- This topic has 21 replies, 10 voices, and was last updated 11 years, 10 months ago by
svelte.
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June 18, 2012 at 6:36 AM #19881June 18, 2012 at 6:46 AM #745995
scaredyclassic
Participantprobably my gradnchildren will be baffled at the idea of carrying a printed photograph around ina pocket ina piece of leather. I used to do that all the time. one measly image. imagine….
June 18, 2012 at 8:19 AM #745996spdrun
ParticipantI still carry good ol’ cash around. Why? Because tipping people with credit cards, where the back office can steal the tips, is inappropriate. Because plenty of small stores and restaurants still don’t accept cards, or set a minimum. And they’re right: why should they get porked for ~3% just because customers are too lazy to pay with real money?
Lastly, because it’s too easy for people to screw you over with a credit card, and you have to watch the statements like a hawk — the amount printed on the receipt doesn’t have to be the same as the charge, and rectifying it is time-consuming and ANNOYING!
Besides, even though I’m not doing anything wrong, I LIKE the idea of my payments being untraceable, either by some meddlers in Washington, or the same in a bank’s back office, looking to target advertising to their victims … I mean … customers or sell the data.
As far as Internet banking, I see it more of a replacement for banking by mail, or banking by ATM, than a replacement for cash. And paying by cell phone is just silly, since it requires the phone to be charged and turned on to be able to make a payment. Far better to have a contact-less card, and have the card account be CONTROLLED by an app on the phone.
“That will be twelve sixty-five.”
“Ummmm …. ummm … do you have an outlet?”
“NEXT CUSTOMER!”June 18, 2012 at 8:27 AM #745998ParticipantIn the future phones will be charged by the movement of our bodies …
June 18, 2012 at 8:28 AM #745999ParticipantI don’t check my cc statements that carefully.
I guess I should.
June 18, 2012 at 8:49 AM #746002ParticipantIn the future phones will be charged by the movement of our bodies …
Great, a tracking device that’s expected to WORK all the time. Me, I’ll leave mine at home and pay cash if possible, even if that marks me as one of the poor.
June 18, 2012 at 9:23 AM #746006desmond
ParticipantI can imagine wallets going away, it’s only a matter of time before drivers licenses and other I.D. go online. Cop comes to your car “show me your iphone”.
June 18, 2012 at 9:32 AM #746007ParticipantHope they do, because they would be easier to forge, and generally screw with the system. There’s probably decent money in providing that sort of service to “people who want to be free of government.”
This would only work if combined with biometrics — using one’s own device as an ID card would be too insecure.
Strictly speaking, ID cards aren’t needed at all for police use anymore. When we get a driver license, all of the data on the card (including picture) are put into a database that can be pulled up by police.
All they really need is a name, address, and DOB from you — stuff that you remember anyway.
June 18, 2012 at 9:39 AM #746009ParticipantI don’t check my cc statements that carefully.
Yeah, you should. It’s very easy for places to skim 10% over the top on small transactions, and most people won’t notice.
June 18, 2012 at 10:43 AM #746026ParticipantThe reality is I’m not going to carry lots of cash on me. I get 1.25 percent back from a card get return protection, and it has the potential to spend 25,000 in a single purchase whereas cash is so finite
June 18, 2012 at 11:22 AM #746032Allan from Fallbrook
Participant[quote=squat250]The reality is I’m not going to carry lots of cash on me. I get 1.25 percent back from a card get return protection, and it has the potential to spend 25,000 in a single purchase whereas cash is so finite[/quote]
Scaredy: Time to splurge on that Olympic powerlifting set you always wanted?
Plus, a lifetime supply of 100% Whey Protein Powder!
And original copies of “Disraeli Gears” in the original LP for all your closest friends!
June 18, 2012 at 11:29 AM #746034ParticipantThat’s not what I’m currently desirous of. I like my cheap weights I leave on the yard and spray w rustoleum.
Actually there’s no particular thing I’m unusually covetous of right now.
I am not really wanting anything.
Except maybe for my kid to get. A 5 on the ap physics test.
And maybe a better wallet.
The perfect wallet.
I suppose this is directly related to the elusive search of the purse for females.
June 18, 2012 at 11:31 AM #746035ParticipantBut frankly it seems difference. A purse is on public display.
A wallet is intensely private
June 18, 2012 at 11:33 AM #746036ParticipantI don’t want anyone to be looking at my wallet while I’m using it
June 19, 2012 at 7:47 AM #746076
svelteParticipantThe days of wallets are numbered.
Walk up to a store, pay for anything using a thumb or retina scan, a PIN and account number.
No need for a card, a wallet, a cell phone, nothing.
Until the power goes out.
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