Just bought a new house, questions on finance and home inspection

[dejams]

Wrangler, I recommend you get a home inspector since this is a big investment. I purchased 3 new homes in the past 5 years and had inspection done on all of them. The inspector can see lots of issues or building code problems we can’t see. The cost is about $300-$500 depending on the size of the house. Almost all builders say you don’t need a home inspector, I mean who would like a 3rd party to inspect their work and might have to fix the issues or problem that can add extra cost to the bottom line. You should get an inspector to inspect the house from the beginning during the framing stage until the walk through for thorough inspection. Builders have been using non-quality workmanship contractor (day laborer) in the past couple years due to cost and lack of skill labor. Another good reason to have your home inspected.

[nccoastalseller]

“Is it necessary to hire our own home inspector? The builder says it’s a waste of money since the county and themselves have done many rounds of inspection, plus there is warranty, if anything goes wrong, they’ll come to fix them anyway.”

We bought a spec home in 2005 and were told the same thing about inspection being a waste of money, county inspections were performed, home warranty in place. The builder agreed to an inspection as long as the inspector wasn’t a particular contractor who gives them headaches about every little detail. We had an inspection and found a few small issues that the builder fixed. When we moved in we found many more issues that we wanted fixed. The builders warranty amounted to a fight for every thing we wanted fixed. The builder attributed all of the problems to “settling” and sent over their amatuer carpenter to slap a quick fix on everything. We ended up raising hell, reporting the builder to BBB at which point they cut us a check to have our own contactor make repairs including tear up the 1500 sqft of harwdwood floors an reinstall new stuff with appropriate fastners. It was a giant headache.

My advice is demand an inspection, ask the builder if there is any inspector they won’t work with, then demand that inspector or else you walk away.

[nccoastalseller]

“Is it necessary to hire our own home inspector? The builder says it’s a waste of money since the county and themselves have done many rounds of inspection, plus there is warranty, if anything goes wrong, they’ll come to fix them anyway.”

We bought a spec home in 2005 and were told the same thing about inspection being a waste of money, county inspections were performed, home warranty in place. The builder agreed to an inspection as long as the inspector wasn’t a particular contractor who gives them headaches about every little detail. We had an inspection and found a few small issues that the builder fixed. When we moved in we found many more issues that we wanted fixed. The builders warranty amounted to a fight for every thing we wanted fixed. The builder attributed all of the problems to “settling” and sent over their amatuer carpenter to slap a quick fix on everything. We ended up raising hell, reporting the builder to BBB at which point they cut us a check to have our own contactor make repairs including tear up the 1500 sqft of harwdwood floors an reinstall new stuff with appropriate fastners. It was a giant headache.

My advice is demand an inspection, ask the builder if there is any inspector they won’t work with, then demand that inspector or else you walk away.

[nccoastalseller]

“Is it necessary to hire our own home inspector? The builder says it’s a waste of money since the county and themselves have done many rounds of inspection, plus there is warranty, if anything goes wrong, they’ll come to fix them anyway.”

We bought a spec home in 2005 and were told the same thing about inspection being a waste of money, county inspections were performed, home warranty in place. The builder agreed to an inspection as long as the inspector wasn’t a particular contractor who gives them headaches about every little detail. We had an inspection and found a few small issues that the builder fixed. When we moved in we found many more issues that we wanted fixed. The builders warranty amounted to a fight for every thing we wanted fixed. The builder attributed all of the problems to “settling” and sent over their amatuer carpenter to slap a quick fix on everything. We ended up raising hell, reporting the builder to BBB at which point they cut us a check to have our own contactor make repairs including tear up the 1500 sqft of harwdwood floors an reinstall new stuff with appropriate fastners. It was a giant headache.

My advice is demand an inspection, ask the builder if there is any inspector they won’t work with, then demand that inspector or else you walk away.

[nccoastalseller]

“Is it necessary to hire our own home inspector? The builder says it’s a waste of money since the county and themselves have done many rounds of inspection, plus there is warranty, if anything goes wrong, they’ll come to fix them anyway.”

We bought a spec home in 2005 and were told the same thing about inspection being a waste of money, county inspections were performed, home warranty in place. The builder agreed to an inspection as long as the inspector wasn’t a particular contractor who gives them headaches about every little detail. We had an inspection and found a few small issues that the builder fixed. When we moved in we found many more issues that we wanted fixed. The builders warranty amounted to a fight for every thing we wanted fixed. The builder attributed all of the problems to “settling” and sent over their amatuer carpenter to slap a quick fix on everything. We ended up raising hell, reporting the builder to BBB at which point they cut us a check to have our own contactor make repairs including tear up the 1500 sqft of harwdwood floors an reinstall new stuff with appropriate fastners. It was a giant headache.

My advice is demand an inspection, ask the builder if there is any inspector they won’t work with, then demand that inspector or else you walk away.

[nccoastalseller]

“Is it necessary to hire our own home inspector? The builder says it’s a waste of money since the county and themselves have done many rounds of inspection, plus there is warranty, if anything goes wrong, they’ll come to fix them anyway.”

We bought a spec home in 2005 and were told the same thing about inspection being a waste of money, county inspections were performed, home warranty in place. The builder agreed to an inspection as long as the inspector wasn’t a particular contractor who gives them headaches about every little detail. We had an inspection and found a few small issues that the builder fixed. When we moved in we found many more issues that we wanted fixed. The builders warranty amounted to a fight for every thing we wanted fixed. The builder attributed all of the problems to “settling” and sent over their amatuer carpenter to slap a quick fix on everything. We ended up raising hell, reporting the builder to BBB at which point they cut us a check to have our own contactor make repairs including tear up the 1500 sqft of harwdwood floors an reinstall new stuff with appropriate fastners. It was a giant headache.

My advice is demand an inspection, ask the builder if there is any inspector they won’t work with, then demand that inspector or else you walk away.

[svelte]

Congrats on the purchase! Enjoy your new home!

I’m with you – I’m not willing to wait 5 more years to buy. Others can wait if makes them happy – owning a home makes me happy.

As a purchaser of new homes in the past, I concur that a home inspection is necessary…they may be able to point out things you wouldn’t notice on your own for YEARS, maybe after the warranty has expired!!!

Another very important point sort of hit on already, DO NOT have the builder or real estate agent recommend an inspector – they’ll recommend one who has no motivation to dig deep for defects (they want this thing to close!).

I’m excited for you!

[svelte]

Congrats on the purchase! Enjoy your new home!

I’m with you – I’m not willing to wait 5 more years to buy. Others can wait if makes them happy – owning a home makes me happy.

As a purchaser of new homes in the past, I concur that a home inspection is necessary…they may be able to point out things you wouldn’t notice on your own for YEARS, maybe after the warranty has expired!!!

Another very important point sort of hit on already, DO NOT have the builder or real estate agent recommend an inspector – they’ll recommend one who has no motivation to dig deep for defects (they want this thing to close!).

I’m excited for you!

[svelte]

Congrats on the purchase! Enjoy your new home!

I’m with you – I’m not willing to wait 5 more years to buy. Others can wait if makes them happy – owning a home makes me happy.

As a purchaser of new homes in the past, I concur that a home inspection is necessary…they may be able to point out things you wouldn’t notice on your own for YEARS, maybe after the warranty has expired!!!

Another very important point sort of hit on already, DO NOT have the builder or real estate agent recommend an inspector – they’ll recommend one who has no motivation to dig deep for defects (they want this thing to close!).

I’m excited for you!

[svelte]

Congrats on the purchase! Enjoy your new home!

I’m with you – I’m not willing to wait 5 more years to buy. Others can wait if makes them happy – owning a home makes me happy.

As a purchaser of new homes in the past, I concur that a home inspection is necessary…they may be able to point out things you wouldn’t notice on your own for YEARS, maybe after the warranty has expired!!!

Another very important point sort of hit on already, DO NOT have the builder or real estate agent recommend an inspector – they’ll recommend one who has no motivation to dig deep for defects (they want this thing to close!).

I’m excited for you!

[svelte]

Congrats on the purchase! Enjoy your new home!

I’m with you – I’m not willing to wait 5 more years to buy. Others can wait if makes them happy – owning a home makes me happy.

As a purchaser of new homes in the past, I concur that a home inspection is necessary…they may be able to point out things you wouldn’t notice on your own for YEARS, maybe after the warranty has expired!!!

Another very important point sort of hit on already, DO NOT have the builder or real estate agent recommend an inspector – they’ll recommend one who has no motivation to dig deep for defects (they want this thing to close!).

I’m excited for you!

[lendingbubblecontinues]

pk92108–

Way to cheer on the newest member of the GF/FB club! May I assume that the “pk” portion of your handle refers to when you bought your home: the peak??

[lendingbubblecontinues]

pk92108–

Way to cheer on the newest member of the GF/FB club! May I assume that the “pk” portion of your handle refers to when you bought your home: the peak??

[lendingbubblecontinues]

pk92108–

Way to cheer on the newest member of the GF/FB club! May I assume that the “pk” portion of your handle refers to when you bought your home: the peak??

[lendingbubblecontinues]

pk92108–

Way to cheer on the newest member of the GF/FB club! May I assume that the “pk” portion of your handle refers to when you bought your home: the peak??

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