[LittleMissPiggy]

For the benefit of inquiring minds,

There was nothing special, the keychain was 15 yrs old. Keys were to house, mailbox and car itself.
I did an experiment with my only left keys..I put them on the top of the same car the same way and drove the same route. I expected them to drop in less than 2 minutes, but they did not, and from the way they looked on the top of the roof I think they dropped somewhere on Carmel Valley road. Or worse– on freeway.

[LittleMissPiggy]

“There will ALWAYS be more homes available.”

Do you really think so? There are not many houses on sale in San Diego right now. That “shadow inventory” is so elusive, that I lost hope for it ever showing up in MLS. Rates are not going to be as low for long.
As someone said in another thread people who were scrupulous and did not buy during the bubble are screwed and mad as hell. I see people throwing money like crazy to get in a property now. It feels like we the pigs already lost the waiting game.

[LittleMissPiggy]

“There will ALWAYS be more homes available.”

Do you really think so? There are not many houses on sale in San Diego right now. That “shadow inventory” is so elusive, that I lost hope for it ever showing up in MLS. Rates are not going to be as low for long.
As someone said in another thread people who were scrupulous and did not buy during the bubble are screwed and mad as hell. I see people throwing money like crazy to get in a property now. It feels like we the pigs already lost the waiting game.

[LittleMissPiggy]

“There will ALWAYS be more homes available.”

Do you really think so? There are not many houses on sale in San Diego right now. That “shadow inventory” is so elusive, that I lost hope for it ever showing up in MLS. Rates are not going to be as low for long.
As someone said in another thread people who were scrupulous and did not buy during the bubble are screwed and mad as hell. I see people throwing money like crazy to get in a property now. It feels like we the pigs already lost the waiting game.

[LittleMissPiggy]

“There will ALWAYS be more homes available.”

Do you really think so? There are not many houses on sale in San Diego right now. That “shadow inventory” is so elusive, that I lost hope for it ever showing up in MLS. Rates are not going to be as low for long.
As someone said in another thread people who were scrupulous and did not buy during the bubble are screwed and mad as hell. I see people throwing money like crazy to get in a property now. It feels like we the pigs already lost the waiting game.

[LittleMissPiggy]

“There will ALWAYS be more homes available.”

Do you really think so? There are not many houses on sale in San Diego right now. That “shadow inventory” is so elusive, that I lost hope for it ever showing up in MLS. Rates are not going to be as low for long.
As someone said in another thread people who were scrupulous and did not buy during the bubble are screwed and mad as hell. I see people throwing money like crazy to get in a property now. It feels like we the pigs already lost the waiting game.

[LittleMissPiggy]

Thank you so much for responding everyone.

Actually we submitted an offer just yesterday minutes before I freaked out and posted. As I wrote my agent does not have experience with REO so I think I am screwed there. We offered 5% less than the listing price. They said they had multiple offers. Now today bank responds with this “worksheet showing Seller counter terms” in which they are sticking with the listing price.
I am thinking: is this like negotiating?
I like the house and if bank accepts my original offer I will be happy.
What is your opinion, should I stick to my guns? As I said I like the house, for this price it is okay. If I raised the offer, the house will seem less appealing at that price. Plus, I will not only be not proud of myself as a pig but also be an embarrassment to fellow pigs.
So please advice. They want to know before Monday.

[LittleMissPiggy]

Thank you so much for responding everyone.

Actually we submitted an offer just yesterday minutes before I freaked out and posted. As I wrote my agent does not have experience with REO so I think I am screwed there. We offered 5% less than the listing price. They said they had multiple offers. Now today bank responds with this “worksheet showing Seller counter terms” in which they are sticking with the listing price.
I am thinking: is this like negotiating?
I like the house and if bank accepts my original offer I will be happy.
What is your opinion, should I stick to my guns? As I said I like the house, for this price it is okay. If I raised the offer, the house will seem less appealing at that price. Plus, I will not only be not proud of myself as a pig but also be an embarrassment to fellow pigs.
So please advice. They want to know before Monday.

[LittleMissPiggy]

Thank you so much for responding everyone.

Actually we submitted an offer just yesterday minutes before I freaked out and posted. As I wrote my agent does not have experience with REO so I think I am screwed there. We offered 5% less than the listing price. They said they had multiple offers. Now today bank responds with this “worksheet showing Seller counter terms” in which they are sticking with the listing price.
I am thinking: is this like negotiating?
I like the house and if bank accepts my original offer I will be happy.
What is your opinion, should I stick to my guns? As I said I like the house, for this price it is okay. If I raised the offer, the house will seem less appealing at that price. Plus, I will not only be not proud of myself as a pig but also be an embarrassment to fellow pigs.
So please advice. They want to know before Monday.

[LittleMissPiggy]

Thank you so much for responding everyone.

Actually we submitted an offer just yesterday minutes before I freaked out and posted. As I wrote my agent does not have experience with REO so I think I am screwed there. We offered 5% less than the listing price. They said they had multiple offers. Now today bank responds with this “worksheet showing Seller counter terms” in which they are sticking with the listing price.
I am thinking: is this like negotiating?
I like the house and if bank accepts my original offer I will be happy.
What is your opinion, should I stick to my guns? As I said I like the house, for this price it is okay. If I raised the offer, the house will seem less appealing at that price. Plus, I will not only be not proud of myself as a pig but also be an embarrassment to fellow pigs.
So please advice. They want to know before Monday.

[LittleMissPiggy]

Thank you so much for responding everyone.

Actually we submitted an offer just yesterday minutes before I freaked out and posted. As I wrote my agent does not have experience with REO so I think I am screwed there. We offered 5% less than the listing price. They said they had multiple offers. Now today bank responds with this “worksheet showing Seller counter terms” in which they are sticking with the listing price.
I am thinking: is this like negotiating?
I like the house and if bank accepts my original offer I will be happy.
What is your opinion, should I stick to my guns? As I said I like the house, for this price it is okay. If I raised the offer, the house will seem less appealing at that price. Plus, I will not only be not proud of myself as a pig but also be an embarrassment to fellow pigs.
So please advice. They want to know before Monday.

[Author]

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