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August 27, 2007 at 4:56 PM in reply to: San Diego year over year inventories down for third month in a row #81946August 27, 2007 at 4:30 PM in reply to: San Diego year over year inventories down for third month in a row #81779
lostkitty
ParticipantGo to foreclosure.com, count up the number of NOD’s and foreclosures, and then add them to the inventory.
San Diego still down???
I think at some point homes get pulled off the market because their “ownership” is in flux. The banks then auction them off or whatever.
I may be wrong though – this is all quite complicated, and I have had a beer already (it is 7:30pm out here on the east coast).
i sure saw a lot of for sale signs out there, and also many homes that I know are in trouble with no sign at all.
August 27, 2007 at 4:30 PM in reply to: San Diego year over year inventories down for third month in a row #81914ParticipantGo to foreclosure.com, count up the number of NOD’s and foreclosures, and then add them to the inventory.
San Diego still down???
I think at some point homes get pulled off the market because their “ownership” is in flux. The banks then auction them off or whatever.
I may be wrong though – this is all quite complicated, and I have had a beer already (it is 7:30pm out here on the east coast).
i sure saw a lot of for sale signs out there, and also many homes that I know are in trouble with no sign at all.
August 27, 2007 at 4:30 PM in reply to: San Diego year over year inventories down for third month in a row #81931ParticipantGo to foreclosure.com, count up the number of NOD’s and foreclosures, and then add them to the inventory.
San Diego still down???
I think at some point homes get pulled off the market because their “ownership” is in flux. The banks then auction them off or whatever.
I may be wrong though – this is all quite complicated, and I have had a beer already (it is 7:30pm out here on the east coast).
i sure saw a lot of for sale signs out there, and also many homes that I know are in trouble with no sign at all.
ParticipantI was feeling it too (tipping point)… until I came here to CA for a visit.
Everyone I know out here is so absolutely CERTAIN that it wont crash much. If they own, they are sure their properties will not go down at all. If they dont own, they are saying things like, “we really missed the boat.” These are people with good incomes and jobs (and brains – although I am starting to question that a bit).Since I am only here once a year – the only real “change ” I’ve noticed is that there are so many moms driving around with ‘PEACE’ and ‘COEXIST’ stickers on their cars. Big difference from last summer.
I do not understand why Rich’s graphs are not front and center in the paper. People need to understand how out of whack the market is. They need education – and I used to think that was what the “news”paper was supposed to do… inform the people.
ParticipantI was feeling it too (tipping point)… until I came here to CA for a visit.
Everyone I know out here is so absolutely CERTAIN that it wont crash much. If they own, they are sure their properties will not go down at all. If they dont own, they are saying things like, “we really missed the boat.” These are people with good incomes and jobs (and brains – although I am starting to question that a bit).Since I am only here once a year – the only real “change ” I’ve noticed is that there are so many moms driving around with ‘PEACE’ and ‘COEXIST’ stickers on their cars. Big difference from last summer.
I do not understand why Rich’s graphs are not front and center in the paper. People need to understand how out of whack the market is. They need education – and I used to think that was what the “news”paper was supposed to do… inform the people.
ParticipantPD –
This place has been slow since the very day powayseller was run off for the last time.
She was constantly adding information that we read and discussed on real estate. Rich provided the foundation, and keeps us up on big changes, but she was doing the everyday adding to the site. Boldly interpreting it as she saw fit. it did give us a lot to talk about…. whether we agreed with it all or not.
Interestingly enough, she was another of the active debaters of politics and religion. It did not slow up the conversation on real estate though, so you cannot say now that the reason this place is slow now is because of the off-topic conversation. We’ve all got time on our hands as we sit and watch, wait.
Big deal if we talk amongst ourselves.
I personally find the banter enlightening.Back to my packing for San Diego!
ParticipantPD –
This place has been slow since the very day powayseller was run off for the last time.
She was constantly adding information that we read and discussed on real estate. Rich provided the foundation, and keeps us up on big changes, but she was doing the everyday adding to the site. Boldly interpreting it as she saw fit. it did give us a lot to talk about…. whether we agreed with it all or not.
Interestingly enough, she was another of the active debaters of politics and religion. It did not slow up the conversation on real estate though, so you cannot say now that the reason this place is slow now is because of the off-topic conversation. We’ve all got time on our hands as we sit and watch, wait.
Big deal if we talk amongst ourselves.
I personally find the banter enlightening.Back to my packing for San Diego!
Participantjg- Uncomfortably numb just wrote this on another thread, but it pertains to your comments on board of directors, etc.
If you had the slightest clue what was going on in health care, you might believe differently. These are extreme times we live in. Your future, your children's future, and theirs' has been mortgaged with the proceeds stuffed into the deep pockets of the few. Those who control are so far removed from the common experience that only the mandate to generate the highest return on capital investment takes priority. In fact, it is illegal for a corporate board to act in any other interest then their shareholders. These are the people who are deciding what kind of health care we are all receiving. Just as the debt bubble is a house of cards and must eventually crumble, so must the illusion that corporations care about your health. Believe me, they couldn't give a sh*t about anything except your $$.
I sincerely hope that you are not ever faced with a catastrophic illness, and that you remain as healthy as you are today. But if you, or one of your family members does become ill, you will learn the hard way what it is we are all talking about. Or, you could just go watch the movie and get some perspective/education, ahead of time.
Participantjg- Uncomfortably numb just wrote this on another thread, but it pertains to your comments on board of directors, etc.
If you had the slightest clue what was going on in health care, you might believe differently. These are extreme times we live in. Your future, your children's future, and theirs' has been mortgaged with the proceeds stuffed into the deep pockets of the few. Those who control are so far removed from the common experience that only the mandate to generate the highest return on capital investment takes priority. In fact, it is illegal for a corporate board to act in any other interest then their shareholders. These are the people who are deciding what kind of health care we are all receiving. Just as the debt bubble is a house of cards and must eventually crumble, so must the illusion that corporations care about your health. Believe me, they couldn't give a sh*t about anything except your $$.
I sincerely hope that you are not ever faced with a catastrophic illness, and that you remain as healthy as you are today. But if you, or one of your family members does become ill, you will learn the hard way what it is we are all talking about. Or, you could just go watch the movie and get some perspective/education, ahead of time.
ParticipantThat’s right! The Tipping Point!!! Truning Point didnt sound right… should have trusted my instincts and looked it up : )
ParticipantThat’s right! The Tipping Point!!! Truning Point didnt sound right… should have trusted my instincts and looked it up : )
Participantnsr, all that logic and data, that's not fair. Please, be swayed by PC's anecdotes.
Here are some facts for you jg…
Premiums for employer-based health insurance rose by 7.7 percent in 2006. Small employers saw their premiums, on average, increase 8.8 percent. Firms with less than 24 workers, experienced an increase of 10.5 percent
The annual premium that a health insurer charges an employer for a health plan covering a family of four averaged $11,500 in 2006. Workers contributed nearly $3,000, or 10 percent more than they did in 2005.The annual premiums for family coverage significantly eclipsed the gross earnings for a full-time, minimum-wage worker ($10,712).
In 2005, the United States spent 16 percent of its gross domestic product (GDP) on health care. Although nearly 47 million Americans are uninsured, the United States spends more on health care than other industrialized nations, and those countries provide health insurance to all their citizens. Health care spending accounted for 10.9 percent of the GDP in Switzerland, 10.7 percent in Germany, 9.7 percent in Canada and 9.5 percent in France.
Premiums for employer-sponsored health insurance in the United States have been rising four times faster on average than workers' earnings since 2000.
Participantnsr, all that logic and data, that's not fair. Please, be swayed by PC's anecdotes.
Here are some facts for you jg…
Premiums for employer-based health insurance rose by 7.7 percent in 2006. Small employers saw their premiums, on average, increase 8.8 percent. Firms with less than 24 workers, experienced an increase of 10.5 percent
The annual premium that a health insurer charges an employer for a health plan covering a family of four averaged $11,500 in 2006. Workers contributed nearly $3,000, or 10 percent more than they did in 2005.The annual premiums for family coverage significantly eclipsed the gross earnings for a full-time, minimum-wage worker ($10,712).
In 2005, the United States spent 16 percent of its gross domestic product (GDP) on health care. Although nearly 47 million Americans are uninsured, the United States spends more on health care than other industrialized nations, and those countries provide health insurance to all their citizens. Health care spending accounted for 10.9 percent of the GDP in Switzerland, 10.7 percent in Germany, 9.7 percent in Canada and 9.5 percent in France.
Premiums for employer-sponsored health insurance in the United States have been rising four times faster on average than workers' earnings since 2000.
Participantnsr-
Universal healthcare is a potential solution, however, it is not panacea.
That is exactly what we are discussing – the fact that universal healthcare is a possible solution to our absolutely horrible current system. No one here is dumb enough to believe in any 'panacea'. There are downsides to everything.
One thing no one is discussing is how much the current system, in particular the meidcal insurance costs to businesses (especially small businesses), is a major drain on the resources/profits of these companies. Spiralling healthcare costs, especially of the retirees living on pensions, has severely stressed, and even bankrupt many a company's pension program.
This has resulted in the elimination of these programs by many companies for current and future employees.
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