do you need? If I was Trump I would get rid of any housing tax breaks that multiple home owners are using, unfortunately the only way to do that might involve getting rid of mortgage deductions altogether, which I would not be for. I’ve had really good luck with stocks but am not currently a holder, I have a house so I’m good there too. Currently putting excess money into 401-K (ok I guess I do really own stock sorta) but have no idea what is coming economically down the road. When my crystal ball clears I will post again.
moneymakerParticipantPictures would have probably been cool to see!
moneymakerParticipantWhy make more lanes and then have the same amount of people to run them? If they started charging people to cross it would either cut down on the crossers and/or make them more money. What business couldn’t use more money? If they can staff up without charging then I’m all for it. Seems to me with proper planning 2 hour waits at the border can become a thing of the past. They never ever have all the lanes open as far as I know.
moneymakerParticipantSan Ysidro typically only has half of it’s lanes open during the day. So either they need money or more brains. It’s the main reason I don’t go down there, too long of a wait to get back. From what I read in the newspaper the other day they have new/better technology but it takes longer to get across, go figure, kinda like the airports I guess. P.S.- I don’t like to fly either because I don’t want to be treated like a criminal.
moneymakerParticipantJust remembering how David Carradine died in a hotel in Bangkok from auto-erotic asphyxiation. Who would have guessed? Bill Cosby was even more shocking though I suppose as he was the “Dad” , he has 17 revoked honorary degrees. Seems like society inundates us with sexual imagery and then is surprised when men act on baser instincts.
moneymakerParticipantYes obviously a show of air superiority and strength. But how many missiles do those ships have? Can we just keep firing away? Russia now has a ship in the area, possibly for air defense. I would not fire off more than half of the missiles just in case they are needed down the road. I can see this happening also in North Korea. What we need is a smart air defense system for our country and our troops.
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