Thousands of people in San Diego purchased their homes years ago, (we did, even though we're still in our 40's) did not HELOC themselves to death, saved a fortune, and are enjoying their lives
And even some of us that purchased in 2004 with 30year jumbos $4000/month mortgages don't plan on selling. So we're stupid. Oh well. Cutting expenses out of everything is is just fine. Got cable tv for 2 weeks at $50/month recently. Worthless. Don't watch anything.
