Parents: do kids learn about $$$ in school?

[Anonymous]

…and why is a stainless steel oven better than a white one, they produce the same heat?

My kids would be like, “Mom, get the stainless steel, granite and enough square footage where we can both have teen rooms.

P.S. Joking aside, being that they are boys, my kids really don’t care what color the appliances are, just that they can cook and store food. They do prefer large bedrooms though.

[Anonymous]

Schools and colleges need to teach the fundamentals of the capitalist system: What capitalism is and how it works when you adhere to basic principles of money management and wealth creation. Instead, they seem to instill a sense of entitlement and promote the idea that the government is ultimately responsible for the financial well-being of its citizens. You know, socialism.

[Anonymous]

Schools and colleges need to teach the fundamentals of the capitalist system: What capitalism is and how it works when you adhere to basic principles of money management and wealth creation. Instead, they seem to instill a sense of entitlement and promote the idea that the government is ultimately responsible for the financial well-being of its citizens. You know, socialism.

[Anonymous]

Schools and colleges need to teach the fundamentals of the capitalist system: What capitalism is and how it works when you adhere to basic principles of money management and wealth creation. Instead, they seem to instill a sense of entitlement and promote the idea that the government is ultimately responsible for the financial well-being of its citizens. You know, socialism.

[Anonymous]

Schools and colleges need to teach the fundamentals of the capitalist system: What capitalism is and how it works when you adhere to basic principles of money management and wealth creation. Instead, they seem to instill a sense of entitlement and promote the idea that the government is ultimately responsible for the financial well-being of its citizens. You know, socialism.

[Anonymous]

Schools and colleges need to teach the fundamentals of the capitalist system: What capitalism is and how it works when you adhere to basic principles of money management and wealth creation. Instead, they seem to instill a sense of entitlement and promote the idea that the government is ultimately responsible for the financial well-being of its citizens. You know, socialism.

[teacherSD]

I am just beginning the process of thinking about buying a home (no sooner than a year from now). I have been scouring the Internet for information on everything from when to buy to how mortgages work. This site and a couple others have been wonderful sources of information and I finally feel like I have something to contribute.

Marion brings up a good point about the CA state standards. It is extremely difficult for a public school teacher to teach something that is not in the standards.

The CA state standards can be found here – http://www.cde.ca.gov/be/st/ss/

The class that would be the most logical place for instruction about personal finance would be the 12th grade Economics class. However, there is nothing in their standards about that – http://www.cde.ca.gov/be/st/ss/hstgrade12.asp (scroll about halfway down for the econ section). The focus is on economics on a national level not a personal one.

I am about to finish my 7th year teaching in San Diego. I have in worked in several schools (including 3 years in a San Dieguito District high school) and the only thing close to a finance class was called “Business Math.” However, I don’t think it was a very rigorous course because the students who took it needed an easy math class. Granted, it may be different now.

I currently teach in a private high school and we don’t offer such a course. Neither do two other private high schools I looked at.

[teacherSD]

I am just beginning the process of thinking about buying a home (no sooner than a year from now). I have been scouring the Internet for information on everything from when to buy to how mortgages work. This site and a couple others have been wonderful sources of information and I finally feel like I have something to contribute.

Marion brings up a good point about the CA state standards. It is extremely difficult for a public school teacher to teach something that is not in the standards.

The CA state standards can be found here – http://www.cde.ca.gov/be/st/ss/

The class that would be the most logical place for instruction about personal finance would be the 12th grade Economics class. However, there is nothing in their standards about that – http://www.cde.ca.gov/be/st/ss/hstgrade12.asp (scroll about halfway down for the econ section). The focus is on economics on a national level not a personal one.

I am about to finish my 7th year teaching in San Diego. I have in worked in several schools (including 3 years in a San Dieguito District high school) and the only thing close to a finance class was called “Business Math.” However, I don’t think it was a very rigorous course because the students who took it needed an easy math class. Granted, it may be different now.

I currently teach in a private high school and we don’t offer such a course. Neither do two other private high schools I looked at.

[teacherSD]

I am just beginning the process of thinking about buying a home (no sooner than a year from now). I have been scouring the Internet for information on everything from when to buy to how mortgages work. This site and a couple others have been wonderful sources of information and I finally feel like I have something to contribute.

Marion brings up a good point about the CA state standards. It is extremely difficult for a public school teacher to teach something that is not in the standards.

The CA state standards can be found here – http://www.cde.ca.gov/be/st/ss/

The class that would be the most logical place for instruction about personal finance would be the 12th grade Economics class. However, there is nothing in their standards about that – http://www.cde.ca.gov/be/st/ss/hstgrade12.asp (scroll about halfway down for the econ section). The focus is on economics on a national level not a personal one.

I am about to finish my 7th year teaching in San Diego. I have in worked in several schools (including 3 years in a San Dieguito District high school) and the only thing close to a finance class was called “Business Math.” However, I don’t think it was a very rigorous course because the students who took it needed an easy math class. Granted, it may be different now.

I currently teach in a private high school and we don’t offer such a course. Neither do two other private high schools I looked at.

[teacherSD]

I am just beginning the process of thinking about buying a home (no sooner than a year from now). I have been scouring the Internet for information on everything from when to buy to how mortgages work. This site and a couple others have been wonderful sources of information and I finally feel like I have something to contribute.

Marion brings up a good point about the CA state standards. It is extremely difficult for a public school teacher to teach something that is not in the standards.

The CA state standards can be found here – http://www.cde.ca.gov/be/st/ss/

The class that would be the most logical place for instruction about personal finance would be the 12th grade Economics class. However, there is nothing in their standards about that – http://www.cde.ca.gov/be/st/ss/hstgrade12.asp (scroll about halfway down for the econ section). The focus is on economics on a national level not a personal one.

I am about to finish my 7th year teaching in San Diego. I have in worked in several schools (including 3 years in a San Dieguito District high school) and the only thing close to a finance class was called “Business Math.” However, I don’t think it was a very rigorous course because the students who took it needed an easy math class. Granted, it may be different now.

I currently teach in a private high school and we don’t offer such a course. Neither do two other private high schools I looked at.

[teacherSD]

I am just beginning the process of thinking about buying a home (no sooner than a year from now). I have been scouring the Internet for information on everything from when to buy to how mortgages work. This site and a couple others have been wonderful sources of information and I finally feel like I have something to contribute.

Marion brings up a good point about the CA state standards. It is extremely difficult for a public school teacher to teach something that is not in the standards.

The CA state standards can be found here – http://www.cde.ca.gov/be/st/ss/

The class that would be the most logical place for instruction about personal finance would be the 12th grade Economics class. However, there is nothing in their standards about that – http://www.cde.ca.gov/be/st/ss/hstgrade12.asp (scroll about halfway down for the econ section). The focus is on economics on a national level not a personal one.

I am about to finish my 7th year teaching in San Diego. I have in worked in several schools (including 3 years in a San Dieguito District high school) and the only thing close to a finance class was called “Business Math.” However, I don’t think it was a very rigorous course because the students who took it needed an easy math class. Granted, it may be different now.

I currently teach in a private high school and we don’t offer such a course. Neither do two other private high schools I looked at.

[seattle-relo]

I honestly believe that learning fiscal responsibility is better done through parent modeling, not a classroom lecture. Just like the DARE program or “Just Say No” doesn’t have much effect on teenage drug use, I think that lecturing to teens about not spending more than they earn won’t get too far. Granted I do believe that at least providing them with an opportunity to learn about budgets, revolving debt, compound interest, etc would be helpful to at least give them a chance in life, I don’t believe that type of lecturing will change the spending habits of someone who hasn’t been exposed to healthy role modeling of fiscal responsibility. Some of you have read the book “Millionaire Next Door”. This book talks about certain traits that overspenders have and the modeling that they got as kids. I really believe that this is a more important factor to financial health than a classroom environment.

Marion – I do remember Home Ec, I especially terrible at the sewing class 🙂 Though cooking was fun, I still remember making a yummy chocolate cake with mocha frosting. But in HS, we actually had a separate Econ class more related to money and learning about the markets.

[seattle-relo]

I honestly believe that learning fiscal responsibility is better done through parent modeling, not a classroom lecture. Just like the DARE program or “Just Say No” doesn’t have much effect on teenage drug use, I think that lecturing to teens about not spending more than they earn won’t get too far. Granted I do believe that at least providing them with an opportunity to learn about budgets, revolving debt, compound interest, etc would be helpful to at least give them a chance in life, I don’t believe that type of lecturing will change the spending habits of someone who hasn’t been exposed to healthy role modeling of fiscal responsibility. Some of you have read the book “Millionaire Next Door”. This book talks about certain traits that overspenders have and the modeling that they got as kids. I really believe that this is a more important factor to financial health than a classroom environment.

Marion – I do remember Home Ec, I especially terrible at the sewing class 🙂 Though cooking was fun, I still remember making a yummy chocolate cake with mocha frosting. But in HS, we actually had a separate Econ class more related to money and learning about the markets.

[seattle-relo]

I honestly believe that learning fiscal responsibility is better done through parent modeling, not a classroom lecture. Just like the DARE program or “Just Say No” doesn’t have much effect on teenage drug use, I think that lecturing to teens about not spending more than they earn won’t get too far. Granted I do believe that at least providing them with an opportunity to learn about budgets, revolving debt, compound interest, etc would be helpful to at least give them a chance in life, I don’t believe that type of lecturing will change the spending habits of someone who hasn’t been exposed to healthy role modeling of fiscal responsibility. Some of you have read the book “Millionaire Next Door”. This book talks about certain traits that overspenders have and the modeling that they got as kids. I really believe that this is a more important factor to financial health than a classroom environment.

Marion – I do remember Home Ec, I especially terrible at the sewing class 🙂 Though cooking was fun, I still remember making a yummy chocolate cake with mocha frosting. But in HS, we actually had a separate Econ class more related to money and learning about the markets.

[seattle-relo]

I honestly believe that learning fiscal responsibility is better done through parent modeling, not a classroom lecture. Just like the DARE program or “Just Say No” doesn’t have much effect on teenage drug use, I think that lecturing to teens about not spending more than they earn won’t get too far. Granted I do believe that at least providing them with an opportunity to learn about budgets, revolving debt, compound interest, etc would be helpful to at least give them a chance in life, I don’t believe that type of lecturing will change the spending habits of someone who hasn’t been exposed to healthy role modeling of fiscal responsibility. Some of you have read the book “Millionaire Next Door”. This book talks about certain traits that overspenders have and the modeling that they got as kids. I really believe that this is a more important factor to financial health than a classroom environment.

Marion – I do remember Home Ec, I especially terrible at the sewing class 🙂 Though cooking was fun, I still remember making a yummy chocolate cake with mocha frosting. But in HS, we actually had a separate Econ class more related to money and learning about the markets.

[Author]

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