Some questions about Stonebridge

[bearishgurl]

[quote=joec]Another thing with sweat equity is does it make sense to instead just work harder or do overtime at your current job if you make a decent living instead of spending the time to do the sweat equity yourself?

My dad was decently paid in his profession and never did a lot of stuff around the house himself. Just do a week of overtime and that pretty much pays for any sweat equity you had to use time on.[/quote]

This is true, joec, if there is little sweat equity in a property (=<$20K). But when you consider properties that may have $80K - $150K sweat equity in them, the rewards are VERY high to spend time on DIY, even if it takes 3+ years in your spare time to get it up to snuff. You have to live somewhere. IMHO, when you work more away from home, you often just end up more stressed and pay more taxes. It might be LESS stressful for some "high-earners" to spend their "spare time" listening to an i-pod while sanding old coats of paint off a mahogany staircase in Mission Hills (instead of working OT). I've never been in the "high-salary" category. But manual labor I can do :=} In the past, I was able to purchase properties with my former spouse that buyers at (or above) our "educational levels" typically could not purchase (didn't know how/no wherewithal/no motivation to save any money or do labor on weekends). You may be surprised at how easy simple plumbing stuff is to do such as install garbage disposer, faucets, drains, and undersink pipes, for example. You can save a BUNDLE if you can do stuff like this yourself. Street smarts and manual labor is what got me the to the level of financial security I enjoy today and for my future. [quote=joec]Another point is why compete with folks who has the sweat equity? Focus on skills you have and let someone else go hog wild on these fixers...At least that's what a lot of these buyers think.[/quote] I agree that when a property is a "heavy" fixer, i.e. a structural fixer, or the lot suffers from subsidence, sometimes these are best left to the professionals (to pick up as an REO or off the courthouse steps) who have the equipment and manpower to make them stable and habitable. [quote=joec]Probably true for a lot of the dual income professionals you see buying in places like Scripps Ranch, Del Sur, 4S...[/quote] Many properties in Scripps Ranch are 70's and 80's cosmetic fixers, some situated on large lots. There may be properties available there with "sweat equity" built into them. IMO, the other areas you mentioned are money-sucking in that they will not contribute to an owner's bottom line unless they can hold on for many, many years until after the MR bonds are retired. Even then, a longtime owner would have "invested" so much money into the bonds/HOAs by then that there is no guarantee of the return of any of this "investment" upon sale. ********************** joec, I think it's very possible for a worker such as yourself to purchase a property in your "dream" areas of DM and LJ if you can obtain something, by hook or crook, with "sweat equity" built in. This will NOT be easier or cheaper to do when you are older. But you will have to be a very patient and persevering buyer who is decisive when you have found your property and act quickly. And lose the attitude that the property must be perfect upon move in. And, in some cases, dispel your illusions about the amount of "square footage" that you think your family needs. A LOT of these properties in your coveted areas of DM and LJ are owned by baby boomers (like myself), who may just as likely NOT have a college degree as do have one. It was no less easy for them to qualify to buy these "fixers" for $80K to $120K in the late seventies than it is for you to qualify to buy new construction at $750K today. After acquiring the property, many of them had to WORK on them, for years on DIY projects and maintenance. Maybe expansion and remodeling projects were undertaken over the years as well. You may drive by one of these properties at the top of the Muirlands today and think, wow, that's beautiful, look at that driveway, landscaping, etc. And is that a whitewater view from the backyard? Those people must be RICH. They were so LUCKY. Why can't I do that?? Why is it SO EXPENSIVE now? You have no idea what these owners had to do or go thru (lengthy coastal commission hearings and neighborhood opposition to permits, etc) to get the property the way you see it today. Often, at the time they purchased these properties, they may not have been "habitable" by your standards. Enough rant. I just feel if a homebuyer is going to spend a goodly sum of their hard-earned $$ purchasing a property, it may as well ADD to their net worth upon sale instead of detract from it. Otherwise, it's better to rent. This is truer today than it has been in a long time.

[joec]

BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.

[joec]

BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.

[joec]

BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.

[joec]

BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.

[joec]

BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.

[bearishgurl]

[quote=joec]BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.[/quote]

Yes, joec, not only are we each a product of our environments but the “habitability” preference is generational.

Even if they grew up with enough money, of course an older “baby boomer” (=>55 yrs. old) would NOT have grown up with granite/corian counters, category 5 wiring, cable TV, internet, portable house phone, slate and “S” tile roofs, double/triple paned vinyl windows, plug-in house phones, cell phones, computers, convection and microwave ovens, wood-look laminate and parquet flooring (i.e. “Pergo”), stainmaster carpet, jacuzzi tubs, rollout cabinetry, 18″ tile floors, wide variety of mosaic and marble tile, wide variety of innovative window coverings, wide variety of patio doors and security screens, drop-in and “prefab” fireplaces, waterless “flushmate” toilets, sink sprayers, dual-head showers, built-in dishwashers, trash compactors, frost-free refrigerators, color TV, tankless water heaters, bread warmers, wine refrigerators, wide variety of concrete finishes, wide variety of brick and block, hot tubs, in-ground jacuzzis, gas BBQ grills . . . there’s a lot more but you get the drift. Either these things did not exist or they had just become available and were VERY cost-prohibitive.

Not only does *newer* construction today HAVE the bulk of these amenities, much of it is now considered “standard equipment” in a home.

If I were a current buyer and saw a property in a GREAT location with good bones for a price I could afford and it had grandma’s immaculate gold/white “marble-look” formica on the kitchen counter and immaculate linoleum floor with a thick black or maroon speckled stripe going up the walls, I might just want to leave it be for awhile. It it ain’t broke, don’t fix it! I’m COMFORTABLE with that. You may not be. I’ve seen A LOT of houses in Pt. Loma (some with awesome views) that looked just like this!!

Yes, my generation was able to purchase houses in your “dream” areas with their union jobs at Solar Turbines and Gen’l Dynamics Convair or Navy/Port Dist/City/County/State Civil Svc position. Most didn’t have a college degree. SD was NOT considered a “world class city” or “America’s Finest City” back then. It was STILL hard for workers to qualify to purchase an $80K to $120K home when the vast majority of homes were $40K to $60K. I think more were able to do it because they didn’t have the expectation of owning multiple new cars and there wasn’t the proliferation of gadgets available to spend $$ on as there is today. There also wasn’t near the amount of consumer credit available to the average consumer then as there is today. Buyers EXPECTED to work on a house when they bought it and didn’t mind doing it little by little. Most younger buyers bought properties in the neighborhoods they grew up in. They were “content” if that home may have been a 1100-1500 sf 3/1 with a one-car (or 1-1/2 car) garage. They also got married younger and bought their first home a lot younger than today’s buyers do.

The difference in expectations is generational.

[bearishgurl]

[quote=joec]BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.[/quote]

Yes, joec, not only are we each a product of our environments but the “habitability” preference is generational.

Even if they grew up with enough money, of course an older “baby boomer” (=>55 yrs. old) would NOT have grown up with granite/corian counters, category 5 wiring, cable TV, internet, portable house phone, slate and “S” tile roofs, double/triple paned vinyl windows, plug-in house phones, cell phones, computers, convection and microwave ovens, wood-look laminate and parquet flooring (i.e. “Pergo”), stainmaster carpet, jacuzzi tubs, rollout cabinetry, 18″ tile floors, wide variety of mosaic and marble tile, wide variety of innovative window coverings, wide variety of patio doors and security screens, drop-in and “prefab” fireplaces, waterless “flushmate” toilets, sink sprayers, dual-head showers, built-in dishwashers, trash compactors, frost-free refrigerators, color TV, tankless water heaters, bread warmers, wine refrigerators, wide variety of concrete finishes, wide variety of brick and block, hot tubs, in-ground jacuzzis, gas BBQ grills . . . there’s a lot more but you get the drift. Either these things did not exist or they had just become available and were VERY cost-prohibitive.

Not only does *newer* construction today HAVE the bulk of these amenities, much of it is now considered “standard equipment” in a home.

If I were a current buyer and saw a property in a GREAT location with good bones for a price I could afford and it had grandma’s immaculate gold/white “marble-look” formica on the kitchen counter and immaculate linoleum floor with a thick black or maroon speckled stripe going up the walls, I might just want to leave it be for awhile. It it ain’t broke, don’t fix it! I’m COMFORTABLE with that. You may not be. I’ve seen A LOT of houses in Pt. Loma (some with awesome views) that looked just like this!!

Yes, my generation was able to purchase houses in your “dream” areas with their union jobs at Solar Turbines and Gen’l Dynamics Convair or Navy/Port Dist/City/County/State Civil Svc position. Most didn’t have a college degree. SD was NOT considered a “world class city” or “America’s Finest City” back then. It was STILL hard for workers to qualify to purchase an $80K to $120K home when the vast majority of homes were $40K to $60K. I think more were able to do it because they didn’t have the expectation of owning multiple new cars and there wasn’t the proliferation of gadgets available to spend $$ on as there is today. There also wasn’t near the amount of consumer credit available to the average consumer then as there is today. Buyers EXPECTED to work on a house when they bought it and didn’t mind doing it little by little. Most younger buyers bought properties in the neighborhoods they grew up in. They were “content” if that home may have been a 1100-1500 sf 3/1 with a one-car (or 1-1/2 car) garage. They also got married younger and bought their first home a lot younger than today’s buyers do.

The difference in expectations is generational.

[bearishgurl]

[quote=joec]BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.[/quote]

Yes, joec, not only are we each a product of our environments but the “habitability” preference is generational.

Even if they grew up with enough money, of course an older “baby boomer” (=>55 yrs. old) would NOT have grown up with granite/corian counters, category 5 wiring, cable TV, internet, portable house phone, slate and “S” tile roofs, double/triple paned vinyl windows, plug-in house phones, cell phones, computers, convection and microwave ovens, wood-look laminate and parquet flooring (i.e. “Pergo”), stainmaster carpet, jacuzzi tubs, rollout cabinetry, 18″ tile floors, wide variety of mosaic and marble tile, wide variety of innovative window coverings, wide variety of patio doors and security screens, drop-in and “prefab” fireplaces, waterless “flushmate” toilets, sink sprayers, dual-head showers, built-in dishwashers, trash compactors, frost-free refrigerators, color TV, tankless water heaters, bread warmers, wine refrigerators, wide variety of concrete finishes, wide variety of brick and block, hot tubs, in-ground jacuzzis, gas BBQ grills . . . there’s a lot more but you get the drift. Either these things did not exist or they had just become available and were VERY cost-prohibitive.

Not only does *newer* construction today HAVE the bulk of these amenities, much of it is now considered “standard equipment” in a home.

If I were a current buyer and saw a property in a GREAT location with good bones for a price I could afford and it had grandma’s immaculate gold/white “marble-look” formica on the kitchen counter and immaculate linoleum floor with a thick black or maroon speckled stripe going up the walls, I might just want to leave it be for awhile. It it ain’t broke, don’t fix it! I’m COMFORTABLE with that. You may not be. I’ve seen A LOT of houses in Pt. Loma (some with awesome views) that looked just like this!!

Yes, my generation was able to purchase houses in your “dream” areas with their union jobs at Solar Turbines and Gen’l Dynamics Convair or Navy/Port Dist/City/County/State Civil Svc position. Most didn’t have a college degree. SD was NOT considered a “world class city” or “America’s Finest City” back then. It was STILL hard for workers to qualify to purchase an $80K to $120K home when the vast majority of homes were $40K to $60K. I think more were able to do it because they didn’t have the expectation of owning multiple new cars and there wasn’t the proliferation of gadgets available to spend $$ on as there is today. There also wasn’t near the amount of consumer credit available to the average consumer then as there is today. Buyers EXPECTED to work on a house when they bought it and didn’t mind doing it little by little. Most younger buyers bought properties in the neighborhoods they grew up in. They were “content” if that home may have been a 1100-1500 sf 3/1 with a one-car (or 1-1/2 car) garage. They also got married younger and bought their first home a lot younger than today’s buyers do.

The difference in expectations is generational.

[bearishgurl]

[quote=joec]BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.[/quote]

Yes, joec, not only are we each a product of our environments but the “habitability” preference is generational.

Even if they grew up with enough money, of course an older “baby boomer” (=>55 yrs. old) would NOT have grown up with granite/corian counters, category 5 wiring, cable TV, internet, portable house phone, slate and “S” tile roofs, double/triple paned vinyl windows, plug-in house phones, cell phones, computers, convection and microwave ovens, wood-look laminate and parquet flooring (i.e. “Pergo”), stainmaster carpet, jacuzzi tubs, rollout cabinetry, 18″ tile floors, wide variety of mosaic and marble tile, wide variety of innovative window coverings, wide variety of patio doors and security screens, drop-in and “prefab” fireplaces, waterless “flushmate” toilets, sink sprayers, dual-head showers, built-in dishwashers, trash compactors, frost-free refrigerators, color TV, tankless water heaters, bread warmers, wine refrigerators, wide variety of concrete finishes, wide variety of brick and block, hot tubs, in-ground jacuzzis, gas BBQ grills . . . there’s a lot more but you get the drift. Either these things did not exist or they had just become available and were VERY cost-prohibitive.

Not only does *newer* construction today HAVE the bulk of these amenities, much of it is now considered “standard equipment” in a home.

If I were a current buyer and saw a property in a GREAT location with good bones for a price I could afford and it had grandma’s immaculate gold/white “marble-look” formica on the kitchen counter and immaculate linoleum floor with a thick black or maroon speckled stripe going up the walls, I might just want to leave it be for awhile. It it ain’t broke, don’t fix it! I’m COMFORTABLE with that. You may not be. I’ve seen A LOT of houses in Pt. Loma (some with awesome views) that looked just like this!!

Yes, my generation was able to purchase houses in your “dream” areas with their union jobs at Solar Turbines and Gen’l Dynamics Convair or Navy/Port Dist/City/County/State Civil Svc position. Most didn’t have a college degree. SD was NOT considered a “world class city” or “America’s Finest City” back then. It was STILL hard for workers to qualify to purchase an $80K to $120K home when the vast majority of homes were $40K to $60K. I think more were able to do it because they didn’t have the expectation of owning multiple new cars and there wasn’t the proliferation of gadgets available to spend $$ on as there is today. There also wasn’t near the amount of consumer credit available to the average consumer then as there is today. Buyers EXPECTED to work on a house when they bought it and didn’t mind doing it little by little. Most younger buyers bought properties in the neighborhoods they grew up in. They were “content” if that home may have been a 1100-1500 sf 3/1 with a one-car (or 1-1/2 car) garage. They also got married younger and bought their first home a lot younger than today’s buyers do.

The difference in expectations is generational.

[bearishgurl]

[quote=joec]BG, a post I actually don’t disagree with. Anyhow, I think a lot of my point is that we are a product of our environment and what we experienced ourselves. I also feel the real estate market now is very different from 20-30 years ago. I do have family and friends in the coastal areas both here, LA and in the bay area and they bought a long time ago paying a handsome sum even back then, but you talk to a lot of these people now and most would say they wouldn’t be able to afford buying anything here “now” based on their pay/job, etc. I don’t think the situation on the coast in terms of pricing, fixers is what it is now with the amount of buyers shopping in those areas and the amount of money and ease of financing compared to 30 years ago. Also, a lot of these folks back then had regular jobs being able to buy these properties, most now are probably move up buyers or higher paying professionals.[/quote]

Yes, joec, not only are we each a product of our environments but the “habitability” preference is generational.

Even if they grew up with enough money, of course an older “baby boomer” (=>55 yrs. old) would NOT have grown up with granite/corian counters, category 5 wiring, cable TV, internet, portable house phone, slate and “S” tile roofs, double/triple paned vinyl windows, plug-in house phones, cell phones, computers, convection and microwave ovens, wood-look laminate and parquet flooring (i.e. “Pergo”), stainmaster carpet, jacuzzi tubs, rollout cabinetry, 18″ tile floors, wide variety of mosaic and marble tile, wide variety of innovative window coverings, wide variety of patio doors and security screens, drop-in and “prefab” fireplaces, waterless “flushmate” toilets, sink sprayers, dual-head showers, built-in dishwashers, trash compactors, frost-free refrigerators, color TV, tankless water heaters, bread warmers, wine refrigerators, wide variety of concrete finishes, wide variety of brick and block, hot tubs, in-ground jacuzzis, gas BBQ grills . . . there’s a lot more but you get the drift. Either these things did not exist or they had just become available and were VERY cost-prohibitive.

Not only does *newer* construction today HAVE the bulk of these amenities, much of it is now considered “standard equipment” in a home.

If I were a current buyer and saw a property in a GREAT location with good bones for a price I could afford and it had grandma’s immaculate gold/white “marble-look” formica on the kitchen counter and immaculate linoleum floor with a thick black or maroon speckled stripe going up the walls, I might just want to leave it be for awhile. It it ain’t broke, don’t fix it! I’m COMFORTABLE with that. You may not be. I’ve seen A LOT of houses in Pt. Loma (some with awesome views) that looked just like this!!

Yes, my generation was able to purchase houses in your “dream” areas with their union jobs at Solar Turbines and Gen’l Dynamics Convair or Navy/Port Dist/City/County/State Civil Svc position. Most didn’t have a college degree. SD was NOT considered a “world class city” or “America’s Finest City” back then. It was STILL hard for workers to qualify to purchase an $80K to $120K home when the vast majority of homes were $40K to $60K. I think more were able to do it because they didn’t have the expectation of owning multiple new cars and there wasn’t the proliferation of gadgets available to spend $$ on as there is today. There also wasn’t near the amount of consumer credit available to the average consumer then as there is today. Buyers EXPECTED to work on a house when they bought it and didn’t mind doing it little by little. Most younger buyers bought properties in the neighborhoods they grew up in. They were “content” if that home may have been a 1100-1500 sf 3/1 with a one-car (or 1-1/2 car) garage. They also got married younger and bought their first home a lot younger than today’s buyers do.

The difference in expectations is generational.

[recordsclerk]

Was this one of the Viscaya lots that were sold to another builder. Did anyone see this house or view any of the ones the builder sold?

http://www.sdlookup.com/MLS-100057905-15709_E_Bluff_Cove_San_Diego_CA_92131

This looks like a good deal.

[recordsclerk]

Was this one of the Viscaya lots that were sold to another builder. Did anyone see this house or view any of the ones the builder sold?

http://www.sdlookup.com/MLS-100057905-15709_E_Bluff_Cove_San_Diego_CA_92131

This looks like a good deal.

[recordsclerk]

Was this one of the Viscaya lots that were sold to another builder. Did anyone see this house or view any of the ones the builder sold?

http://www.sdlookup.com/MLS-100057905-15709_E_Bluff_Cove_San_Diego_CA_92131

This looks like a good deal.

[recordsclerk]

Was this one of the Viscaya lots that were sold to another builder. Did anyone see this house or view any of the ones the builder sold?

http://www.sdlookup.com/MLS-100057905-15709_E_Bluff_Cove_San_Diego_CA_92131

This looks like a good deal.

[Author]

Posts