Well folks….Looks like interest rates for loans are about to go lower……

[treehugger]

[Your dad, if he had a smaller mortgage balance, may not have been able to get everything paid for – even with Sheldon.]

Actually my dad’s loan was $300,000 and mine is $312,000.

[CA renter]

[quote=UCGal]I chose to not refi because I’m attacking it a different way – just tossing more money at my already small, low interest loan. (I have a 4.25% 15 year loan from last year – My extra payments will have it paid off in 2015 and save me almost $10k in interest.)

[/quote]

Excellent strategy, UCGal. How great will it feel when you’ve paid off your house in just a few more years? And, you have the granny flat, on top of that. You’ve done very well with your housing situation.

[CA renter]

[quote=UCGal]I chose to not refi because I’m attacking it a different way – just tossing more money at my already small, low interest loan. (I have a 4.25% 15 year loan from last year – My extra payments will have it paid off in 2015 and save me almost $10k in interest.)

[/quote]

Excellent strategy, UCGal. How great will it feel when you’ve paid off your house in just a few more years? And, you have the granny flat, on top of that. You’ve done very well with your housing situation.

[CA renter]

[quote=UCGal]I chose to not refi because I’m attacking it a different way – just tossing more money at my already small, low interest loan. (I have a 4.25% 15 year loan from last year – My extra payments will have it paid off in 2015 and save me almost $10k in interest.)

[/quote]

Excellent strategy, UCGal. How great will it feel when you’ve paid off your house in just a few more years? And, you have the granny flat, on top of that. You’ve done very well with your housing situation.

[CA renter]

[quote=UCGal]I chose to not refi because I’m attacking it a different way – just tossing more money at my already small, low interest loan. (I have a 4.25% 15 year loan from last year – My extra payments will have it paid off in 2015 and save me almost $10k in interest.)

[/quote]

Excellent strategy, UCGal. How great will it feel when you’ve paid off your house in just a few more years? And, you have the granny flat, on top of that. You’ve done very well with your housing situation.

[CA renter]

[quote=UCGal]I chose to not refi because I’m attacking it a different way – just tossing more money at my already small, low interest loan. (I have a 4.25% 15 year loan from last year – My extra payments will have it paid off in 2015 and save me almost $10k in interest.)

[/quote]

Excellent strategy, UCGal. How great will it feel when you’ve paid off your house in just a few more years? And, you have the granny flat, on top of that. You’ve done very well with your housing situation.

[happyrenter]

update: I locked in today at 4.375% zero points, Wells Fargo

[happyrenter]

update: I locked in today at 4.375% zero points, Wells Fargo

[happyrenter]

update: I locked in today at 4.375% zero points, Wells Fargo

[happyrenter]

update: I locked in today at 4.375% zero points, Wells Fargo

[happyrenter]

update: I locked in today at 4.375% zero points, Wells Fargo

[vizcaya]

I am working with one of Sheldon’s partners, and was able to lock the following:

15yr fixed @ 3.75, no points 274k loan.
This is a true no cost loan. I locked about 10 days ago. Currently 3 yrs into a 30yr fixed @ 5.375.

I will be 52 when I pay this off, instead of 67.

[vizcaya]

I am working with one of Sheldon’s partners, and was able to lock the following:

15yr fixed @ 3.75, no points 274k loan.
This is a true no cost loan. I locked about 10 days ago. Currently 3 yrs into a 30yr fixed @ 5.375.

I will be 52 when I pay this off, instead of 67.

[vizcaya]

I am working with one of Sheldon’s partners, and was able to lock the following:

15yr fixed @ 3.75, no points 274k loan.
This is a true no cost loan. I locked about 10 days ago. Currently 3 yrs into a 30yr fixed @ 5.375.

I will be 52 when I pay this off, instead of 67.

[vizcaya]

I am working with one of Sheldon’s partners, and was able to lock the following:

15yr fixed @ 3.75, no points 274k loan.
This is a true no cost loan. I locked about 10 days ago. Currently 3 yrs into a 30yr fixed @ 5.375.

I will be 52 when I pay this off, instead of 67.

[Author]

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