Maxed Out on Showtime

[nostradamus]

Ugh that was the worst movie ever. It was very poorly made, and, as stated here and also here it was just a bunch of irresponsible hillbillies trying to make out credit companies as evil.

[evolusd]

What about $40k for college fees? I don’t understand your point there, qwerty.

So what if everyone uses credit cards to purchase what they need…I know I do so I can earn points/miles/cash. However, I know (as everyone else should) that I will have to pay that money back with interest and that I shouldn’t buy what I cannot afford. Nothing in this world is free.

You’re saying the point is that people who “don’t have the experience to understand how quickly debt can pile up are targeted”. Sorry…no sympathy. All someone has to do is ask themselves right before they swipe that credit card, do I have enough money to pay for this? Not rocket science.

I will give in to one argument you are making…banks make a killing off people who are naive enough to get into debt over their heads. However, there is a risk/return ratio that you have to consider. Those who are late and aren’t paying their bills are a much higher risk to the bank, so they should be charged a higher rate and fees for NOT LIVING UP TO THEIR END OF THE CONTRACT.

[evolusd]

What about $40k for college fees? I don’t understand your point there, qwerty.

So what if everyone uses credit cards to purchase what they need…I know I do so I can earn points/miles/cash. However, I know (as everyone else should) that I will have to pay that money back with interest and that I shouldn’t buy what I cannot afford. Nothing in this world is free.

You’re saying the point is that people who “don’t have the experience to understand how quickly debt can pile up are targeted”. Sorry…no sympathy. All someone has to do is ask themselves right before they swipe that credit card, do I have enough money to pay for this? Not rocket science.

I will give in to one argument you are making…banks make a killing off people who are naive enough to get into debt over their heads. However, there is a risk/return ratio that you have to consider. Those who are late and aren’t paying their bills are a much higher risk to the bank, so they should be charged a higher rate and fees for NOT LIVING UP TO THEIR END OF THE CONTRACT.

[evolusd]

What about $40k for college fees? I don’t understand your point there, qwerty.

So what if everyone uses credit cards to purchase what they need…I know I do so I can earn points/miles/cash. However, I know (as everyone else should) that I will have to pay that money back with interest and that I shouldn’t buy what I cannot afford. Nothing in this world is free.

You’re saying the point is that people who “don’t have the experience to understand how quickly debt can pile up are targeted”. Sorry…no sympathy. All someone has to do is ask themselves right before they swipe that credit card, do I have enough money to pay for this? Not rocket science.

I will give in to one argument you are making…banks make a killing off people who are naive enough to get into debt over their heads. However, there is a risk/return ratio that you have to consider. Those who are late and aren’t paying their bills are a much higher risk to the bank, so they should be charged a higher rate and fees for NOT LIVING UP TO THEIR END OF THE CONTRACT.

[evolusd]

What about $40k for college fees? I don’t understand your point there, qwerty.

So what if everyone uses credit cards to purchase what they need…I know I do so I can earn points/miles/cash. However, I know (as everyone else should) that I will have to pay that money back with interest and that I shouldn’t buy what I cannot afford. Nothing in this world is free.

You’re saying the point is that people who “don’t have the experience to understand how quickly debt can pile up are targeted”. Sorry…no sympathy. All someone has to do is ask themselves right before they swipe that credit card, do I have enough money to pay for this? Not rocket science.

I will give in to one argument you are making…banks make a killing off people who are naive enough to get into debt over their heads. However, there is a risk/return ratio that you have to consider. Those who are late and aren’t paying their bills are a much higher risk to the bank, so they should be charged a higher rate and fees for NOT LIVING UP TO THEIR END OF THE CONTRACT.

[evolusd]

What about $40k for college fees? I don’t understand your point there, qwerty.

So what if everyone uses credit cards to purchase what they need…I know I do so I can earn points/miles/cash. However, I know (as everyone else should) that I will have to pay that money back with interest and that I shouldn’t buy what I cannot afford. Nothing in this world is free.

You’re saying the point is that people who “don’t have the experience to understand how quickly debt can pile up are targeted”. Sorry…no sympathy. All someone has to do is ask themselves right before they swipe that credit card, do I have enough money to pay for this? Not rocket science.

I will give in to one argument you are making…banks make a killing off people who are naive enough to get into debt over their heads. However, there is a risk/return ratio that you have to consider. Those who are late and aren’t paying their bills are a much higher risk to the bank, so they should be charged a higher rate and fees for NOT LIVING UP TO THEIR END OF THE CONTRACT.

[Enorah]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

I used to have serious cc debt.

I also experienced a lot of abuse as a child and was not taught to value myself or how to care for myself. Those were things I had to make a conscious choice to learn. And as I learned those things, on the way to learning my value and feeling my value, I healed the belief that I never had enough, the belief that was underlying my issues with money.

Now, while healing, I was surviving (barely) in a reality where we are programmed to believe that what we own, what we are able to do, and how much money we have is all a measure of who we are. So many feel their identity is defined by where they live, what they do, and what they own. So much so, that they will spend what they do not have to prove to themselves they are worthy.

Nothing is black and white. There is no right or wrong. There is only the moment and the choices the moment brings.

[Enorah]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

I used to have serious cc debt.

I also experienced a lot of abuse as a child and was not taught to value myself or how to care for myself. Those were things I had to make a conscious choice to learn. And as I learned those things, on the way to learning my value and feeling my value, I healed the belief that I never had enough, the belief that was underlying my issues with money.

Now, while healing, I was surviving (barely) in a reality where we are programmed to believe that what we own, what we are able to do, and how much money we have is all a measure of who we are. So many feel their identity is defined by where they live, what they do, and what they own. So much so, that they will spend what they do not have to prove to themselves they are worthy.

Nothing is black and white. There is no right or wrong. There is only the moment and the choices the moment brings.

[Enorah]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

I used to have serious cc debt.

I also experienced a lot of abuse as a child and was not taught to value myself or how to care for myself. Those were things I had to make a conscious choice to learn. And as I learned those things, on the way to learning my value and feeling my value, I healed the belief that I never had enough, the belief that was underlying my issues with money.

Now, while healing, I was surviving (barely) in a reality where we are programmed to believe that what we own, what we are able to do, and how much money we have is all a measure of who we are. So many feel their identity is defined by where they live, what they do, and what they own. So much so, that they will spend what they do not have to prove to themselves they are worthy.

Nothing is black and white. There is no right or wrong. There is only the moment and the choices the moment brings.

[Enorah]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

I used to have serious cc debt.

I also experienced a lot of abuse as a child and was not taught to value myself or how to care for myself. Those were things I had to make a conscious choice to learn. And as I learned those things, on the way to learning my value and feeling my value, I healed the belief that I never had enough, the belief that was underlying my issues with money.

Now, while healing, I was surviving (barely) in a reality where we are programmed to believe that what we own, what we are able to do, and how much money we have is all a measure of who we are. So many feel their identity is defined by where they live, what they do, and what they own. So much so, that they will spend what they do not have to prove to themselves they are worthy.

Nothing is black and white. There is no right or wrong. There is only the moment and the choices the moment brings.

[Enorah]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

I used to have serious cc debt.

I also experienced a lot of abuse as a child and was not taught to value myself or how to care for myself. Those were things I had to make a conscious choice to learn. And as I learned those things, on the way to learning my value and feeling my value, I healed the belief that I never had enough, the belief that was underlying my issues with money.

Now, while healing, I was surviving (barely) in a reality where we are programmed to believe that what we own, what we are able to do, and how much money we have is all a measure of who we are. So many feel their identity is defined by where they live, what they do, and what they own. So much so, that they will spend what they do not have to prove to themselves they are worthy.

Nothing is black and white. There is no right or wrong. There is only the moment and the choices the moment brings.

[ucodegen]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

There is no lack of compassion, but there is understanding beyond the sympathy. I have tried to help people who get themselves in deep (not only financially). It almost wiped me out and it was extremely exhausting. It taught me that sometimes people have to go through the fire to finally learn. They don’t learn when they are continually ‘rescued’. I now only engage in helping when I see them really commit to getting out of trouble and in more than just words.

As for being abused, just about everybody has their ghosts, including me. I have aired a few of mine on this forum.. no need to go into them at this time. In my opinion, your ghosts are where you started from. If it 20 years later, you really don’t have much of an excuse. What makes a person, is the difference from where they started from to where they are now. I am not talking only financially when I say that.

[ucodegen]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

There is no lack of compassion, but there is understanding beyond the sympathy. I have tried to help people who get themselves in deep (not only financially). It almost wiped me out and it was extremely exhausting. It taught me that sometimes people have to go through the fire to finally learn. They don’t learn when they are continually ‘rescued’. I now only engage in helping when I see them really commit to getting out of trouble and in more than just words.

As for being abused, just about everybody has their ghosts, including me. I have aired a few of mine on this forum.. no need to go into them at this time. In my opinion, your ghosts are where you started from. If it 20 years later, you really don’t have much of an excuse. What makes a person, is the difference from where they started from to where they are now. I am not talking only financially when I say that.

[ucodegen]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

There is no lack of compassion, but there is understanding beyond the sympathy. I have tried to help people who get themselves in deep (not only financially). It almost wiped me out and it was extremely exhausting. It taught me that sometimes people have to go through the fire to finally learn. They don’t learn when they are continually ‘rescued’. I now only engage in helping when I see them really commit to getting out of trouble and in more than just words.

As for being abused, just about everybody has their ghosts, including me. I have aired a few of mine on this forum.. no need to go into them at this time. In my opinion, your ghosts are where you started from. If it 20 years later, you really don’t have much of an excuse. What makes a person, is the difference from where they started from to where they are now. I am not talking only financially when I say that.

[ucodegen]

Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.

There is no lack of compassion, but there is understanding beyond the sympathy. I have tried to help people who get themselves in deep (not only financially). It almost wiped me out and it was extremely exhausting. It taught me that sometimes people have to go through the fire to finally learn. They don’t learn when they are continually ‘rescued’. I now only engage in helping when I see them really commit to getting out of trouble and in more than just words.

As for being abused, just about everybody has their ghosts, including me. I have aired a few of mine on this forum.. no need to go into them at this time. In my opinion, your ghosts are where you started from. If it 20 years later, you really don’t have much of an excuse. What makes a person, is the difference from where they started from to where they are now. I am not talking only financially when I say that.

[Author]

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