[flyer]

[quote=spdrun]Other than housing costs (and if you have a paid-off home by the point of retirement, you have that problem basically licked) what makes San Diego particularly expensive? OK, gasoline is about 25% more expensive than in the rest of the country, but you’re not paying for energy in other ways, since HVAC costs are minimal.

Food and other goods didn’t strike me as being horribly expensive in SD. Yeah, you have state income tax and sales tax, but it’s not huge in the grand scheme of things.[/quote]

Agree, sp. The “too expensive to live there in retirement” comment is just what we’ve heard from some people we’ve known who have left the state. Of course, we’ve heard that from younger people also–friends of our kids–who couldn’t find high paying jobs or afford to buy a home here after college.

[flyer]

Although lots of people love certain parts of FL (Jupiter, Boca, Lauderdale, Sarasota etc.), the people we’ve known who have retired to Florida and other less expensive cities, did it primarily because they could no longer afford California.

You’d be surprised how many people who are flush with funds in CA, or other expensive locales during their working years, can’t afford to live in those locations later in life. Many articles, such as the one you read, seem to be targeting retirees who want to maximize their retirement dollars.

I think everyone should retire whereever they want to retire, but we’ve lived in or spent extended periods of time in many places all over the world, and we plan to stay in San Diego for the balance of our lives–retired or not.

[flyer]

Since CAR mentioned “Flyer,” I just wanted to clarify, FlyerInHI and I have completely different opinions on this topic, as I’ve commented throughout this thread.

In a nutshell, this entire event makes you both sad that things like this happen, and grateful for your own life. That’s probably one reason I enjoy investing in films–especially those about superheroes.

As my kids always used to say, “They always come to the rescue when you need them most.” Even though superheroes may not be based in reality, the big box office numbers they do worldwide, makes you realize humanity will always be searching for hope, and after something like this, you can see why that would be true.

[flyer]

I agree with you, flu.

Per usual, most of the media is simply spinning the story to pander to the masses. They operate much the same as politicians, in, that, they wouldn’t have jobs if they didn’t have double standards.

Guess neither entity realizes quite a few of us see them for what they are, and know that the truth, in just about every case, is generally not even close to what they are desperately pandering.

Unfortunately, I don’t see any end in sight with regard to this type of behavior, but we can always hope.

[flyer]

As far as arguing on one side or the other–on whatever premise–I’ll leave that to the courts.

In the meantime, here’s some more info. . .

http://www.huffingtonpost.com/2013/10/04/edwin-mieses-motorcyclist-revoked-license-criminal-record_n_4044595.html?icid=maing-grid7%7Chtmlws-main-bb%7Cdl7%7Csec1_lnk3%26pLid%3D386727

[flyer]

That was an interesting article you posted by Roffman, flu. Although I know nothing has been proven in a court of law (yet) I had a feeling what he described was the most likely scenario.

Regardless of who is “proven” right or wrong in this case, I can’t imagine any circumstance in which it would be OK to do what was done to the driver and his family, and I hope unbiased justice is served.

[flyer]

None of the current players in DC impress me, and, IMO, regardless of who “wins” or “loses” these battles, as a Country, we’re going to lose the war–if and when the economy collapses. At that point, healthcare, and everything else they find to argue about will become moot points.

Trying to insulate myself and my loved ones from the effects of the insanity to the best of my ability is what I really care about.

[flyer]

Although The Crosby and FBR are not really “retirement communities” per se, those that are better cash in on Boomers now, because, after that, I wouldn’t bet on too many people in future generations ever being able to retire. Only time will tell.

[flyer]

Here’s an interesting article on the history of FBR:

http://sandiegopreviews.com/rancho-santa-fe/fairbanks/

[flyer]

They have been talking about tweaking Prop 13 for years, so it should be interesting to see how this variation on a theme goes this time around.

It’s true that if 13 is repealed in it’s entirety, it would effect some retirees and long-time property owners–not us (although we’re not yet retired) or anyone we know, since most own all properties free and clear, and have more than enough funds to live for the rest of our/their
lives, and probably their children’s lives–especially if they sell their investment properties–but yes, some retirees might have to leave the state under those circumstances.

Guess we’ll all just have to stay tuned.

[flyer]

[quote=Essbee]Speaking of silly street names based on Bing Crosby songs…the whole “Crosby Estates” concept is confusing to me. What’s the demographic here? Who were they trying to appeal to with those street names? These were built maybe 10 years ago, correct? But the average Bing Crosby fan must be in their 80s+ by now. My parents are 60 and Bing Crosby is WAY before their time. Does it appeal to people to buy something in an area that sounds like it might be filled with very elderly people?[/quote]

I do understand your thoughts, but have friends who live there who range in age from around 40-60+, and all of them enjoy it for different reasons. Some, who wanted to buy in RSF near us, found it less expensive, yet exclusive, and still accessible to schools, shopping, etc.; others like the gated aspect and the amenities (golf course, club, etc.) and on and on.

As you mentioned, I’m sure very few residents know the story of how Bing Crosby is supposed to have had a home in the general area at one time (my grandfather used to play golf with him) and, even if they did, I would imagine the real reason most of them are buying there is simply because they prefer it over other choices. At least that was the case with the people we know.

[flyer]

We own investment property in Carmel Valley, and, through the grapevine, have heard this is going on.

I’m sure some of the realtors on this board will be able to give you some factual feedback, and, perhaps, some pointers as to how you can proceed from here. Hope it works out for you.

[flyer]

“Yes, but it needn’t have become the impossible situation that it is… that’s really the biggest complaint imho.”[/quote]

Could not agree more, Rich.

IMO, whether what has been done is right or wrong will only become clear as time goes on. Since none of us really have any control over their appointments, I watch the effects of what they are doing, but give very little thought to the “whom” involved.

Again, IMO, if and when things blow up, it will be every person/family for him/her/themselves, so plan well. In the final analysis, that’s what really matters.

[flyer]

ER–Sorry to hear about your medical issues, but I’m sure everything will be taken care of, and you’ll be good as new.

We have United Healthcare, which has been great, but, I don’t believe they are writing policies in CA anymore–not sure. Since the airline I fly for is not based in CA, it’s a nonissue for us. I’ll probably stop flying commercially in a few years, and, even then, my wife and I will be able to keep this coverage until we’re 65–which is quite a few years away.

No one wants to be ill, but what I like about it is the fact that, if necessary, we can go to MD Anderson, Sloan, Mayo, Hopkins, as well as local providers. From what I understand, this is a special policy negotiated by the union for the pilot group, since they have to insure us, no matter where we live.

If things are working out well for you at Kaiser, you should be all set, and I wish you the best.

[flyer]

With our coverage, we have very small co-pays, regardless of which medical group we choose–UCSD, Sharp, or Scripps (which is our favorite), or other.

Even if we choose a doctor or facility elsewhere, we’re still covered, and it has been our experience that all will bill you if you don’t pay the required co-pay up front. We’re so glad to have such great coverage, that we’re more than happy to meet that requirement.

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