OT: Foreclosure Garage sale….

[MadeInTaiwan]

meadandale wrote
“Buying something that somebody is ‘stealing’ from the house that is being repossessed from them is akin to buying stereo equipment that some guy is selling out of the trunk of his car in the Walmart parking lot.”

I am not sure I would call it stealing. For me it is a bit grayer than that. Suppose the owner upgraded the cabinet out of his/her pocket with cash, does the owner have a right to sell that cabinet and try to recoup some of the loss? What about comparing this to selling stuff one purchased on credit card that is not repaid?

A few years back the Mrs. and I visited a craigslist furniture sale. The sellers were moving out of state had a lot of nice things for sale. Their kid had boxes and boxes of legos pieces that he was selling for pennies on the dollar. He remarked that he loves this because they do this every few years and he would net a huge chunk from the toys he sells. We could not figure out how they could do that unless they never expected to repay their credit card bills. It gave us an uneasy feeling but we ended up buying the furniture.

I certainly understand if meadandale’s disapproves, but I just don’t think it is black and white.

[meadandale]

“Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can’t afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn’t pay off the bill? Is that any different?”

It’s different, although I don’t think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don’t have a problem with them taking the fridge or even the stove. But for them to be removing ‘fixed’ items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I’m gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it’s MY stuff.

[meadandale]

“Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can’t afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn’t pay off the bill? Is that any different?”

It’s different, although I don’t think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don’t have a problem with them taking the fridge or even the stove. But for them to be removing ‘fixed’ items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I’m gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it’s MY stuff.

[meadandale]

“Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can’t afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn’t pay off the bill? Is that any different?”

It’s different, although I don’t think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don’t have a problem with them taking the fridge or even the stove. But for them to be removing ‘fixed’ items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I’m gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it’s MY stuff.

[meadandale]

“Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can’t afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn’t pay off the bill? Is that any different?”

It’s different, although I don’t think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don’t have a problem with them taking the fridge or even the stove. But for them to be removing ‘fixed’ items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I’m gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it’s MY stuff.

[meadandale]

“Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can’t afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn’t pay off the bill? Is that any different?”

It’s different, although I don’t think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don’t have a problem with them taking the fridge or even the stove. But for them to be removing ‘fixed’ items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I’m gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it’s MY stuff.

[Coronita]

"Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can't afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn't pay off the bill? Is that any different?"

It's different, although I don't think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don't have a problem with them taking the fridge or even the stove. But for them to be removing 'fixed' items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I'm gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it's MY stuff.

 

meadandale,

I'm not trying to argue with you here.

But I'm just trying to understand. What is the special treatment to "fixed" items in a home that one applies "ethics" to, but that do not apply to "unfixed" items? A plasma attached to a wall, is a fixed item. Should that stay too? Does it matter whether that item was paid for in cash or financed from a heloc? Are their laws that define what items are "fixed" and which items "belong to the bank"?

It just seems like some people really don't know where to draw the line, and unless it's writen in a law or some sort, it seems like the line is really gray.

 

Perhaps, the law should be whatever you upgrade and replace, you can take with you, provided what you replaced gets put back. So for example, if you take out a upgraded your cabinets, you can sell your upgraded cabinets if you re-attach the old ones you replace.

 

 

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

 

[Coronita]

"Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can't afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn't pay off the bill? Is that any different?"

It's different, although I don't think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don't have a problem with them taking the fridge or even the stove. But for them to be removing 'fixed' items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I'm gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it's MY stuff.

 

meadandale,

I'm not trying to argue with you here.

But I'm just trying to understand. What is the special treatment to "fixed" items in a home that one applies "ethics" to, but that do not apply to "unfixed" items? A plasma attached to a wall, is a fixed item. Should that stay too? Does it matter whether that item was paid for in cash or financed from a heloc? Are their laws that define what items are "fixed" and which items "belong to the bank"?

It just seems like some people really don't know where to draw the line, and unless it's writen in a law or some sort, it seems like the line is really gray.

 

Perhaps, the law should be whatever you upgrade and replace, you can take with you, provided what you replaced gets put back. So for example, if you take out a upgraded your cabinets, you can sell your upgraded cabinets if you re-attach the old ones you replace.

 

 

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

 

[Coronita]

"Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can't afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn't pay off the bill? Is that any different?"

It's different, although I don't think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don't have a problem with them taking the fridge or even the stove. But for them to be removing 'fixed' items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I'm gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it's MY stuff.

 

meadandale,

I'm not trying to argue with you here.

But I'm just trying to understand. What is the special treatment to "fixed" items in a home that one applies "ethics" to, but that do not apply to "unfixed" items? A plasma attached to a wall, is a fixed item. Should that stay too? Does it matter whether that item was paid for in cash or financed from a heloc? Are their laws that define what items are "fixed" and which items "belong to the bank"?

It just seems like some people really don't know where to draw the line, and unless it's writen in a law or some sort, it seems like the line is really gray.

 

Perhaps, the law should be whatever you upgrade and replace, you can take with you, provided what you replaced gets put back. So for example, if you take out a upgraded your cabinets, you can sell your upgraded cabinets if you re-attach the old ones you replace.

 

 

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

 

[Coronita]

"Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can't afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn't pay off the bill? Is that any different?"

It's different, although I don't think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don't have a problem with them taking the fridge or even the stove. But for them to be removing 'fixed' items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I'm gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it's MY stuff.

 

meadandale,

I'm not trying to argue with you here.

But I'm just trying to understand. What is the special treatment to "fixed" items in a home that one applies "ethics" to, but that do not apply to "unfixed" items? A plasma attached to a wall, is a fixed item. Should that stay too? Does it matter whether that item was paid for in cash or financed from a heloc? Are their laws that define what items are "fixed" and which items "belong to the bank"?

It just seems like some people really don't know where to draw the line, and unless it's writen in a law or some sort, it seems like the line is really gray.

 

Perhaps, the law should be whatever you upgrade and replace, you can take with you, provided what you replaced gets put back. So for example, if you take out a upgraded your cabinets, you can sell your upgraded cabinets if you re-attach the old ones you replace.

 

 

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

 

[Coronita]

"Is this really any different from say buying toys and electronics from someone that purchases on a credit card who can't afford to make payments on the card and in the process gives the middle finger to the credit card company?

What if the homeowner paid for new cabinets using his/her credit card and didn't pay off the bill? Is that any different?"

It's different, although I don't think that walking away from credit card debt and keeping all your shit is ethical either.

In this case, I don't have a problem with them taking the fridge or even the stove. But for them to be removing 'fixed' items that normally convey with a property: ceiling fans, lighting fixtures, cabinets, AC units, etc is pretty pathetic. Why not just take the doors, the counter tops and dig up the shrubs while you are at it?

Hell, I just put in a new roof last month and had all my interior door frames and doors replaced (plus new lockets). That is MY money dammit. Guess I'm gonna be ripping off that roof and tearing out the doors/handlesets if the bank ever takes my house..after all, it's MY stuff.

 

meadandale,

I'm not trying to argue with you here.

But I'm just trying to understand. What is the special treatment to "fixed" items in a home that one applies "ethics" to, but that do not apply to "unfixed" items? A plasma attached to a wall, is a fixed item. Should that stay too? Does it matter whether that item was paid for in cash or financed from a heloc? Are their laws that define what items are "fixed" and which items "belong to the bank"?

It just seems like some people really don't know where to draw the line, and unless it's writen in a law or some sort, it seems like the line is really gray.

 

Perhaps, the law should be whatever you upgrade and replace, you can take with you, provided what you replaced gets put back. So for example, if you take out a upgraded your cabinets, you can sell your upgraded cabinets if you re-attach the old ones you replace.

 

 

 

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

 

[meadandale]

I’ll agree it’s a gray area.

However, consider what people would normally take with them if they were selling the house and the bank wasn’t taking it away. If they are taking stuff that would normally convey with the residence then it seems pretty shady.

[meadandale]

I’ll agree it’s a gray area.

However, consider what people would normally take with them if they were selling the house and the bank wasn’t taking it away. If they are taking stuff that would normally convey with the residence then it seems pretty shady.

[meadandale]

I’ll agree it’s a gray area.

However, consider what people would normally take with them if they were selling the house and the bank wasn’t taking it away. If they are taking stuff that would normally convey with the residence then it seems pretty shady.

[meadandale]

I’ll agree it’s a gray area.

However, consider what people would normally take with them if they were selling the house and the bank wasn’t taking it away. If they are taking stuff that would normally convey with the residence then it seems pretty shady.

[Author]

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