OT: Avoid Capital One No Hassel miles Rewards cards

[GoUSC]

I believe it was Capital 1 that researched generic envelope designs for their bills so that customers would intentionally throw them out so they could late fees & finance charges.

[Fearful]

I have got their cash rewards card and it seems fine to me so far.

[Fearful]

I have got their cash rewards card and it seems fine to me so far.

[Fearful]

I have got their cash rewards card and it seems fine to me so far.

[Fearful]

I have got their cash rewards card and it seems fine to me so far.

[Fearful]

I have got their cash rewards card and it seems fine to me so far.

[Raybyrnes]

I use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.

I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.

With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.

[Raybyrnes]

I use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.

I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.

With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.

[Raybyrnes]

I use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.

I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.

With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.

[Raybyrnes]

I use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.

I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.

With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.

[Raybyrnes]

I use AMX Clear, and Amex Blue for purchases but I like Capital One’s MMA that can be opened through Costco. Pays a competitive rate and their online portal is very easy to use.

I tried HSBC when they wer paying 6% on new money and their sign in was a pain, account set up was a challenge and their call center out of Buffalo NY took about 15 minutes to get through each time I called.

With respect to bills and people throwing them away I am not buying it. What most companies are looking to do is have customers sign up for Automated billing statements. By moving to electronic processes, it is safer. more cost effective for them and allows for a greater amount of stickiness with respect to customer loyalty.

[GoUSC]

What credit card companies want is people who don’t pay their bill in full. The industry calls those of us that do pay our balance in full at the end of the month “Deadbeats”. CC companies, hitorically, want to collect as much interest & fees as possible because they know holders have very little switching costs between cards. Now the situation might be different as most people can’t even afford to make their interest payument.

[GoUSC]

What credit card companies want is people who don’t pay their bill in full. The industry calls those of us that do pay our balance in full at the end of the month “Deadbeats”. CC companies, hitorically, want to collect as much interest & fees as possible because they know holders have very little switching costs between cards. Now the situation might be different as most people can’t even afford to make their interest payument.

[GoUSC]

What credit card companies want is people who don’t pay their bill in full. The industry calls those of us that do pay our balance in full at the end of the month “Deadbeats”. CC companies, hitorically, want to collect as much interest & fees as possible because they know holders have very little switching costs between cards. Now the situation might be different as most people can’t even afford to make their interest payument.

[GoUSC]

What credit card companies want is people who don’t pay their bill in full. The industry calls those of us that do pay our balance in full at the end of the month “Deadbeats”. CC companies, hitorically, want to collect as much interest & fees as possible because they know holders have very little switching costs between cards. Now the situation might be different as most people can’t even afford to make their interest payument.

[Author]

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