Home › Forums › Financial Markets/Economics › What is the highest Credit Card APR you are seeing?
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April 9, 2009 at 6:38 PM #379235April 9, 2009 at 7:46 PM #378614carmelrenterParticipant
I carried a small balance one month and was shocked to see my APR was over 40%. Turns out there was an international transaction (I think it was that Radiohead album they sold online in GBP). There was a couple dollar fee for the conversion factored into the APR. A small fee divided by a small balance looks like a huge APR.
April 9, 2009 at 7:46 PM #378892carmelrenterParticipantI carried a small balance one month and was shocked to see my APR was over 40%. Turns out there was an international transaction (I think it was that Radiohead album they sold online in GBP). There was a couple dollar fee for the conversion factored into the APR. A small fee divided by a small balance looks like a huge APR.
April 9, 2009 at 7:46 PM #379074carmelrenterParticipantI carried a small balance one month and was shocked to see my APR was over 40%. Turns out there was an international transaction (I think it was that Radiohead album they sold online in GBP). There was a couple dollar fee for the conversion factored into the APR. A small fee divided by a small balance looks like a huge APR.
April 9, 2009 at 7:46 PM #379117carmelrenterParticipantI carried a small balance one month and was shocked to see my APR was over 40%. Turns out there was an international transaction (I think it was that Radiohead album they sold online in GBP). There was a couple dollar fee for the conversion factored into the APR. A small fee divided by a small balance looks like a huge APR.
April 9, 2009 at 7:46 PM #379245carmelrenterParticipantI carried a small balance one month and was shocked to see my APR was over 40%. Turns out there was an international transaction (I think it was that Radiohead album they sold online in GBP). There was a couple dollar fee for the conversion factored into the APR. A small fee divided by a small balance looks like a huge APR.
April 9, 2009 at 7:59 PM #378630GoUSCParticipantMy Chase Visa is 5.25% for purchases and 19.24% for cash advances.
April 9, 2009 at 7:59 PM #378907GoUSCParticipantMy Chase Visa is 5.25% for purchases and 19.24% for cash advances.
April 9, 2009 at 7:59 PM #379089GoUSCParticipantMy Chase Visa is 5.25% for purchases and 19.24% for cash advances.
April 9, 2009 at 7:59 PM #379132GoUSCParticipantMy Chase Visa is 5.25% for purchases and 19.24% for cash advances.
April 9, 2009 at 7:59 PM #379259GoUSCParticipantMy Chase Visa is 5.25% for purchases and 19.24% for cash advances.
April 9, 2009 at 9:57 PM #378655CoronitaParticipant[quote=mwtosd]flu the real credit score people myfico.com is giving free credit score and monitoring for 1 month. Hope this helps you. You have provided lots of info on this forum! Thanks![/quote]
thanks for the tip.
I know that the three credit bureau’s are suppose to give you three free credit reports each year via annualcreditreport.com
https://www.annualcreditreport.com/cra/index.jsp
Did not know about myfico.com
Things sort of more complicated, because I have a credit freeze on my account, and as such, you can only request a report via snail mail. I’m pretty sure there’s nothing wrong with my credit, as i can’t image someone has stolen my SSN. I can’t even get my own credit report easily with this credit freeze, let alone someone who doesn’t have my unfreeze pins.
April 9, 2009 at 9:57 PM #378932CoronitaParticipant[quote=mwtosd]flu the real credit score people myfico.com is giving free credit score and monitoring for 1 month. Hope this helps you. You have provided lots of info on this forum! Thanks![/quote]
thanks for the tip.
I know that the three credit bureau’s are suppose to give you three free credit reports each year via annualcreditreport.com
https://www.annualcreditreport.com/cra/index.jsp
Did not know about myfico.com
Things sort of more complicated, because I have a credit freeze on my account, and as such, you can only request a report via snail mail. I’m pretty sure there’s nothing wrong with my credit, as i can’t image someone has stolen my SSN. I can’t even get my own credit report easily with this credit freeze, let alone someone who doesn’t have my unfreeze pins.
April 9, 2009 at 9:57 PM #379113CoronitaParticipant[quote=mwtosd]flu the real credit score people myfico.com is giving free credit score and monitoring for 1 month. Hope this helps you. You have provided lots of info on this forum! Thanks![/quote]
thanks for the tip.
I know that the three credit bureau’s are suppose to give you three free credit reports each year via annualcreditreport.com
https://www.annualcreditreport.com/cra/index.jsp
Did not know about myfico.com
Things sort of more complicated, because I have a credit freeze on my account, and as such, you can only request a report via snail mail. I’m pretty sure there’s nothing wrong with my credit, as i can’t image someone has stolen my SSN. I can’t even get my own credit report easily with this credit freeze, let alone someone who doesn’t have my unfreeze pins.
April 9, 2009 at 9:57 PM #379157CoronitaParticipant[quote=mwtosd]flu the real credit score people myfico.com is giving free credit score and monitoring for 1 month. Hope this helps you. You have provided lots of info on this forum! Thanks![/quote]
thanks for the tip.
I know that the three credit bureau’s are suppose to give you three free credit reports each year via annualcreditreport.com
https://www.annualcreditreport.com/cra/index.jsp
Did not know about myfico.com
Things sort of more complicated, because I have a credit freeze on my account, and as such, you can only request a report via snail mail. I’m pretty sure there’s nothing wrong with my credit, as i can’t image someone has stolen my SSN. I can’t even get my own credit report easily with this credit freeze, let alone someone who doesn’t have my unfreeze pins.
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