Need a mortgage broker

[Eugene]

Hi guys,

There’s a possibility that I’ll open escrow on a house in the next couple of weeks. I want to consult with a mortgage broker regarding my options. Specifically, I want to understand what’s the best strategy to get a loan in the 500k range right now.

Our realtor referred us to a broker, he does not answer all my questions, keeps pushing me to start a formal loan application, and treats me like I’m mildly retarded. I want to dump him before it’s too late.

Does anyone know a good knowledgeable mortgage broker?

[CA renter]

Wasn’t HLS (??) a mortgage broker on here? Anyone know where he’s been?

Have you tried talking to a loan officer at a bank?

…or asking the peanut gallery right here?!? Though we are not mortgage brokers (though some may be), perhaps you could get some ideas to better refine what you are looking for.

If you do open escrow, good luck!! 🙂 Hope you got a great deal!

[CA renter]

Wasn’t HLS (??) a mortgage broker on here? Anyone know where he’s been?

Have you tried talking to a loan officer at a bank?

…or asking the peanut gallery right here?!? Though we are not mortgage brokers (though some may be), perhaps you could get some ideas to better refine what you are looking for.

If you do open escrow, good luck!! 🙂 Hope you got a great deal!

[CA renter]

Wasn’t HLS (??) a mortgage broker on here? Anyone know where he’s been?

Have you tried talking to a loan officer at a bank?

…or asking the peanut gallery right here?!? Though we are not mortgage brokers (though some may be), perhaps you could get some ideas to better refine what you are looking for.

If you do open escrow, good luck!! 🙂 Hope you got a great deal!

[CA renter]

Wasn’t HLS (??) a mortgage broker on here? Anyone know where he’s been?

Have you tried talking to a loan officer at a bank?

…or asking the peanut gallery right here?!? Though we are not mortgage brokers (though some may be), perhaps you could get some ideas to better refine what you are looking for.

If you do open escrow, good luck!! 🙂 Hope you got a great deal!

[CA renter]

Wasn’t HLS (??) a mortgage broker on here? Anyone know where he’s been?

Have you tried talking to a loan officer at a bank?

…or asking the peanut gallery right here?!? Though we are not mortgage brokers (though some may be), perhaps you could get some ideas to better refine what you are looking for.

If you do open escrow, good luck!! 🙂 Hope you got a great deal!

[urbanrealtor]

My 2 bits:

Carina Antonino I have found to be quite good.

[email protected]

I came across here a few years ago. Recently, when my primary loan officer took an indefinite sabbatical, I called her. I have not yet had a bad experience. Further, most clients comment that they actually like her as well.

She also makes a point of beating any competitor’s GFE.

[urbanrealtor]

My 2 bits:

Carina Antonino I have found to be quite good.

[email protected]

I came across here a few years ago. Recently, when my primary loan officer took an indefinite sabbatical, I called her. I have not yet had a bad experience. Further, most clients comment that they actually like her as well.

She also makes a point of beating any competitor’s GFE.

[urbanrealtor]

My 2 bits:

Carina Antonino I have found to be quite good.

[email protected]

I came across here a few years ago. Recently, when my primary loan officer took an indefinite sabbatical, I called her. I have not yet had a bad experience. Further, most clients comment that they actually like her as well.

She also makes a point of beating any competitor’s GFE.

[urbanrealtor]

My 2 bits:

Carina Antonino I have found to be quite good.

[email protected]

I came across here a few years ago. Recently, when my primary loan officer took an indefinite sabbatical, I called her. I have not yet had a bad experience. Further, most clients comment that they actually like her as well.

She also makes a point of beating any competitor’s GFE.

[urbanrealtor]

My 2 bits:

Carina Antonino I have found to be quite good.

[email protected]

I came across here a few years ago. Recently, when my primary loan officer took an indefinite sabbatical, I called her. I have not yet had a bad experience. Further, most clients comment that they actually like her as well.

She also makes a point of beating any competitor’s GFE.

[NotCranky]

esmith,

What are the questions he won’t answer? If he is not answering all you question maybe it is because he is not ready to have you squeeze his best pricing out of him. Maybe he is just a dope. Who knows?

In any case,why work with only one?

Maybe some referrals will give you the best pricing without competion but that doesn’t always seem like the norm. Anyway, if you choose to get loan originators to compete, timing the crux of the negotiation with the opening of escrow seems to be most effective, as you have the leverage at that point.
I know most piggs probably understand what constitutes pricing in mortgages but if you don’t, try to get a clear picture before starting.

My last client knocked off 1/2 pt. and locked a great rate on a dip using this method. Not everyone wants to go to the trouble of course. It was $2500 in his case.He went with the person who took the original application and didn’t need to submit a second one to get the break. I don’t know if he got the best deal in the world but he has $2500 he wouldn’t and affected his destiny favorably regarding rate.He got great service during escrow too.

Disclaimer: Feel free to improve on this piggs I am not a mortage broker.

[NotCranky]

esmith,

What are the questions he won’t answer? If he is not answering all you question maybe it is because he is not ready to have you squeeze his best pricing out of him. Maybe he is just a dope. Who knows?

In any case,why work with only one?

Maybe some referrals will give you the best pricing without competion but that doesn’t always seem like the norm. Anyway, if you choose to get loan originators to compete, timing the crux of the negotiation with the opening of escrow seems to be most effective, as you have the leverage at that point.
I know most piggs probably understand what constitutes pricing in mortgages but if you don’t, try to get a clear picture before starting.

My last client knocked off 1/2 pt. and locked a great rate on a dip using this method. Not everyone wants to go to the trouble of course. It was $2500 in his case.He went with the person who took the original application and didn’t need to submit a second one to get the break. I don’t know if he got the best deal in the world but he has $2500 he wouldn’t and affected his destiny favorably regarding rate.He got great service during escrow too.

Disclaimer: Feel free to improve on this piggs I am not a mortage broker.

[NotCranky]

esmith,

What are the questions he won’t answer? If he is not answering all you question maybe it is because he is not ready to have you squeeze his best pricing out of him. Maybe he is just a dope. Who knows?

In any case,why work with only one?

Maybe some referrals will give you the best pricing without competion but that doesn’t always seem like the norm. Anyway, if you choose to get loan originators to compete, timing the crux of the negotiation with the opening of escrow seems to be most effective, as you have the leverage at that point.
I know most piggs probably understand what constitutes pricing in mortgages but if you don’t, try to get a clear picture before starting.

My last client knocked off 1/2 pt. and locked a great rate on a dip using this method. Not everyone wants to go to the trouble of course. It was $2500 in his case.He went with the person who took the original application and didn’t need to submit a second one to get the break. I don’t know if he got the best deal in the world but he has $2500 he wouldn’t and affected his destiny favorably regarding rate.He got great service during escrow too.

Disclaimer: Feel free to improve on this piggs I am not a mortage broker.

[NotCranky]

esmith,

What are the questions he won’t answer? If he is not answering all you question maybe it is because he is not ready to have you squeeze his best pricing out of him. Maybe he is just a dope. Who knows?

In any case,why work with only one?

Maybe some referrals will give you the best pricing without competion but that doesn’t always seem like the norm. Anyway, if you choose to get loan originators to compete, timing the crux of the negotiation with the opening of escrow seems to be most effective, as you have the leverage at that point.
I know most piggs probably understand what constitutes pricing in mortgages but if you don’t, try to get a clear picture before starting.

My last client knocked off 1/2 pt. and locked a great rate on a dip using this method. Not everyone wants to go to the trouble of course. It was $2500 in his case.He went with the person who took the original application and didn’t need to submit a second one to get the break. I don’t know if he got the best deal in the world but he has $2500 he wouldn’t and affected his destiny favorably regarding rate.He got great service during escrow too.

Disclaimer: Feel free to improve on this piggs I am not a mortage broker.

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