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temeculaguy.
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November 12, 2007 at 2:33 PM #98849November 12, 2007 at 2:33 PM #98855
temeculaguy
ParticipantAlan, I am a little unfamiliar with that bill and always skeptical of any bill actually having the intended result but it is interesting. How good is the info that banks are holding back inventory? I see a lot of brown lawns but no signs, I just figured it was a long legal process to get a repo to market. I can’t see the logic in hundreds of financial institutions conspiring together, they are competitors, why wouldn’t they just try to save themselves.
Patient, I am here for many reasons but primarily because I am raising a couple of teenagers who have always lived here and have family here, plus I wan’t a three care garage, Downtown isn’t an option. And of course divorcees in their 40’s is my chosen demographic so I’m right where I need to be at this stage in my life. When I hit my sixties I’ll retire and and relocate to the palm springs area, home of the hot grandmas.
November 12, 2007 at 4:23 PM #98793CBad
ParticipantTG you are one funny guy! I can’t believe you are still single. 🙂
I agree with ocrenter’s advice.
November 12, 2007 at 4:23 PM #98853ParticipantTG you are one funny guy! I can’t believe you are still single. 🙂
I agree with ocrenter’s advice.
November 12, 2007 at 4:23 PM #98870ParticipantTG you are one funny guy! I can’t believe you are still single. 🙂
I agree with ocrenter’s advice.
November 12, 2007 at 4:23 PM #98875ParticipantTG you are one funny guy! I can’t believe you are still single. 🙂
I agree with ocrenter’s advice.
November 12, 2007 at 5:48 PM #98809mgubnyc1
ParticipantTG, have you thought about what the Temecula – Murrieta area will be like in 2 years from now? Just think at the change’s 3 years made from 2003 to 2006, now think about 2007 to 2010. Are you sure you will want to live in this are in 2 years from now?
November 12, 2007 at 5:48 PM #98869ParticipantTG, have you thought about what the Temecula – Murrieta area will be like in 2 years from now? Just think at the change’s 3 years made from 2003 to 2006, now think about 2007 to 2010. Are you sure you will want to live in this are in 2 years from now?
November 12, 2007 at 5:48 PM #98886ParticipantTG, have you thought about what the Temecula – Murrieta area will be like in 2 years from now? Just think at the change’s 3 years made from 2003 to 2006, now think about 2007 to 2010. Are you sure you will want to live in this are in 2 years from now?
November 12, 2007 at 5:48 PM #98892ParticipantTG, have you thought about what the Temecula – Murrieta area will be like in 2 years from now? Just think at the change’s 3 years made from 2003 to 2006, now think about 2007 to 2010. Are you sure you will want to live in this are in 2 years from now?
November 12, 2007 at 7:20 PM #98823bsrsharma
ParticipantDrub thy neighbor
DAN BERNSTEIN
I was having coffee with a friend who just bought a new home in Rancho Del Vista Del Harmony Estates.
“You must be on cloud nine,” I said.
“Yes and no,” he replied. “I got a great deal, but my neighbor no longer speaks to me.”
“Some people just aren’t very sociable.”
“No, that’s not it. He was very nice until we started doing what Californians do.”
“What’s that?”
“Talking house.”
“With complete strangers.”
“We’d known each other for almost 10 minutes.”
“What went wrong?”
“Nothing at first. He asks how many square feet I have. I ask which plan he has — A, B or C. I don’t know if you’ve actually seen Rancho Del Vista Del Harmony Estates, but every house kinda looks the same.”
“I’ve seen it.”
“He asks if I got the carpet upgrade. I tell him of course. He asks if I have granite. Miles of it, I say.”
“He seems kind of nosy.”
“We’re just talking house. He asks about free window coverings. Got ’em, I say. They threw in a pool, too. ‘Good for you,’ he says. ‘Sure wish it was like that when I moved in 18 months ago.’ ”
“No hard feelings?”
“Not a whiff. He tells me he put down $50,000. So I tell him I put down $50,000, too.”
“You guys are getting along famously.”
“Then he puffs out his chest and says, ‘Just so you know, I didn’t get one of those funny-money loans. I’m good for my mortgage.’ And I say, ‘Right back atcha. You and me’ll be Rancho Del Vista lifers.”
“You’re already planning your retirement together.”
“Finally, he asks, ‘So what did you end up paying for the place?’ ”
“It always gets down to that.”
“I tell him $425,000. I’m gonna lie to him?”
“What did he say?”
“Nothing at first. He just sort of changes colors. Then he starts to sweat pretty heavily and kind of crumples to his lawn. He keeps his lawn up real good.”
“What did he say?”
“His exact words were, ‘I paid six hundred.’ His house has lost almost a third of its value in 18 months. It hit him pretty hard.”
“He’s got to realize that when the going gets tough, builders want to get going.”
“That’s how I always looked at it. You read these stories about builders knocking off 100 grand here or 150 there and you say, ‘I want a piece of that action, baby.’ ”
“Who wouldn’t?”
“Then you meet a poor sap like my neighbor, who’s suddenly not puffing out his chest anymore. He’s telling me he’ll never get his $50,000 out of his house.”
“Not a chance.”
“That he planned to borrow against his house to send his daughter to college.”
“I don’t think so.”
“He’s telling me about some Arizona job offer he can’t afford to even consider. Even if he sold his house — ”
“He wouldn’t have enough money to buy another one.”
“He says the only way he could take the job is to abandon the house. Let the bank have it.”
“I hope you tried to knock some sense into him.”
“I told him to think about how something like that would affect my property value.”
“And?”
“That’s when he stopped speaking to me.”
“Like I said, some people just aren’t very sociable.”
Reach Dan Bernstein at 951-368-9439 or [email protected]
November 12, 2007 at 7:20 PM #98881ParticipantDrub thy neighbor
DAN BERNSTEIN
I was having coffee with a friend who just bought a new home in Rancho Del Vista Del Harmony Estates.
“You must be on cloud nine,” I said.
“Yes and no,” he replied. “I got a great deal, but my neighbor no longer speaks to me.”
“Some people just aren’t very sociable.”
“No, that’s not it. He was very nice until we started doing what Californians do.”
“What’s that?”
“Talking house.”
“With complete strangers.”
“We’d known each other for almost 10 minutes.”
“What went wrong?”
“Nothing at first. He asks how many square feet I have. I ask which plan he has — A, B or C. I don’t know if you’ve actually seen Rancho Del Vista Del Harmony Estates, but every house kinda looks the same.”
“I’ve seen it.”
“He asks if I got the carpet upgrade. I tell him of course. He asks if I have granite. Miles of it, I say.”
“He seems kind of nosy.”
“We’re just talking house. He asks about free window coverings. Got ’em, I say. They threw in a pool, too. ‘Good for you,’ he says. ‘Sure wish it was like that when I moved in 18 months ago.’ ”
“No hard feelings?”
“Not a whiff. He tells me he put down $50,000. So I tell him I put down $50,000, too.”
“You guys are getting along famously.”
“Then he puffs out his chest and says, ‘Just so you know, I didn’t get one of those funny-money loans. I’m good for my mortgage.’ And I say, ‘Right back atcha. You and me’ll be Rancho Del Vista lifers.”
“You’re already planning your retirement together.”
“Finally, he asks, ‘So what did you end up paying for the place?’ ”
“It always gets down to that.”
“I tell him $425,000. I’m gonna lie to him?”
“What did he say?”
“Nothing at first. He just sort of changes colors. Then he starts to sweat pretty heavily and kind of crumples to his lawn. He keeps his lawn up real good.”
“What did he say?”
“His exact words were, ‘I paid six hundred.’ His house has lost almost a third of its value in 18 months. It hit him pretty hard.”
“He’s got to realize that when the going gets tough, builders want to get going.”
“That’s how I always looked at it. You read these stories about builders knocking off 100 grand here or 150 there and you say, ‘I want a piece of that action, baby.’ ”
“Who wouldn’t?”
“Then you meet a poor sap like my neighbor, who’s suddenly not puffing out his chest anymore. He’s telling me he’ll never get his $50,000 out of his house.”
“Not a chance.”
“That he planned to borrow against his house to send his daughter to college.”
“I don’t think so.”
“He’s telling me about some Arizona job offer he can’t afford to even consider. Even if he sold his house — ”
“He wouldn’t have enough money to buy another one.”
“He says the only way he could take the job is to abandon the house. Let the bank have it.”
“I hope you tried to knock some sense into him.”
“I told him to think about how something like that would affect my property value.”
“And?”
“That’s when he stopped speaking to me.”
“Like I said, some people just aren’t very sociable.”
Reach Dan Bernstein at 951-368-9439 or [email protected]
November 12, 2007 at 7:20 PM #98898ParticipantDrub thy neighbor
DAN BERNSTEIN
I was having coffee with a friend who just bought a new home in Rancho Del Vista Del Harmony Estates.
“You must be on cloud nine,” I said.
“Yes and no,” he replied. “I got a great deal, but my neighbor no longer speaks to me.”
“Some people just aren’t very sociable.”
“No, that’s not it. He was very nice until we started doing what Californians do.”
“What’s that?”
“Talking house.”
“With complete strangers.”
“We’d known each other for almost 10 minutes.”
“What went wrong?”
“Nothing at first. He asks how many square feet I have. I ask which plan he has — A, B or C. I don’t know if you’ve actually seen Rancho Del Vista Del Harmony Estates, but every house kinda looks the same.”
“I’ve seen it.”
“He asks if I got the carpet upgrade. I tell him of course. He asks if I have granite. Miles of it, I say.”
“He seems kind of nosy.”
“We’re just talking house. He asks about free window coverings. Got ’em, I say. They threw in a pool, too. ‘Good for you,’ he says. ‘Sure wish it was like that when I moved in 18 months ago.’ ”
“No hard feelings?”
“Not a whiff. He tells me he put down $50,000. So I tell him I put down $50,000, too.”
“You guys are getting along famously.”
“Then he puffs out his chest and says, ‘Just so you know, I didn’t get one of those funny-money loans. I’m good for my mortgage.’ And I say, ‘Right back atcha. You and me’ll be Rancho Del Vista lifers.”
“You’re already planning your retirement together.”
“Finally, he asks, ‘So what did you end up paying for the place?’ ”
“It always gets down to that.”
“I tell him $425,000. I’m gonna lie to him?”
“What did he say?”
“Nothing at first. He just sort of changes colors. Then he starts to sweat pretty heavily and kind of crumples to his lawn. He keeps his lawn up real good.”
“What did he say?”
“His exact words were, ‘I paid six hundred.’ His house has lost almost a third of its value in 18 months. It hit him pretty hard.”
“He’s got to realize that when the going gets tough, builders want to get going.”
“That’s how I always looked at it. You read these stories about builders knocking off 100 grand here or 150 there and you say, ‘I want a piece of that action, baby.’ ”
“Who wouldn’t?”
“Then you meet a poor sap like my neighbor, who’s suddenly not puffing out his chest anymore. He’s telling me he’ll never get his $50,000 out of his house.”
“Not a chance.”
“That he planned to borrow against his house to send his daughter to college.”
“I don’t think so.”
“He’s telling me about some Arizona job offer he can’t afford to even consider. Even if he sold his house — ”
“He wouldn’t have enough money to buy another one.”
“He says the only way he could take the job is to abandon the house. Let the bank have it.”
“I hope you tried to knock some sense into him.”
“I told him to think about how something like that would affect my property value.”
“And?”
“That’s when he stopped speaking to me.”
“Like I said, some people just aren’t very sociable.”
Reach Dan Bernstein at 951-368-9439 or [email protected]
November 12, 2007 at 7:20 PM #98904ParticipantDrub thy neighbor
DAN BERNSTEIN
I was having coffee with a friend who just bought a new home in Rancho Del Vista Del Harmony Estates.
“You must be on cloud nine,” I said.
“Yes and no,” he replied. “I got a great deal, but my neighbor no longer speaks to me.”
“Some people just aren’t very sociable.”
“No, that’s not it. He was very nice until we started doing what Californians do.”
“What’s that?”
“Talking house.”
“With complete strangers.”
“We’d known each other for almost 10 minutes.”
“What went wrong?”
“Nothing at first. He asks how many square feet I have. I ask which plan he has — A, B or C. I don’t know if you’ve actually seen Rancho Del Vista Del Harmony Estates, but every house kinda looks the same.”
“I’ve seen it.”
“He asks if I got the carpet upgrade. I tell him of course. He asks if I have granite. Miles of it, I say.”
“He seems kind of nosy.”
“We’re just talking house. He asks about free window coverings. Got ’em, I say. They threw in a pool, too. ‘Good for you,’ he says. ‘Sure wish it was like that when I moved in 18 months ago.’ ”
“No hard feelings?”
“Not a whiff. He tells me he put down $50,000. So I tell him I put down $50,000, too.”
“You guys are getting along famously.”
“Then he puffs out his chest and says, ‘Just so you know, I didn’t get one of those funny-money loans. I’m good for my mortgage.’ And I say, ‘Right back atcha. You and me’ll be Rancho Del Vista lifers.”
“You’re already planning your retirement together.”
“Finally, he asks, ‘So what did you end up paying for the place?’ ”
“It always gets down to that.”
“I tell him $425,000. I’m gonna lie to him?”
“What did he say?”
“Nothing at first. He just sort of changes colors. Then he starts to sweat pretty heavily and kind of crumples to his lawn. He keeps his lawn up real good.”
“What did he say?”
“His exact words were, ‘I paid six hundred.’ His house has lost almost a third of its value in 18 months. It hit him pretty hard.”
“He’s got to realize that when the going gets tough, builders want to get going.”
“That’s how I always looked at it. You read these stories about builders knocking off 100 grand here or 150 there and you say, ‘I want a piece of that action, baby.’ ”
“Who wouldn’t?”
“Then you meet a poor sap like my neighbor, who’s suddenly not puffing out his chest anymore. He’s telling me he’ll never get his $50,000 out of his house.”
“Not a chance.”
“That he planned to borrow against his house to send his daughter to college.”
“I don’t think so.”
“He’s telling me about some Arizona job offer he can’t afford to even consider. Even if he sold his house — ”
“He wouldn’t have enough money to buy another one.”
“He says the only way he could take the job is to abandon the house. Let the bank have it.”
“I hope you tried to knock some sense into him.”
“I told him to think about how something like that would affect my property value.”
“And?”
“That’s when he stopped speaking to me.”
“Like I said, some people just aren’t very sociable.”
Reach Dan Bernstein at 951-368-9439 or [email protected]
November 12, 2007 at 10:16 PM #98844dontfollowtheherd
ParticipantTG,
Sound like buyer’s remorse hits you extra hard so what’s the rush? There will be many nicer homes to choose from at 15-20% lower than where we are today. I wasn’t that impressed with the houses you’re looking at aside from one. Some of them probably sold for 150-175k 6-7 years ago, so why should you pay 3 times that in a falling market? The Tisbury was by far the nicest even with the Bali/Indian palace look from the front. What are you gonna do w/7000sf anyhow? That pool/spa combo would come in handy for pool parties with the divorcees I guess. 🙂 Between the Mello-Roos (if any) and taxes you’re looking at a sizeable chunk of your nest egg getting eaten up in a market that is going to take years to recover from. If all the advice you’ve gotten from everyone so far doesn’t slow you down a bit then make sure to buy a pair of Teflon gloves…lol
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