[Coronita]

[quote=livinincali][quote=joec]
All I can say as a data point is all the houses near my hood now are > 4k/month rent in stucco 4S McMansion hood and my mortgage even though I am stuck with a higher rate will soon be close to 2k month without tax calculations/benefits (still have prop tax though).
[/quote]

I honestly don’t understand people renting a 4K a month property unless it’s intended to be a temporary thing. I think those kind of markets are a pretty poor gauge of the rental market.[/quote]

Some people want to live a good area, and don’t have a down payment.

[Coronita]

here you go.

http://piggington.com/375_vs_400

HLS posted somewhere in the middle of that clusterfck of a thread…

Don’t ask about 0 pt/0 cost loans here publicly, unless you want to be tarred and feathered by a bunch of “piggington quarterback experts”

If you want useful information,sending PM’s to some of the old timers is pretty helpful Chances, are they’ve “been there, done that” in all sorts of things, and so they can point you in the right direction.

also..

https://www.provident.com/

[Coronita]

[quote=masayako]Hi there,
What/Who is “HLS”?

Thanks![/quote]

Send a PM to HLS. He’s a broker that use to occasionally post here…until some of the folks trolled him two weeks ago and probably doesn’t want to post around here anymore, just like the former good real estate agents/brokers that stopped posting here for the same reasons.

I haven’t used him but lots of people have. And his clients seemed to be happy with his service.

Or search for the thread about refinancing from 4% to 3.75% which he briefly posted until, well as most threads end up on Piggington these days.

[Coronita]

Call provident. Or ask HLS

[Coronita]

[quote=carli][quote=flu]You know. A lot of you are doing nothing more than stereotyping foreign students as being bookworms. A lot of you are stereotyping asians student hard and work hard simply to get a good grade for the sake of getting good grades. And a lot of you keep harping on it being completely unnecessary to work as hard as some asians do….

You know, has it occurred to any of you that maybe the reason why asians work so damn hard is because things aren’t exactly easy for asians, especially here in america, and yet asians are determined to just do OK, and that sometimes in order to just be slightly above average, asians have to work sometimes twice as hard to just to be slightly above average in this country?

Look, for every different type of people, somethings work and some things don’t. And sometimes what might work for your life path might not work for someone else. Life isn’t fair. Everyone isn’t dealt the same hand. Some of us, in order to achieve something near equal or slightly above average have to work a lot more to get there than others. The only choices you have are (1) are you willing to do it or (2) not.

I won’t judge people for what opportunities they want to piss away. Or what they consider what is too difficult for them to try, or “too much more, or too competitive”. That’s fine. We all have are own limits and we all have our own different expectations. But don’t give me this shit that on one hand you don’t want to put the time/effort/money/initiative into doing one thing, and then bitch, belittle, and rain on someone else’s parade that is willing to put the time/effort/perseverance to do something you didn’t want to do, or didn’t care, or thought it wasn’t worth the “too much work” effort, and then complain later on why they seem to have better opportunity now than you do.

A lot of asians work very hard because we want to better ourselves. And frankly, for a lot of us, we have to work a heck of a lot harder to accomplish things simply because, let’s face it, we have to, in order to achieve the same level of accomplishment as others…. there is a sort of glass ceiling in many cases, and a “fraternity” in many industries here in the US and in many professions that tend to be, for the lack of the better word, culturally white. Banking, wall street, partners at law firms, VP’s/directors at VCs, entertainment, etc, and that’s even for asians born, raised, here in the U.S. Things that, frankly for many asians, will not be obtainable in both 1st generation, and in many cases 2nd generation. Part of this is cultural, and part of this is just well, generational, and part of this connection/buddy buddy system.

I’ll give you an example. Flyer is from a family that’s been here for many generations. As such ,his roots has been established here, his ancestors has paved a the way a lot, so he and his family definitely have a lot more opportunities. For him and his family. All this “exccessive work” that asians apparently do that many of you kinda thumb your nose over, flyer’s kids don’t have to do. Because, for example, even if his kids weren’t completely the top of their class (which by all means, I’m not suggesting they aren’t I’m sure they are stellar), I seriously doubt his kids are going to have a difficult finding/doing something productive, and making a difference.

Ok, so now, my parents were technical people from a foreign country generation 1. Their only opportunity was to come here on a government scholarship to study. They had no opportunity to work on wall street, their language precluded them from being in management, and some my background and sphere of influence tend to be around technical/engineering related things. How likely am I going to find a C-level executive position in the entertainment industry versus flyer’s kids?

Do I need to work a lot harder if I want to achieve the same level of success as flyer’s kids. Most certainly. Do I wish I had the opportunity his kids have? Certainly. And I jealous that his kids have that opportunity? (honestly, yes sort of ). But at the same time, life ain’t fair. So deal with it. If I want to be successful, I need to work my ass off because of the cards I was dealt. It’s as simple as that…or I simply don’t care and settle for something else..That’s a choice too. It might be your choice, if you’re dealt the same hand as I was, but that’s not my choice. I want to be at the same level as others that are dealt a better hand. At the same time, I’m not going to sit on my ass and just cry about how unfair things are. So fine, if you don’t want to put the time and effort into improving things, that’s fine. That’s respectable. Maybe you don’t need to. Maybe you have cards that were dealt much better than other asians. Fine. You win. Give yourself a pat on the back that you won the “I came out of the lucky pussy” award.

All you people that think that adding quotas, foreign limits, restrictions, discriminatory rules/laws is really going to stop other foreigners trying to be successful are dead wrong. Yes, it’s more frustrating, yes a lot of us ends up saying “what the fvck?”. And yes, you can slow people down who really want to strive to better themselves. But reality is, you will never be able to stop people who have that much passion and that determined to succeed, and doing so does nothing to improve your own situation. Many of us are already use to getting kicked around, picking up after your bullshit you deal us, and frankly as a result, many of us can take a lot more shit than most people probably can who haven’t gone through shit, can. And yet, we still do ok.

But to say these foreigners aren’t as good, aren’t as qualified. Well, that’s just plain ignorant. Many of these foreigners are scientists and researchers and academia. I don’t see many of you people harping on them rushing to get your masters or phd or interested in doing research.. I’m guessing probably not worth your time, energy, and probably doesnt “pay enough”…Afterall, I’m sure many of you, winning the “I came out of the lucky pussy” award, have that fabulous C-level executive position because you knew someone that knew someone that knew someone + had reasonably good credentials (maybe not perfect, but not bad…good enough)[/quote]

As someone who also won the “I came out of the lucky pussy” award, you may not consider me qualified to weigh in, but here goes. I was never doubting that you and many others may work harder than most who were born with certain advantages. I see it all the time. And as a female, I especially hear ya about the lack of fairness and like you, I’ve learned to work extra hard and just deal with it, because the statistics are not much better for women in C-level positions than they are for Asians (stats here for banking, where you can click on individual companies to get race/gender breakdowns: http://www.businessinsider.com/wall-street-bank-diversity-2015-8 and here for tech: http://www.businessinsider.com/diversity-in-tech-2014-2014-7?op=1)

My point was that I don’t think we should mix up a willingness to work hard with the extreme and misguided drive to participate in and win the race for admissions to a top tier school. It’s especially misguided because while it comes with many risks it does not provide the future career advantage that people have been led to believe it does. And certainly the ROI doesn’t add up in most cases, unless you receive a full ride or significant scholarship and then, sure why not, go to the Ivy league school.

Another thing to consider…what if some of that time spent in AP classes, SAT test prep, etc, was spent learning how to relate better to others and enriching kids’ characters and personalities in ways that aren’t so quantifiable, in ways that may improve their EQ rather than IQ? Wouldn’t that also provide an advantage in the quest to reach a C-level position? With all this focus on “hard work” where do those activities factor in?

And in the drive for the top tier college, how many parents are aware of the risk to kids’ mental and emotional stability, especially if the kid becomes convinced they “need” to get in and it doesn’t pan out? Psychiatrists and therapists offices are chock full of burnt out kids of all races, including Asians. Some may suggest the white kids are wimpy and Asian kids are tougher mentally but sadly, I bet there are just as many Asian suicide attempts and psychotic breaks at the top-ranking university hospitals as whites, if not more.

Is it worth it? Not for most and definitely not for our family, and not just because we won the “I came out of a lucky pussy” award and have some sort of misplaced confidence that the future will be easier for our kid.

I completely respect your work ethic, flu, and I like to believe mine is similar, but I do think that we should be careful not to confuse the difference between willingness to work hard and buying in to the college admissions race. Getting in to a top tier school is not the only way (and usually not the best way) to get to the C-level position or whatever else is your definition of success.[/quote]

None of my comment was directed at you Carli. Actually, I agree pretty much with everything you said. If you thought that if any of my comment was directed at you, then please don’t.

[Coronita]

You know. A lot of you are doing nothing more than stereotyping foreign students as being bookworms. A lot of you are stereotyping asians student hard and work hard simply to get a good grade for the sake of getting good grades. And a lot of you keep harping on it being completely unnecessary to work as hard as some asians do….

Has it occurred to any of you that maybe the reason why asians work so damn hard is because things aren’t exactly easy for asians, especially here in america, and yet asians are determined to just do OK? That sometimes in order to just be slightly above average, asians have to work sometimes twice as hard in this country?

Look, for every different type of people, somethings work and some things don’t. And sometimes what might work for your life path might not work for someone else. Life isn’t fair. Everyone isn’t dealt the same hand. Some of us, in order to achieve something near equal or slightly above average have to work a lot more to get there than others. The only choices people have in a lot of things to further oneself is are (1) are you willing to do it or (2) not.

I won’t judge people for what opportunities they want to piss away. Or what they consider what is too difficult for them to try, or “too much more, or too competitive”. That’s fine. We all have are own limits and we all have our own different expectations. But don’t give me this shit that on one hand you don’t want to put the time/effort/money/initiative into doing one thing, and then bitch, belittle, and rain on someone else’s parade that is willing to put the time/effort/perseverance to do something you didn’t want to do, or didn’t care, or thought it wasn’t worth the “too much work” effort, and then complain later on why they seem to have better opportunity now than you do. Why do many of you who complain considerably amount of more time on negative energy, convincing yourself that something is impossible, can’t be done, and than when someone proves you otherwise, you get all bent out of shape? Its not just college admissions or this Asian work ethics things (that you will never understand), it’s even when it comes to real estate and investments as some of self professed experts are such a sour puss on everything, that you don’t even bother to think objectively…which has cost you a fortune.

A lot of asians work very hard because we want to better ourselves. And frankly, for a lot of us, we have to work a heck of a lot harder to accomplish things simply because, let’s face it, we have to in order to achieve the same level of accomplishment as others…. there is a sort of glass ceiling in many cases, and a “fraternity” in many industries here in the US and in many professions that tend to be, for the lack of the better word, culturally white. Banking, wall street, partners at law firms, VP’s/directors at VCs, entertainment, etc, and that’s even for asians born, raised, here in the U.S. Things that, frankly for many asians, will not be obtainable in both 1st generation, and in many cases 2nd generation. Part of this is cultural, and part of this is just well, generational, and part of this connection/buddy buddy system, and part of this is being physically distinguishable from others.

I’ll give you an example. Flyer is from a family that’s been here for many generations. As such ,his roots has been established here, his ancestors has paved a the way a lot, so he and his family definitely have a lot more opportunities. For him and his family. All this “exccessive work” that asians apparently do that many of you kinda thumb your nose over, flyer’s kids don’t have to do. Because, for example, even if his kids weren’t completely the top of their class (which by all means, I’m not suggesting they aren’t I’m sure they are stellar), I seriously doubt his kids are going to have a difficult finding/doing something productive, and making a difference.

Ok, so now, my parents were technical people from a foreign country generation 1. Their only opportunity was to come here on a government scholarship to study. They had no opportunity to work on wall street, their language precluded them from being in management, and some my background and sphere of influence tend to be around technical/engineering related things. How likely am I going to find a C-level executive position in the entertainment industry versus flyer’s kids?

Do I need to work a lot harder if I want to achieve the same level of success as flyer’s kids. Most certainly. Do I wish I had the opportunity his kids have? Certainly. And I jealous that his kids have that opportunity? (honestly, yes sort of ). But at the same time, life ain’t fair. So deal with it. If I want to be successful, I need to work my ass off because of the cards I was dealt. It’s as simple as that…or I simply don’t care and settle for something else..That’s a choice too. It might be your choice, if you’re dealt the same hand as I was, but that’s not my choice. I want to be at the same level as others that are dealt a better hand. At the same time, I’m not going to sit on my ass and just cry about how unfair things are. So fine, if you don’t want to put the time and effort into improving things, that’s fine. That’s respectable. Maybe you don’t need to. Maybe you have cards that were dealt much better than other asians. Fine. You win. Give yourself a pat on the back that you won the “I came out of the lucky pussy” award.

All you people that think that adding quotas, foreign limits, restrictions, discriminatory rules/laws is really going to stop other foreigners trying to be successful are dead wrong. Yes, it’s more frustrating, yes a lot of us ends up saying “what the fvck?”. And yes, you can slow people down who really want to strive to better themselves. But reality is, you will never be able to stop people who have that much passion and that determined to succeed, and doing so does nothing to improve your own situation. Many of us are already use to getting kicked around, picking up after your bullshit you deal us, and frankly as a result, many of us can take a lot more shit than most people probably can who haven’t gone through shit, can. And yet, we still do ok.

But to say these foreigners aren’t as good, aren’t as qualified. Well, that’s just plain ignorant. Many of these foreigners are scientists and researchers and academia. I don’t see many of you people harping on them rushing to get your masters or phd or interested in doing research.. I’m guessing probably not worth your time, energy, and probably doesnt “pay enough”…Afterall, I’m sure many of you, winning the “I came out of the lucky pussy” award, have that fabulous C-level executive position because you knew someone that knew someone that knew someone + had reasonably good credentials (maybe not perfect, but not bad…good enough). For the rest of us, we don’t have that luxury or those connections,buddy buddy system, so we have to take what we can get, spending whatever time/effort it takes to get there. Maybe after we have established ourselves.with a 3rd or 4th generation, our kids can leverage what we are trying to build to take it to the next level as many of you have. And I am hopeful they will be able to, because their friends are your kids hopefully. And hopefully your kids aren’t nearly as pigheaded as some of you are.

[Coronita]

Whatever BG. If you say so. I don’t know what you wrote. It wasnt worth my time to read and pick apart any more than it was worth to write this, as i am sure there would be lots to pick apart.

I’ve already made up my opinion that you certainly fit the Trump crowd. Have a nice life.

[Coronita]

[quote=profhoff]Yeah, flu, the Qualcomm price correction everyone waited for…

Yet, in SF, rents are going down and there is definitely talk of a bubble. VC money is tight and the housing blogs suggest price increases in real estate are already starting to slow down…

In LA, rents are going down, too.

And incomes certainly aren’t going up fast enough to keep pace.

So there are some definite clouds on the horizon in California!

My own theory is that there are a lot of aging boomers in NCCSD and there is no reason for them to leave. Plus, there are a lot of boomers on the younger end moving in – maybe buying that retirement place ahead of time so they can lock in the tax base now instead of 5-10-15 years from now, not to mention crazy low interest rates where jumbo is less than conventional and pretty close to 3% – and that’s putting pressure on inventory and pushing prices up.

But how high can it go? And as prices keep going up, are there really enough people with that much money?[/quote]

The way i look at is, where is the money source from and how likely is it to disappaer.

In SF, wealth is significantly tied to stock options, and pretty much everyone gets them.

In SD, companies aren’t so generous to everyone, especially less experienced/lower level people. So the question is in SD where is the money from? Probably more to do with “old wealth” and/or other highly compensated professions.

So, assuming we have a stock market correction, I’d say the hit to the bay area will be a lot more than probably here.

Not sure where the money from LA or SD comes from. But apparently many people have it.

Also, the inventory is low in SD simply because builders aren’t building.
And probably most homeowners aren’t in a hurry to sell, especially if their mortgage payments is ridiculously low.

[Coronita]

i dont think this is just ncc. Well there’s a lot of people with more than one house that they bought at a pretty good price. My theory is they don’t need to sell and either

(1) they arent planning to sell
Or
(2) they are selling not because they need to, but rather putting it out there to see how high a price they can fetch, knowing it is a sellers market. if someone came along and offered them a ridiculous price, they would let it go. Hence why some listings are for an unusually high price and out there for many months.

I see a few townhomes in my favorite crest Delmar now listing a 3/3 for $700k+… At peek, these were around $620k. So I’d say people are just putting a price up there to see what sticks.

I might do the same over the summertime for one my rentals if I can get close to 100% appreciation. Currently, I am not that far off, so I will see how it works out. Cash flow is good and there no loan on the place. So I wouldn’t mind just putting it out there and let it sit until someone bites.

So much for that speculation among some that once Qualcomm has a massive layoffs we will see a big price correction. Lol.

[Coronita]

[quote=FlyerInHi][quote=harvey]How many servings of shaved ice does one have to sell in a year in order to make, say, $100K?[/quote]

And at one point, before obamacare, he likely did without health insurance. Could have gotten sick.

Owning a business is tough. Rubio the fish taco guy and Oscar the chicken guy are not doing so well.[/quote]

Well apparently, he’s probably doing better than most doctors are. After all, he did end up getting married so I heard, lol.

[Coronita]

[quote=harvey]How many servings of shaved ice does one have to sell in a year in order to make, say, $100K?[/quote]

$6-7 per cup sold and maybe 50cents in materials per cup at most. I don’t know, pretty steep markup if you ask me.

Must be doing really well if he’s franchising the business. Then more other people do the real work.

[Coronita]

[quote=scaredyclassic][quote=njtosd][quote=flu]I’ll offer an alternative theory. I’m actually pushing myself to try to be the richest, most selfish person I can be, and trying to accumulate as many properties and resources that produce passive income as possible. That way, my kid can just inherit it and live a significantly less stressful life.

College is only for the purpose of if my kid has a personal interest in something, to have a paper that says my kid isn’t a complete idiot, and to teach basic principles of math, science, accounting, finance, and to meet people.

Afterall, the best way to make $10million, is to start out with $8million. And to be able to buy your way into things, like a diploma, or connections, etc. Just like…. Trump.[/quote]

Years ago, a woman I knew had a baby and shortly thereafter began to cry telling her husband that she didn’t want anything to happen to the baby. He said – the baby’s fine, there’s no problem. And she said “No, I mean I don’t want anything to happen to him ever.” I respect and am impressed by your plans, but don’t forget that people without the need to earn a living can go a bit off the deep end. Too much time on ones hands can lead to bad results. Sometimes what we want to give our kids and what is best for them are two different things.[/quote]

Even little tiny kids like to do it “all by myself”. I’m over 50 and I still don’t like help from mom…

The struggle is what makes it real.

The goal is to get them out. Although I often ask my wife if it might not have been wiser to emotionally hobble them so they’d be more dependent on us[/quote]

Well, this is a true story I heard from a family friend recently that cracked me up.

This guy from a UC school is a EE major had a girlfriend that was going through medical school that he wanted to marry. His girlfriend’s parents objected because they wanted her to marry someone more “successful” like someone that was going to be a doctor too. So the kid, seriously considers going through medical school. He sits down and does a cost benefit analysis of how much time and how many years it will take him to be a practicing physician, factoring in the cost of medical school, opportunity cost of being a low paid intern afterwards, years of specialization afterwards, and final average pay as a doctor. He then does the same thing for an EE graduate

… And then he has an epiphany. … Both are crappy deals financially and ,right after he graduated with top honors from UC /EE program, he decides to open a shaved ice drink place in San Diego, with some money his parents bank rolled for him instead of going to med school.

Guy is currently making a killing and looking to franchise his brand. The guy hasn’t looked back.

Lol

I think the issue really is how self motivated is one individual in wanting to achieve something. Education alone, perhaps is just a tool to get there, and perhaps what a lot of people don’t understand, is the entire “tiger parent” thing has very little to do with the actual grade, but more so a tool to train kids to be self motivated and self competitive and to learn how to learn outside of school.

Personally, I think how lazy you are or how uncomfortable you are to learn something new on your own or from other people has far more dangerous consequences. So those 3 qualities alone are extremely important, imho.

[Coronita]

I’ll offer an alternative theory. I’m actually pushing myself to try to be the richest, most selfish person I can be, and trying to accumulate as many properties and resources that produce passive income as possible. That way, my kid can just inherit it and live a significantly less stressful life.

College is only for the purpose of if my kid has a personal interest in something, to have a paper that says my kid isn’t a complete idiot, and to teach basic principles of math, science, accounting, finance, and to meet people.

Afterall, the best way to make $10million, is to start out with $8million. And to be able to buy your way into things, like a diploma, or connections, etc. Just like…. Trump.

[Coronita]

[quote=bearishgurl]
I don’t begrudge the “middle eastern males” who were the bulk of foreign students back then. I wasn’t an engineering student and their presence wasn’t affecting my ability to get an education. They paid the OOS tuition and that’s just who it happened to be at the time.
[/quote]

Let me complete your thought process for you. Yes, you didn’t have a problem with middle eastern men at the time, because there wasn’t “many of them”..They were a minority in numbers and didn’t affect your education (which you chose not to get). But, had you wanted to get one and if it was important enough for you, and if there was “too many of them colored middle eastern” that such that they were of serious competition to you and they were were qualified to attend, regardless of whether how much money they had to pay for the college, then you would have had a problem with that, the same way you have a problem now.

You see, that’s the problem you folks have. You start out by saying. I don’t have a problem with a minority group…so long as there numbers remain a minority….But the moment there’s more of “them” versus more of “you”, then suddenly it becomes a problem. You wouldn’t say the same thing if you couldn’t identify “those” people as being white. Anytime, someone that is colored that can do better and will do better than you, and if there’s a lot of them, then you have a problem with that….

[quote]

You seem to have some kind of a chip on your shoulder, AN, and you shouldn’t, because you’re an American.
[/quote]

Lol. Pot, meet kettle. You have a chip on your shoulder from everything regarding obamacare, to foreigners, to real estate outside of chula vista, to investments other people make that you don’t. I’m sure there’s a much longer list that I forget at the current moment.

[quote]
Yes, I will admit that I would like to see more CA HS graduates get admitted to a public in-state university … preferably as close to “home” as possible so they won’t have to pay for room and board. I think its really depressing how many CA HS grads are actually admitted to UC/CSU, even after applying to 4+ campuses. It’s not fair that possibly ~108,500 slots are “given away” to OOS/OOC applicants
when our own kids can’t even transfer out of CC as a junior with a ~3.6 GPA. It’s wrong and immoral and I don’t know of any other state which does this at the expense of their own natives and residents.
[/quote]

Are you arguing that your issue is that there are too many foreigner students taking up UC admissions, or are you arguing that they don’t pay their fair share? I’m not following what you’re arguing over. First of all, most foreign students aren’t paying in-state tuition for the first two years, and most of them are not on need based scholarships (at least not the ones attending UC from asia. That’s probably why the UC system is recruiting there. Because the UC schools need more people that can afford to pay the full tuition to offset all the people that don’t pay a full tuition,

Second, there’s not a “lower” standard to admit foreign students versus in-state students. It just so happens countries like India and China have 1.36 and 1.25 billion people, so you’re bound to find plenty of people who have the credentials AND can afford to pay for the full ride. Many of those foreigners might have accents, but they sure as hell can write and read better than many people in this country. Afterall, they actually took the time to learn proper English.

[quote]
You’ve got young kids who will someday want to apply to UC/CSU so you should be concerned about this issue, as well.
[/quote]

Yeah, and short of any other “quota” to limit admissions on anything but academic merit is just a policy that discriminates. You know as well as I know that quota limiting would be the means to reduce the number asians not based on merit but based on numbers to be proportional to the population demographics. (Does SCA-5 ring a bell). And that would be a hell no.

The problem is that the cost of education is going up, partly due to uncontrolled costs at the universities, no one wants to pay more for it. So what do you think will happen? Of course the schools are going to turn to people with money, and they are going to fill some of those slots with well qualified candidates out of state (or out of this country).

[Coronita]

[quote=flu][quote=bearishgurl][quote=flu][quote=bearishgurl]I vote that CA re-institute the writing portion on the SAT, ACT and TOEFL and apply the applicant’s essay/writing score to their composite score.

This is how it was done when I took the ACT … way back in the day.

This would most certainly weed out thousands of Chinese applicants, who would fail this portion miserably, causing their composite scores to plummet.

Too bad … so sad.[/quote]

So you took the ACT back then for college and you think you did better than most foreigners. So how did college work out for you BG?[/quote]Yeah, I took it … and scored a 31. I was admitted to CU – Boulder as well as Cal. But I didn’t end up attending university as it turned out to be too expensive for me and I had no one to help. It turned out my parent made $940 too much in my junior year of HS (their latest tax return) for me to qualify for a “BEOG grant” (nka “Pell Grant”) as a freshman (which was only worth ~$2K year anyway, and would not have been enough to help with room/board). Student loans did not exist at that time as they do today.

I elected to work FT right out of HS and go to state college in the city where I lived and worked. I ended up never graduating from CC after attending 4 state colleges/CCs in two states (one class at a time but not every semester) over a period of about 15 years, all while working FT. But most of my classes were occupational and did help me on the job, so they weren’t wasted. I then got a paralegal certificate (1 yr 500-level program) later in life. I was the only one in my program who did not have a bachelor degree but was admitted based upon atty recommendations from my long work record in the field.

Back then, US university seats occupied by foreign students were of mostly males from oil-rich middle eastern countries who were majoring in engineering. Yes, their fathers paid the full ride for them to attend US universities such as OU (petroleum engineering), CU Boulder and Cal, including renting them nice local apts or even houses for off-campus housing. These families didn’t waste money on a daughter’s education because females in those countries were brought up to be oppressed, covered up and subservient to men. The US didn’t have the influx of Asian university students as there is today. The few foreign students attending US universities were nearly all middle-eastern males.

My personal experience and the fact that CA CC’s are no longer funded well enough to guarantee a student the correct classes to transfer to a UC/CSU in 2 years (or even guarantee them admission into a UC/CSU at all) are the reasons why I pushed my kids directly into university (out of county) after HS. It was the right choice. In CA, it’s MUCH easier to get accepted as a freshman straight out of HS than it is as an incoming junior out of CC (ESP if your parent(s) elect to NOT file a FAFSA). My kid(s) are successful and my youngest is on their way to being successful in life.[/quote]

I’m not even going to bother to read most of what you said her because, let’s face it you’re a racist. If were were talking about an influx of germans or french or italian or canadian, you wouldn’t give a shit.

I find it ironic that someone who prides herself on who well she did on one ACT test yet never bothered to finish college would be talking smack about immigrants that have finished college and frankly have done better to further themselves.

Excuse after excuse. I’ve heard that before. I’ve cold hve done better, I’ve could have done this.

Well, the point is, you didn’t. End of discussion.[/quote]

BG, while you’re at it, why not just say the rest, along your line of thinking…

1. There are too many blacks in the NBA
2. There are too many jews that work on Wall Street and/or are doctors.
3. There are too many indians that work in tech
4. There are too many latinos working in healthcare.

Seems to be along the same line of reasoning….

But I really have to thank Trump for bringing out all of this closet/bottled feelings. Because obviously, now that the potentially highest leader in the nation says it’s ok to think this way, I finally get to see how a lot of people really are in the real world, long enough to make mental notes, and stay the fvck away and have nothing to do with any of these people in the real world.

Because, obviously the mexicans are stealing all your entitlement benefits and low paying jobs. All the asians and indians are stealing your spots in the best universities and high paid jobs. And well, shit, since it is completely logial for someone to be cross shopping low skill/day laborer jobs and high tech jobs at the same time on dice.com, so damn those mexicans and asians and indians for stealing my bottom of the tier and top of the tier jobs.

Because obviously it’s them, my personal life choices and personal decisions I made throughout my life had absolutely nothing to do with why I can’t get ahead (end sarcasm)

Goodbye “Hope And Change” Obama….

Hello, “Hope and Blame” Trump…..

‘Umerica

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