OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents

[DWCAP]

WHAT HAPPENS IN 2014

*State health insurance exchanges for small businesses and individuals open.

*Most people will be required to obtain health insurance coverage or pay a fine if they don’t. Healthcare tax credits become available to help people with incomes up to 400 percent of poverty purchase coverage on the exchange.

*Health plans no longer can exclude people from coverage due to pre-existing conditions

http://www.reuters.com/article/idUSN1914020220100319?pageNumber=2

[briansd1]

[quote=UCGal]flu – clearly you haven’t worked for scrooge like employers.

I worked for an employer that REQUIRED you to go on your spouses insurance if they had an insurance option. You were not allowed to put yourself, your family, etc. on the company plan – even if the spouses insurance was crappy or more expensive. This was challenged by more than one employee – but the company held firm on this policy. (It was a small company – so everyone knew who was married, who’s spouses worked, etc.)

My husband’s employer covers 50% of a crappy plan for the employee. It covers NOTHING for spouse and kids. The 50% premium is more expensive than adding him to my family coverage. Unfortunately, this means I can’t quit my job, ever, since I have the family insurance. This is not the first firm he’s worked for that had limited or no contribution for spouse/family.

[/quote]

Good point here.

I have clients who run businesses and don’t provide any health care coverage at all.

There is no employer mandate. Beginning 2014, under Health Care Reform, employers of 50 or more employees will be penalized $2,000 per employee for not providing health benefits.

However, remember that health benefits is a very loose term. The employer doesn’t have to pay 100% and can ask for a hefty employee contribution. Your husband’s employer is an example.

Small business of under 50 employees will be given some incentives to provide health benefits.

As afx stated, the larger the percentage of the population covered, the lower the per person cost will be for society as a whole.

[briansd1]

[quote=UCGal]flu – clearly you haven’t worked for scrooge like employers.

I worked for an employer that REQUIRED you to go on your spouses insurance if they had an insurance option. You were not allowed to put yourself, your family, etc. on the company plan – even if the spouses insurance was crappy or more expensive. This was challenged by more than one employee – but the company held firm on this policy. (It was a small company – so everyone knew who was married, who’s spouses worked, etc.)

My husband’s employer covers 50% of a crappy plan for the employee. It covers NOTHING for spouse and kids. The 50% premium is more expensive than adding him to my family coverage. Unfortunately, this means I can’t quit my job, ever, since I have the family insurance. This is not the first firm he’s worked for that had limited or no contribution for spouse/family.

[/quote]

Good point here.

I have clients who run businesses and don’t provide any health care coverage at all.

There is no employer mandate. Beginning 2014, under Health Care Reform, employers of 50 or more employees will be penalized $2,000 per employee for not providing health benefits.

However, remember that health benefits is a very loose term. The employer doesn’t have to pay 100% and can ask for a hefty employee contribution. Your husband’s employer is an example.

Small business of under 50 employees will be given some incentives to provide health benefits.

As afx stated, the larger the percentage of the population covered, the lower the per person cost will be for society as a whole.

[briansd1]

[quote=UCGal]flu – clearly you haven’t worked for scrooge like employers.

I worked for an employer that REQUIRED you to go on your spouses insurance if they had an insurance option. You were not allowed to put yourself, your family, etc. on the company plan – even if the spouses insurance was crappy or more expensive. This was challenged by more than one employee – but the company held firm on this policy. (It was a small company – so everyone knew who was married, who’s spouses worked, etc.)

My husband’s employer covers 50% of a crappy plan for the employee. It covers NOTHING for spouse and kids. The 50% premium is more expensive than adding him to my family coverage. Unfortunately, this means I can’t quit my job, ever, since I have the family insurance. This is not the first firm he’s worked for that had limited or no contribution for spouse/family.

[/quote]

Good point here.

I have clients who run businesses and don’t provide any health care coverage at all.

There is no employer mandate. Beginning 2014, under Health Care Reform, employers of 50 or more employees will be penalized $2,000 per employee for not providing health benefits.

However, remember that health benefits is a very loose term. The employer doesn’t have to pay 100% and can ask for a hefty employee contribution. Your husband’s employer is an example.

Small business of under 50 employees will be given some incentives to provide health benefits.

As afx stated, the larger the percentage of the population covered, the lower the per person cost will be for society as a whole.

[briansd1]

[quote=UCGal]flu – clearly you haven’t worked for scrooge like employers.

I worked for an employer that REQUIRED you to go on your spouses insurance if they had an insurance option. You were not allowed to put yourself, your family, etc. on the company plan – even if the spouses insurance was crappy or more expensive. This was challenged by more than one employee – but the company held firm on this policy. (It was a small company – so everyone knew who was married, who’s spouses worked, etc.)

My husband’s employer covers 50% of a crappy plan for the employee. It covers NOTHING for spouse and kids. The 50% premium is more expensive than adding him to my family coverage. Unfortunately, this means I can’t quit my job, ever, since I have the family insurance. This is not the first firm he’s worked for that had limited or no contribution for spouse/family.

[/quote]

Good point here.

I have clients who run businesses and don’t provide any health care coverage at all.

There is no employer mandate. Beginning 2014, under Health Care Reform, employers of 50 or more employees will be penalized $2,000 per employee for not providing health benefits.

However, remember that health benefits is a very loose term. The employer doesn’t have to pay 100% and can ask for a hefty employee contribution. Your husband’s employer is an example.

Small business of under 50 employees will be given some incentives to provide health benefits.

As afx stated, the larger the percentage of the population covered, the lower the per person cost will be for society as a whole.

[briansd1]

[quote=UCGal]flu – clearly you haven’t worked for scrooge like employers.

I worked for an employer that REQUIRED you to go on your spouses insurance if they had an insurance option. You were not allowed to put yourself, your family, etc. on the company plan – even if the spouses insurance was crappy or more expensive. This was challenged by more than one employee – but the company held firm on this policy. (It was a small company – so everyone knew who was married, who’s spouses worked, etc.)

My husband’s employer covers 50% of a crappy plan for the employee. It covers NOTHING for spouse and kids. The 50% premium is more expensive than adding him to my family coverage. Unfortunately, this means I can’t quit my job, ever, since I have the family insurance. This is not the first firm he’s worked for that had limited or no contribution for spouse/family.

[/quote]

Good point here.

I have clients who run businesses and don’t provide any health care coverage at all.

There is no employer mandate. Beginning 2014, under Health Care Reform, employers of 50 or more employees will be penalized $2,000 per employee for not providing health benefits.

However, remember that health benefits is a very loose term. The employer doesn’t have to pay 100% and can ask for a hefty employee contribution. Your husband’s employer is an example.

Small business of under 50 employees will be given some incentives to provide health benefits.

As afx stated, the larger the percentage of the population covered, the lower the per person cost will be for society as a whole.

[afx114]

[quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?

[afx114]

[quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?

[afx114]

[quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?

[afx114]

[quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?

[afx114]

[quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?

[DWCAP]

[quote=afx114][quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?[/quote]

yawn, sure. I am sure you had no idea what the ‘forced’ part was and were so confused you had to ask.

Going back to my original post, that is the math the health care bill was balanced upon. Young people have to buy insurance to help bring the total cost per person down (provision delayed till 2014 to give political cover) and they can stay on parental plans to help people at the lowest parts of their career pay scale afford it. ie the lady on NPR.

That is still very much, ‘on topic’. I gave no opinions on the bill as a whole. If Flu wants to know ‘why this is possible’; well there it is.

[DWCAP]

[quote=afx114][quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?[/quote]

yawn, sure. I am sure you had no idea what the ‘forced’ part was and were so confused you had to ask.

Going back to my original post, that is the math the health care bill was balanced upon. Young people have to buy insurance to help bring the total cost per person down (provision delayed till 2014 to give political cover) and they can stay on parental plans to help people at the lowest parts of their career pay scale afford it. ie the lady on NPR.

That is still very much, ‘on topic’. I gave no opinions on the bill as a whole. If Flu wants to know ‘why this is possible’; well there it is.

[DWCAP]

[quote=afx114][quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?[/quote]

yawn, sure. I am sure you had no idea what the ‘forced’ part was and were so confused you had to ask.

Going back to my original post, that is the math the health care bill was balanced upon. Young people have to buy insurance to help bring the total cost per person down (provision delayed till 2014 to give political cover) and they can stay on parental plans to help people at the lowest parts of their career pay scale afford it. ie the lady on NPR.

That is still very much, ‘on topic’. I gave no opinions on the bill as a whole. If Flu wants to know ‘why this is possible’; well there it is.

[DWCAP]

[quote=afx114][quote=DWCAP]WHAT HAPPENS IN 2014[/quote]

Right, I was referring only to this provision (trying to keep the thread on topic). If we want to have a broader conversation on the entire health care plan or insurance in general we can.

Anyone care to estimate what our car insurance rates would be if they were not mandated?[/quote]

yawn, sure. I am sure you had no idea what the ‘forced’ part was and were so confused you had to ask.

Going back to my original post, that is the math the health care bill was balanced upon. Young people have to buy insurance to help bring the total cost per person down (provision delayed till 2014 to give political cover) and they can stay on parental plans to help people at the lowest parts of their career pay scale afford it. ie the lady on NPR.

That is still very much, ‘on topic’. I gave no opinions on the bill as a whole. If Flu wants to know ‘why this is possible’; well there it is.

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