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  • June 7, 2009 at 9:54 AM #412517
    AK
    Participant

    [quote=Bob]
    The reality is, banks ARE lending again. In fact, some lenders are going so far as to once again offer exotic loans such as interest only, etc..But in today’s world, banks will lend only to applicants that are qualified, and thats the way it should be.
    [/quote]

    On rate sheets I’ve seen 5/1 ARMs, 5/1 IO ARMs, 10/20 fixed IO … just about everything except option ARMs. To my great surprise I’ve even found myself debating their merits.

    June 7, 2009 at 10:55 AM #411826
    peterb
    Participant

    Indeed, but whom is qualifying for these loans? Volume of transactions? I’ve heard that lenders are getting pretty picky. We’re going from “no doc” to “whats’ up doc?”.

    June 7, 2009 at 10:55 AM #412063
    peterb
    Participant

    Indeed, but whom is qualifying for these loans? Volume of transactions? I’ve heard that lenders are getting pretty picky. We’re going from “no doc” to “whats’ up doc?”.

    June 7, 2009 at 10:55 AM #412308
    peterb
    Participant

    Indeed, but whom is qualifying for these loans? Volume of transactions? I’ve heard that lenders are getting pretty picky. We’re going from “no doc” to “whats’ up doc?”.

    June 7, 2009 at 10:55 AM #412375
    peterb
    Participant

    Indeed, but whom is qualifying for these loans? Volume of transactions? I’ve heard that lenders are getting pretty picky. We’re going from “no doc” to “whats’ up doc?”.

    June 7, 2009 at 10:55 AM #412527
    peterb
    Participant

    Indeed, but whom is qualifying for these loans? Volume of transactions? I’ve heard that lenders are getting pretty picky. We’re going from “no doc” to “whats’ up doc?”.

    June 10, 2009 at 10:28 AM #413150
    recordsclerk
    Participant

    SDCCU has just raised 30yr rate to 5.625%. It was 4.875% just a couple of weeks ago. We might just see rates over 6% in the near future.

    June 10, 2009 at 10:28 AM #413383
    recordsclerk
    Participant

    SDCCU has just raised 30yr rate to 5.625%. It was 4.875% just a couple of weeks ago. We might just see rates over 6% in the near future.

    June 10, 2009 at 10:28 AM #413629
    recordsclerk
    Participant

    SDCCU has just raised 30yr rate to 5.625%. It was 4.875% just a couple of weeks ago. We might just see rates over 6% in the near future.

    June 10, 2009 at 10:28 AM #413698
    recordsclerk
    Participant

    SDCCU has just raised 30yr rate to 5.625%. It was 4.875% just a couple of weeks ago. We might just see rates over 6% in the near future.

    June 10, 2009 at 10:28 AM #413850
    recordsclerk
    Participant

    SDCCU has just raised 30yr rate to 5.625%. It was 4.875% just a couple of weeks ago. We might just see rates over 6% in the near future.

    June 10, 2009 at 10:40 AM #413155
    peterb
    Participant

    The 10 year just hit 4% as I am writing this.

    June 10, 2009 at 10:40 AM #413388
    peterb
    Participant

    The 10 year just hit 4% as I am writing this.

    June 10, 2009 at 10:40 AM #413634
    peterb
    Participant

    The 10 year just hit 4% as I am writing this.

    June 10, 2009 at 10:40 AM #413703
    peterb
    Participant

    The 10 year just hit 4% as I am writing this.

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