low mello roos /HOA areas in N County Coastal?

[fredo4]

I hate the idea of paying mello roos and high HOA fees because that money is just down the toilet with no return (especially if there isn’t even a pool or rec area w/ the HOA fee).
I’ve found a few areas in Carlsbad and Encinitas with No Mello Roos and HOA and that’s all I’ve really been looking at so far- most are really close to the beach so prices are high.
Any ideas for areas where there are mello roos and HOA fees but the fees and/or home prices are low enough to make it worth paying?

[sunny88]

I agree with you, paying MR and high HOA doesn’t make sense unless you get something great in return. Unfortunately, most new developments in the SD area have these fees unless you go to a place like Santee.

[sunny88]

I agree with you, paying MR and high HOA doesn’t make sense unless you get something great in return. Unfortunately, most new developments in the SD area have these fees unless you go to a place like Santee.

[sunny88]

I agree with you, paying MR and high HOA doesn’t make sense unless you get something great in return. Unfortunately, most new developments in the SD area have these fees unless you go to a place like Santee.

[sunny88]

I agree with you, paying MR and high HOA doesn’t make sense unless you get something great in return. Unfortunately, most new developments in the SD area have these fees unless you go to a place like Santee.

[sunny88]

I agree with you, paying MR and high HOA doesn’t make sense unless you get something great in return. Unfortunately, most new developments in the SD area have these fees unless you go to a place like Santee.

[PadreBrian]

That’s the problem. If you want good location and good schools, you have to pay a higher price for older areas or pay higher taxes on newer houses.

Mello Roos is tax deductible, but HOA fees and a bad education, aren’t.

Just watch areas you like and spring on something you can afford at a good price. There’s no rush for the next year.

[PadreBrian]

That’s the problem. If you want good location and good schools, you have to pay a higher price for older areas or pay higher taxes on newer houses.

Mello Roos is tax deductible, but HOA fees and a bad education, aren’t.

Just watch areas you like and spring on something you can afford at a good price. There’s no rush for the next year.

[PadreBrian]

That’s the problem. If you want good location and good schools, you have to pay a higher price for older areas or pay higher taxes on newer houses.

Mello Roos is tax deductible, but HOA fees and a bad education, aren’t.

Just watch areas you like and spring on something you can afford at a good price. There’s no rush for the next year.

[PadreBrian]

That’s the problem. If you want good location and good schools, you have to pay a higher price for older areas or pay higher taxes on newer houses.

Mello Roos is tax deductible, but HOA fees and a bad education, aren’t.

Just watch areas you like and spring on something you can afford at a good price. There’s no rush for the next year.

[PadreBrian]

That’s the problem. If you want good location and good schools, you have to pay a higher price for older areas or pay higher taxes on newer houses.

Mello Roos is tax deductible, but HOA fees and a bad education, aren’t.

Just watch areas you like and spring on something you can afford at a good price. There’s no rush for the next year.

[svelte]

I don’t quite understand the total refusal to consider Mello-Roos. High MR, yeah, because it will make it hard to sell the house down the road.

But if it is a typical amount for a MR, just calculate how much it is gonna cost you (yearly rate x number or years left on the MR). Then you’ll know how much less the house should cost from an EQUIVALENT house with no MR.

It’s not exact due to inflation and such, but close enough.

So, no, the money is not “down the drain” if you know how to do the conversion factor from apples to oranges and don’t overpay for the house.

[svelte]

I don’t quite understand the total refusal to consider Mello-Roos. High MR, yeah, because it will make it hard to sell the house down the road.

But if it is a typical amount for a MR, just calculate how much it is gonna cost you (yearly rate x number or years left on the MR). Then you’ll know how much less the house should cost from an EQUIVALENT house with no MR.

It’s not exact due to inflation and such, but close enough.

So, no, the money is not “down the drain” if you know how to do the conversion factor from apples to oranges and don’t overpay for the house.

[svelte]

I don’t quite understand the total refusal to consider Mello-Roos. High MR, yeah, because it will make it hard to sell the house down the road.

But if it is a typical amount for a MR, just calculate how much it is gonna cost you (yearly rate x number or years left on the MR). Then you’ll know how much less the house should cost from an EQUIVALENT house with no MR.

It’s not exact due to inflation and such, but close enough.

So, no, the money is not “down the drain” if you know how to do the conversion factor from apples to oranges and don’t overpay for the house.

[svelte]

I don’t quite understand the total refusal to consider Mello-Roos. High MR, yeah, because it will make it hard to sell the house down the road.

But if it is a typical amount for a MR, just calculate how much it is gonna cost you (yearly rate x number or years left on the MR). Then you’ll know how much less the house should cost from an EQUIVALENT house with no MR.

It’s not exact due to inflation and such, but close enough.

So, no, the money is not “down the drain” if you know how to do the conversion factor from apples to oranges and don’t overpay for the house.

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