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March 1, 2012 at 10:01 AM in reply to: OT-Contest to guess the occupant of beautiful new building in RSF #739029
all
ParticipantThe collection of the special tax that backs the core CFD #6 must stop no later than 25 years after the final bond is issued, or FY 2045/2046. The annual 2% increase is optional, but I checked the numbers since 2003 and the tax went up 2% every year. I assume PUSD won’t leave any money on the table and they will be collecting until 2045 with regular 2% increases.
It looks like they assumed the rate of inflation higher than 2% since the payoff amount increases every year. It is either $16K + 2%/year or your share of the debt, whichever is greater.
The bonds pay 5-6% and without thinking much about it I assumed the cost to me is close to that and after adjusting for tax deduction it did not seem that bad. After the recent deductibility discussion and this thread I feel paying off MR makes more sense than getting a rental or a fancy new car.
Participant[quote=zk]
So the quote is only free if you decide to pay it off?
How much is the fee for the quote? Thanks.[/quote]The fee is not the same for all CFD’s. For CFD#6 that covers 4S the fee is $100. Someone mentioned recently that another CFD (Santaluz?) charges $500.
ParticipantDid you get the numbers from PUSD, or from the builder?
February 22, 2012 at 8:35 AM in reply to: OT: Interesting “Public Works” Project in San Diego… #738475Participant[quote=flu]East of Camino Del Norte part. Near W. Bernardo. I think they took about an entire week to make it a blacktop..And the roads right around there are horrible. What gives?[/quote]
It costs lest than fixing the surface and still counts as 1 project completed against the backlog.
ParticipantIt is the law, you have to have one. Pushed through by Home Depot and California Alarm Association.
The rationale was that 30+ people die every year from poisoning (the fact that it’s mostly campers using heaters in their tents made no difference). That, and $100MM+ of profit.
February 21, 2012 at 3:56 PM in reply to: State tax deductibility of all Mello-Roos charges threatened beginning tax year 2012 #738443ParticipantI understand that the government needs to find ways to collect more money from the citizens and those people living in new developments are good candidates – I certainly don’t feel sorry for them. But as it is right now they could take HELOC or cash out and pay off the bond. If they cannot afford to do it then they probably are not the perfect candidate for extra taxes to begin with.
February 21, 2012 at 3:24 PM in reply to: State tax deductibility of all Mello-Roos charges threatened beginning tax year 2012 #738438ParticipantThere are exceptions. In particular, “Maintenance, repair, or interest portion of local benefit tax” are deductible as long as you can document what part of the local benefit tax was used for ‘maintenance, repair, or interest’.
Participant[quote=4slive]But in 92130, 92129, 92127. The high school API are largely contributed from asian (Chinese, Indian and Korean) students’ excellent academy. Of course a large percentage of their parents are new immigrants with high education background and high pay also.[/quote]
My kid’s class in 4S has 2 kids of Chinese origin, 2 Korean and one Indian, for the total of exactly 20% of the kids. They might be contributing (2 out of 5 are not in the math challenge group), but there just aren’t enough of them to be the driving force.
Participant[quote=CONCHO]
What do logarithms have to do with picking stocks?[/quote]
The ability of a person to pick a good stock is not learned, but natural. Just like the natural logarithm.Participant[quote=AN]
Torrey Pines High:
Asian – 955
Hispanic or Latino – 744
White – 871Mira Mesa High:
Asian – 895
Hispanic or Latino – 781
White – 869
[/quote]Looking at this alone it can’t be ethnicity alone since MM Asians are clearly scoring lower than Torrey Pines Asians.
Participant[quote=AN]All of those sounds about right. I’d refi cash out to 80% ltv 30 years fixed and use the extra cash to buy the investment property.[/quote]
Cash out would put him in conforming+ category and cost him 1pt of the total balance, not just the cash out part.
Participant[quote=walterwhite]On the other hand he does say that he will promise us anything because he has no intention of keeping any promise hemakes once elected.
He’s a really great communicator though and has the calm soothing voice of a cult leader/hypnotist.
Lol is out loud but what’s the acronym for giggling silently and slightly creepily to self?
Gsascts?[/quote]
!ROTFLMAO
ParticipantWhat is the value of ‘CPO’ on a $30K BMW?
Participant[quote=aldante]
Or Sk…..we can all use your “analysis”, maybe the write in’s will prove your point on who is electable.[/quote]RTFA
Virginia state law specifically prohibits voters from writing in candidates not on the ballot in primary elections. -
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