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Home › Forums › Other › Tight credit? Nope. Citibank just raised our CC limit.

Viewing 15 posts - 16 through 30 (of 81 total)
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  • July 24, 2009 at 5:28 PM #437117
    Ricechex
    Participant

    Same here. I recently signed up for a CC to get some airline mileage. Get the statement, and it is for a limit of 25K! I am wondering if this is good for my FICO, which is quite high. Should I call and have the limit reduced or just cancel the card? I am also a deadbeat, pay off CC every month–have been debt free for years.

    July 24, 2009 at 5:35 PM #436360
    Coronita
    Participant

    0% balance transfer offer from shittybank…

    July 24, 2009 at 5:35 PM #436566
    Coronita
    Participant

    0% balance transfer offer from shittybank…

    July 24, 2009 at 5:35 PM #436884
    Coronita
    Participant

    0% balance transfer offer from shittybank…

    July 24, 2009 at 5:35 PM #436957
    Coronita
    Participant

    0% balance transfer offer from shittybank…

    July 24, 2009 at 5:35 PM #437122
    Coronita
    Participant

    0% balance transfer offer from shittybank…

    July 24, 2009 at 7:50 PM #436414
    akbarpunjabi
    Participant

    I love Citi they gave me 0 percent for a year. $100 gift card to Ruths Chris just for signing up. Plus I get a $100 gift card everytime I rack up 10,000 thank you points. So far I paid them $0 in interest, gotten $300 in free Ruths Chris. And I earned 4% interest on the balance I carried until I recently paid it off before the 0% promo ended. So far so good I’m up about $600 in gift cards and interest over the past 15 months.

    July 24, 2009 at 7:50 PM #436620
    akbarpunjabi
    Participant

    I love Citi they gave me 0 percent for a year. $100 gift card to Ruths Chris just for signing up. Plus I get a $100 gift card everytime I rack up 10,000 thank you points. So far I paid them $0 in interest, gotten $300 in free Ruths Chris. And I earned 4% interest on the balance I carried until I recently paid it off before the 0% promo ended. So far so good I’m up about $600 in gift cards and interest over the past 15 months.

    July 24, 2009 at 7:50 PM #436939
    akbarpunjabi
    Participant

    I love Citi they gave me 0 percent for a year. $100 gift card to Ruths Chris just for signing up. Plus I get a $100 gift card everytime I rack up 10,000 thank you points. So far I paid them $0 in interest, gotten $300 in free Ruths Chris. And I earned 4% interest on the balance I carried until I recently paid it off before the 0% promo ended. So far so good I’m up about $600 in gift cards and interest over the past 15 months.

    July 24, 2009 at 7:50 PM #437011
    akbarpunjabi
    Participant

    I love Citi they gave me 0 percent for a year. $100 gift card to Ruths Chris just for signing up. Plus I get a $100 gift card everytime I rack up 10,000 thank you points. So far I paid them $0 in interest, gotten $300 in free Ruths Chris. And I earned 4% interest on the balance I carried until I recently paid it off before the 0% promo ended. So far so good I’m up about $600 in gift cards and interest over the past 15 months.

    July 24, 2009 at 7:50 PM #437176
    akbarpunjabi
    Participant

    I love Citi they gave me 0 percent for a year. $100 gift card to Ruths Chris just for signing up. Plus I get a $100 gift card everytime I rack up 10,000 thank you points. So far I paid them $0 in interest, gotten $300 in free Ruths Chris. And I earned 4% interest on the balance I carried until I recently paid it off before the 0% promo ended. So far so good I’m up about $600 in gift cards and interest over the past 15 months.

    July 25, 2009 at 11:10 AM #436602
    Enorah
    Participant

    Be very careful with Citibank

    I just got a letter letting me know that my current (very low) interest rate is being bumped up to a much higher rate.

    I have a very good credit score, pay over the minimum amount every month

    the bump is 11 points

    I have the choice to opt out – meaning keep my lower rate and not use the card any longer.

    I am opting out.

    My honey got the same letter, btw

    July 25, 2009 at 11:10 AM #436807
    Enorah
    Participant

    Be very careful with Citibank

    I just got a letter letting me know that my current (very low) interest rate is being bumped up to a much higher rate.

    I have a very good credit score, pay over the minimum amount every month

    the bump is 11 points

    I have the choice to opt out – meaning keep my lower rate and not use the card any longer.

    I am opting out.

    My honey got the same letter, btw

    July 25, 2009 at 11:10 AM #437124
    Enorah
    Participant

    Be very careful with Citibank

    I just got a letter letting me know that my current (very low) interest rate is being bumped up to a much higher rate.

    I have a very good credit score, pay over the minimum amount every month

    the bump is 11 points

    I have the choice to opt out – meaning keep my lower rate and not use the card any longer.

    I am opting out.

    My honey got the same letter, btw

    July 25, 2009 at 11:10 AM #437196
    Enorah
    Participant

    Be very careful with Citibank

    I just got a letter letting me know that my current (very low) interest rate is being bumped up to a much higher rate.

    I have a very good credit score, pay over the minimum amount every month

    the bump is 11 points

    I have the choice to opt out – meaning keep my lower rate and not use the card any longer.

    I am opting out.

    My honey got the same letter, btw

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