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bjensen.
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April 15, 2008 at 8:33 AM #187505April 15, 2008 at 9:40 AM #187461
zzz
ParticipantFree things to do with or without kids:
Balboa botanical gardensTuesday museums free in Balboa Park – select museum is free each Tuesday
Hiking in all the wonderful nature around town.
http://www.sandiego.org/article/Visitors/795
Nostra- I tried to track all my expenses through a spreadsheet, but I found it too laborious and that it really didn’t shed any light for me. But good for you and I hear friends who do it find it therapeutic or enjoyable….much like cleaning is for others.
I agree with the Starbucks thing – I believe its called the “latte factor” from the book The Automatic Millionnaire. Instead of focusing on the $1 here, $1 there, I have simply adapted a lifestyle where after I figure my fixed costs – rent, insurance, car, etc…I then decide how much I want to save…and I’ve made it fairly automatic. The rest I can do whatever I want with. I’ve made food a variable cost as I can choose to eat only perishables that are on sale, splurge on food, etc.
On the bottled water topic – if you have babies – think about the toxins from the baby bottles!
Anyone found a good solution for avoiding bottled water when traveling / mobile, other than toting around a stainless steel refillable water bottle?
April 15, 2008 at 9:40 AM #187480ParticipantFree things to do with or without kids:
Balboa botanical gardensTuesday museums free in Balboa Park – select museum is free each Tuesday
Hiking in all the wonderful nature around town.
http://www.sandiego.org/article/Visitors/795
Nostra- I tried to track all my expenses through a spreadsheet, but I found it too laborious and that it really didn’t shed any light for me. But good for you and I hear friends who do it find it therapeutic or enjoyable….much like cleaning is for others.
I agree with the Starbucks thing – I believe its called the “latte factor” from the book The Automatic Millionnaire. Instead of focusing on the $1 here, $1 there, I have simply adapted a lifestyle where after I figure my fixed costs – rent, insurance, car, etc…I then decide how much I want to save…and I’ve made it fairly automatic. The rest I can do whatever I want with. I’ve made food a variable cost as I can choose to eat only perishables that are on sale, splurge on food, etc.
On the bottled water topic – if you have babies – think about the toxins from the baby bottles!
Anyone found a good solution for avoiding bottled water when traveling / mobile, other than toting around a stainless steel refillable water bottle?
April 15, 2008 at 9:40 AM #187512ParticipantFree things to do with or without kids:
Balboa botanical gardensTuesday museums free in Balboa Park – select museum is free each Tuesday
Hiking in all the wonderful nature around town.
http://www.sandiego.org/article/Visitors/795
Nostra- I tried to track all my expenses through a spreadsheet, but I found it too laborious and that it really didn’t shed any light for me. But good for you and I hear friends who do it find it therapeutic or enjoyable….much like cleaning is for others.
I agree with the Starbucks thing – I believe its called the “latte factor” from the book The Automatic Millionnaire. Instead of focusing on the $1 here, $1 there, I have simply adapted a lifestyle where after I figure my fixed costs – rent, insurance, car, etc…I then decide how much I want to save…and I’ve made it fairly automatic. The rest I can do whatever I want with. I’ve made food a variable cost as I can choose to eat only perishables that are on sale, splurge on food, etc.
On the bottled water topic – if you have babies – think about the toxins from the baby bottles!
Anyone found a good solution for avoiding bottled water when traveling / mobile, other than toting around a stainless steel refillable water bottle?
April 15, 2008 at 9:40 AM #187518ParticipantFree things to do with or without kids:
Balboa botanical gardensTuesday museums free in Balboa Park – select museum is free each Tuesday
Hiking in all the wonderful nature around town.
http://www.sandiego.org/article/Visitors/795
Nostra- I tried to track all my expenses through a spreadsheet, but I found it too laborious and that it really didn’t shed any light for me. But good for you and I hear friends who do it find it therapeutic or enjoyable….much like cleaning is for others.
I agree with the Starbucks thing – I believe its called the “latte factor” from the book The Automatic Millionnaire. Instead of focusing on the $1 here, $1 there, I have simply adapted a lifestyle where after I figure my fixed costs – rent, insurance, car, etc…I then decide how much I want to save…and I’ve made it fairly automatic. The rest I can do whatever I want with. I’ve made food a variable cost as I can choose to eat only perishables that are on sale, splurge on food, etc.
On the bottled water topic – if you have babies – think about the toxins from the baby bottles!
Anyone found a good solution for avoiding bottled water when traveling / mobile, other than toting around a stainless steel refillable water bottle?
April 15, 2008 at 9:40 AM #187525ParticipantFree things to do with or without kids:
Balboa botanical gardensTuesday museums free in Balboa Park – select museum is free each Tuesday
Hiking in all the wonderful nature around town.
http://www.sandiego.org/article/Visitors/795
Nostra- I tried to track all my expenses through a spreadsheet, but I found it too laborious and that it really didn’t shed any light for me. But good for you and I hear friends who do it find it therapeutic or enjoyable….much like cleaning is for others.
I agree with the Starbucks thing – I believe its called the “latte factor” from the book The Automatic Millionnaire. Instead of focusing on the $1 here, $1 there, I have simply adapted a lifestyle where after I figure my fixed costs – rent, insurance, car, etc…I then decide how much I want to save…and I’ve made it fairly automatic. The rest I can do whatever I want with. I’ve made food a variable cost as I can choose to eat only perishables that are on sale, splurge on food, etc.
On the bottled water topic – if you have babies – think about the toxins from the baby bottles!
Anyone found a good solution for avoiding bottled water when traveling / mobile, other than toting around a stainless steel refillable water bottle?
April 15, 2008 at 10:24 AM #187509nostradamus
ParticipantHi golfgal,
That’s true I do find it therapeutic, especially when I balance to the penny and match the cc company’s balance, or when I find that I have shaved a significant portion of unnecessary spending. It’s great that you can splurge on food when you wish, some people splurge on other things then can’t afford food! For some, splurging is therapeutic.
I’ll check out The Automatic Millionaire, thanks for mentioning it! Have fun at the museums.
April 15, 2008 at 10:24 AM #187531ParticipantHi golfgal,
That’s true I do find it therapeutic, especially when I balance to the penny and match the cc company’s balance, or when I find that I have shaved a significant portion of unnecessary spending. It’s great that you can splurge on food when you wish, some people splurge on other things then can’t afford food! For some, splurging is therapeutic.
I’ll check out The Automatic Millionaire, thanks for mentioning it! Have fun at the museums.
April 15, 2008 at 10:24 AM #187562ParticipantHi golfgal,
That’s true I do find it therapeutic, especially when I balance to the penny and match the cc company’s balance, or when I find that I have shaved a significant portion of unnecessary spending. It’s great that you can splurge on food when you wish, some people splurge on other things then can’t afford food! For some, splurging is therapeutic.
I’ll check out The Automatic Millionaire, thanks for mentioning it! Have fun at the museums.
April 15, 2008 at 10:24 AM #187568ParticipantHi golfgal,
That’s true I do find it therapeutic, especially when I balance to the penny and match the cc company’s balance, or when I find that I have shaved a significant portion of unnecessary spending. It’s great that you can splurge on food when you wish, some people splurge on other things then can’t afford food! For some, splurging is therapeutic.
I’ll check out The Automatic Millionaire, thanks for mentioning it! Have fun at the museums.
April 15, 2008 at 10:24 AM #187577ParticipantHi golfgal,
That’s true I do find it therapeutic, especially when I balance to the penny and match the cc company’s balance, or when I find that I have shaved a significant portion of unnecessary spending. It’s great that you can splurge on food when you wish, some people splurge on other things then can’t afford food! For some, splurging is therapeutic.
I’ll check out The Automatic Millionaire, thanks for mentioning it! Have fun at the museums.
April 15, 2008 at 1:00 PM #187628bjensen
ParticipantA couple thoughts…
I used to use Quicken, but then heard of a company that just received second round financing. It does everything that I used to use Quicken for, but adds a bunch of features like text message alerts that alert you when you are getting close to or have exceeded your limits on any given category.
Is free,supported by sponsors on one tab of the site where they will recommend competing services to those you alreay use (i.e. internet,phone etc.) that are at a lower cost than what you currently spend.
Sorry for the plug, I have no involvement. I just think it is really cool.
It sorts transactions intelligently, so after a few weeks of training it runs itself.
Secondly, I wish I could get close to saving the % Nos can save. It is much more difficult to convince a wife and child to live the life of poverty that you are. Then again if I could even approximate a 22,000 monthly income it would be much easier!
April 15, 2008 at 1:00 PM #187649ParticipantA couple thoughts…
I used to use Quicken, but then heard of a company that just received second round financing. It does everything that I used to use Quicken for, but adds a bunch of features like text message alerts that alert you when you are getting close to or have exceeded your limits on any given category.
Is free,supported by sponsors on one tab of the site where they will recommend competing services to those you alreay use (i.e. internet,phone etc.) that are at a lower cost than what you currently spend.
Sorry for the plug, I have no involvement. I just think it is really cool.
It sorts transactions intelligently, so after a few weeks of training it runs itself.
Secondly, I wish I could get close to saving the % Nos can save. It is much more difficult to convince a wife and child to live the life of poverty that you are. Then again if I could even approximate a 22,000 monthly income it would be much easier!
April 15, 2008 at 1:00 PM #187682ParticipantA couple thoughts…
I used to use Quicken, but then heard of a company that just received second round financing. It does everything that I used to use Quicken for, but adds a bunch of features like text message alerts that alert you when you are getting close to or have exceeded your limits on any given category.
Is free,supported by sponsors on one tab of the site where they will recommend competing services to those you alreay use (i.e. internet,phone etc.) that are at a lower cost than what you currently spend.
Sorry for the plug, I have no involvement. I just think it is really cool.
It sorts transactions intelligently, so after a few weeks of training it runs itself.
Secondly, I wish I could get close to saving the % Nos can save. It is much more difficult to convince a wife and child to live the life of poverty that you are. Then again if I could even approximate a 22,000 monthly income it would be much easier!
April 15, 2008 at 1:00 PM #187690ParticipantA couple thoughts…
I used to use Quicken, but then heard of a company that just received second round financing. It does everything that I used to use Quicken for, but adds a bunch of features like text message alerts that alert you when you are getting close to or have exceeded your limits on any given category.
Is free,supported by sponsors on one tab of the site where they will recommend competing services to those you alreay use (i.e. internet,phone etc.) that are at a lower cost than what you currently spend.
Sorry for the plug, I have no involvement. I just think it is really cool.
It sorts transactions intelligently, so after a few weeks of training it runs itself.
Secondly, I wish I could get close to saving the % Nos can save. It is much more difficult to convince a wife and child to live the life of poverty that you are. Then again if I could even approximate a 22,000 monthly income it would be much easier!
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