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CoronitaParticipant[quote=scaredyclassic][quote=Coronita]Get a hobby, wait it out. Easy.[/quote]
I’ve been working on a screenplay. Comedy. I work on it while walking. I carry index cards.
I crack myself up.
I’m pretty sure I look like a mental patient shambling along and chuckling and scribbling.
In my area many people go out in little motorized golf cart vehicles. No walking. Whole families tooling around. Seems so unbelievably pathetically flabbily American. Beautiful evening…noisy dirty little gocart.
I saw a mom and a teen on her phone in one.
I’m try9ng not to be judgmental but I was filled with judgment.[/quote]
It’s all good. Whatever works for you. I’m into the car restoration projects I’ve got going on. I think I bit off more than I chewed, redoing a headliner is no fun. At least, getting off all that adhesive glue isn’t fun. I tried to first go with an ecofriendly manner, but I kept ripping the liner and it was taking too long. Ended up using a gallon’s worth of acetone and then it took me only 2 hours to clean it.
[img_assist|nid=27067|title=before|desc=|link=node|align=left|width=400|height=300]
[img_assist|nid=27068|title=middle|desc=|link=node|align=left|width=400|height=300]
[img_assist|nid=27069|title=after|desc=|link=node|align=left|width=400|height=300]
Now comes the fun part. Putting on the headliner fabric, something I’m bound to fvck up.
CoronitaParticipantGet a hobby, wait it out. Easy.
CoronitaParticipantmy understanding is that banks even as loan servicers have to deal with the shortfalls when someone takes a forbearance. And since this appears to be a free for all even for people that don’t need it, when a good percentage of the population stop making payments because they don’t have to , liquidity becomes a problem.
I think this might be why it’s also difficult to refinance right now because it appears they are capping loan applicants. And thats why I’m thinking if push comes to shove , they are somehow going to blacklist those that got a forebearance from future refinancing.. it makes sense because if the end goal is only allow X quantity of loans, all else being equal, who would you pick, someone that took a forbearance or someone that didn’t? Since most of the loans are FNMA and Freddie, they got to be keeping a record of it somewhere. And even though these forebearances aren’t going on your credit file, I wouldn’t be surprised if it come backs as one more marker to determine if they should extend a future loan to you. The sinister side of me says this would also be a clever way of locking people into a higher rate loan once rates continue to go down…since if they are going to take forebearance into consideration for future loan qualificatons, a good percentage of the population wouldn’t qualify then….I don’t think this free forebearance is really free. it’s going to come out of people’s pockets somehow at a future date. Afterall, we are talking about banks. Not Mary Poppins. It’s different for folks that really lost there job and cant make their payments because they have an immediate problem and probably not even thinking about future financing needs. But it just might be shooting oneself in the foot if you really don’t need it.
CoronitaParticipantyeah, actually that brings up a good point. See with all those loan forbearance, banks have a short term liquidity issue. some of them also stopped offering loans, so even if rates are low, one might find it hard to refinance. So it could be either or..try to get a loan forbearance or try to refinance but not both.
CoronitaParticipantI think newsom did the right thing closing the beaches actually. we aren’t in decline yet and better safe than sorry rather than revisiting this isue again in July. Not like much businesses are depending on the beaches right now anyway. and if people want to exercise the can walk or run in the park.
CoronitaParticipantAs mentioned earlier, it seems like San Diego recreation and lesiure drivers might return sooner versus later.
CoronitaParticipant.
CoronitaParticipant[quote=zk][quote=Coronita]
I was trying to see if I could get a lift put inside [/quote]
A lift! That is a splendid idea. I’ll have to see if it’d fit. A lot of those old wagons are pretty low. Much lower than today’s SUV’s. On top of a 2018 Challenger. It might work.[/quote]
88″ is the minimum height I think. Also there’s width requirement. You might as well try to see if you can put in a double lift since if you have a 2 car garage, the lift posts might occupy more than half of the garage space, making it difficult to park 2 cars.
But I think the two car lift has a 90″ minimum requirement. Plus it eliminates having any sort of overhead storage in the garage.
CoronitaParticipantThe problem with getting some of these older cars, is they are pricing out to be more like classic car prices. And I have feeling they will be more or less recession proof because people who want them usually have the money to keep them.
For example, the going price for the BMW 2002 is almost the cost of a new BMW 2 2 series, around $30k
https://www.ebay.com/i/324138761048
https://www.ebay.com/i/114026403938The first generation NSX was my favorite car when I was a teen. But a good condition one isn’t cheap either around $50-60k
https://www.ebay.com/i/153883799047MR2’s are slightly better priced Depending on which generation, could be 4 digit price.
Garage space is an issue. I have 3 inside, 2 on the driveway one on the street. The two that’s currently being restored are outside. One is currently drip leaking oil on the driveway so I have a few weeks to fix it or an ultimatum to get rid of it.
I was trying to see if I could get a lift put inside like this:
https://www.bendpak.com/car-lifts/four-post-lifts/hd-9
so I could put my track car that isn’t frequently used on top, but the ceiling just barely misses the minimum height clearance. First world problem, lol.
Looks like I’ll move a car outside and get a car cover. Or maybe I’ll be fortunate enough to switch companies and the new employer will have garaged parking, then I’ll just leave my cars at work.
CoronitaParticipant[quote=svelte]
There was some teak outdoor furniture that I haven’t been able to pull the trigger on because of the price.
I checked last Thursday. 1/3 off. So I bought it online and had it delivered.
Same with a huge fiberglass tree container. Way high in price. My finger always got nervous before I hit ‘buy’. Was 20% off that last week online…really easy to hit ‘buy’. No tax and free shipping also.
Can’t wait for this stuff to arrive.[/quote]
yup. lots of good deals. I refreshed my tool collection , bought a lot of Petro products for cars almost half off.
I’ve been searching the used cars… lots of good deals and probably will get better unfortunately, nothing I am looking for. jopefully I can find someone that wants to unload one of the following.
Original Acura NSX.
Any generation Toyota MR2.
BMW 2002
Lotus Elise
Mazda RX7CoronitaParticipant[quote=ltsddd]It’s pretty apparent that the small local businesses are the ones that got disproportionately impacted by the virus (shutdown) the most. I don’t know of anyone in the tech (generally white collar jobs) that has lost their jobs b/c of this.
I hope everyone will make an extra effort to support their local businesses once the lock down is lifted. Maybe I’ll get my hair cut twice a week instead of twice a month.[/quote]
I haven’t had my haircut in awhile, except me trying to cut it myself. Lol. I agree. I think for the most part, most (not all) tech workers have been spared, and should count the blessings.
Unfortunately, staying at home, I think my spending has gone up quite a bit. Trying to get all my items I’ve been putting off done with my free time instead of going out. I’m trying to go with small businesses instead of going through amazon because Amazon recently changed their delivery policy and pushed out non-essential items to a 2-3 week delivery time even for prime members. Meanwhile, independent shops usually ship out right away, and price is competitive.
CoronitaParticipantTesla and Google had a good quarter too. Not surprised about Google but Tesla continues to surprise me. Damn, I missed that one.
Qualcomm had a decent quarter too. Yeah……
Good thing folks didn’t cave to panic selling and picked up more things…
Might have been one of those rare opportunities of nearly a decade?
CoronitaParticipantInteresting that Facebook and eBay also reported a good quarter. It seems like maybe since more people are staying home, social media and online shopping are doing well since that’s what left for people to do.
I wouldn’t be surprised to see Snap and Twitter and Netflix doing ok this quarter.
It seems a little strange. Normally, in a economic decline, you would think the unicorn companies would be the first to fall hard. But in this case, since people have to stay at home, it seems like the brick and mortar retail and service companies and tourism businesses are falling harder than the unicorn companies… Look at GE, Ford, and Boeing, AMC theaters, and the gaming companies, and Carnival cruises…All gutted… Interesting times.
CoronitaParticipantAs expected. Microsoft is just killing it.
https://finance.yahoo.com/video/microsoft-coronavirus-had-minimal-net-203152009.html
“minimal impact”
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