Then don’t invest in mutual funds or put your money in pooled pension funds where managers won’t vote in your best interests. No one forces anyone to invest in a company directly or indirectly. The bottom line: people are lazy and want to find someone to blame for the outcome of their laziness.
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Actually, if you want to parake in the tax benefits and matching funds that come with a typical 401(k), you usually have to choose some type of mutual fund if you want to invest in the stock market. [/quote]
Then either park your money in a money market mutual fund or… don’t work for a company that only offers you such limited investment options. Again, this all gets back to choices. If you love the job and the 401K choices are imperfect, then you’ve got a choice to make, right? But it’s still a choice. Life is full of trade-offs.
