Income property, mortgage vs cash purchase

[patb]

[quote=streak]Thanks for your insight.
I guess that if I don’t want to be a landlord there is always the REIT option as part of a portfolio including bonds and equity.

We can get up to 6% leaving the money in the bank here which during uncertain times is a viable option.

What do the risk averse folks with cash in the USA do, CDs?[/quote]

Short Term TIPS,

Rates are so poor, cash isnt a bad thing.

Commodities are just awful no dividend stream
and won’t ever have one.

with the excess CRE out there, it’s not a good time
to buy a rental quad unless it’s something you really really really know well.

[XBoxBoy]

[quote=streak]We can get up to 6% leaving the money in the bank here which during uncertain times is a viable option.

What do the risk averse folks with cash in the USA do, CDs?[/quote]

If you can get 6% where you are, then that’s way bigger of a yield than the 1 to 1-1/4% you’re likely to get on savings in the bank here. Of course you’ll need to consider whether the Rand will fall in relation to the dollar.

[XBoxBoy]

[quote=streak]We can get up to 6% leaving the money in the bank here which during uncertain times is a viable option.

What do the risk averse folks with cash in the USA do, CDs?[/quote]

If you can get 6% where you are, then that’s way bigger of a yield than the 1 to 1-1/4% you’re likely to get on savings in the bank here. Of course you’ll need to consider whether the Rand will fall in relation to the dollar.

[XBoxBoy]

[quote=streak]We can get up to 6% leaving the money in the bank here which during uncertain times is a viable option.

What do the risk averse folks with cash in the USA do, CDs?[/quote]

If you can get 6% where you are, then that’s way bigger of a yield than the 1 to 1-1/4% you’re likely to get on savings in the bank here. Of course you’ll need to consider whether the Rand will fall in relation to the dollar.

[XBoxBoy]

[quote=streak]We can get up to 6% leaving the money in the bank here which during uncertain times is a viable option.

What do the risk averse folks with cash in the USA do, CDs?[/quote]

If you can get 6% where you are, then that’s way bigger of a yield than the 1 to 1-1/4% you’re likely to get on savings in the bank here. Of course you’ll need to consider whether the Rand will fall in relation to the dollar.

[XBoxBoy]

[quote=streak]We can get up to 6% leaving the money in the bank here which during uncertain times is a viable option.

What do the risk averse folks with cash in the USA do, CDs?[/quote]

If you can get 6% where you are, then that’s way bigger of a yield than the 1 to 1-1/4% you’re likely to get on savings in the bank here. Of course you’ll need to consider whether the Rand will fall in relation to the dollar.

[scaredyclassic]

risk averse people in the usa are systematically exterminated.

[scaredyclassic]

risk averse people in the usa are systematically exterminated.

[scaredyclassic]

risk averse people in the usa are systematically exterminated.

[scaredyclassic]

risk averse people in the usa are systematically exterminated.

[scaredyclassic]

risk averse people in the usa are systematically exterminated.

[streak]

[quote=scaredycat]risk averse people in the usa are systematically exterminated.[/quote]

Thanks you all for your responses.

I think the Rand will slide more than the 6% interest we can get locally. The prudent thing to do would be to convert as many Rands to USD while the exchange rate is favourable as it is now.

So I guess that only leaves the option to take some risk and get into the stock market with money that you are prepared to gamble with and put it into some of the safer dividend stocks.

My reading has indicated that REIT’s seem to be performing well with decent dividend payouts.
Is this just hype or are REIT’s in the current climate not a bad investment?

[streak]

[quote=scaredycat]risk averse people in the usa are systematically exterminated.[/quote]

Thanks you all for your responses.

I think the Rand will slide more than the 6% interest we can get locally. The prudent thing to do would be to convert as many Rands to USD while the exchange rate is favourable as it is now.

So I guess that only leaves the option to take some risk and get into the stock market with money that you are prepared to gamble with and put it into some of the safer dividend stocks.

My reading has indicated that REIT’s seem to be performing well with decent dividend payouts.
Is this just hype or are REIT’s in the current climate not a bad investment?

[streak]

[quote=scaredycat]risk averse people in the usa are systematically exterminated.[/quote]

Thanks you all for your responses.

I think the Rand will slide more than the 6% interest we can get locally. The prudent thing to do would be to convert as many Rands to USD while the exchange rate is favourable as it is now.

So I guess that only leaves the option to take some risk and get into the stock market with money that you are prepared to gamble with and put it into some of the safer dividend stocks.

My reading has indicated that REIT’s seem to be performing well with decent dividend payouts.
Is this just hype or are REIT’s in the current climate not a bad investment?

[streak]

[quote=scaredycat]risk averse people in the usa are systematically exterminated.[/quote]

Thanks you all for your responses.

I think the Rand will slide more than the 6% interest we can get locally. The prudent thing to do would be to convert as many Rands to USD while the exchange rate is favourable as it is now.

So I guess that only leaves the option to take some risk and get into the stock market with money that you are prepared to gamble with and put it into some of the safer dividend stocks.

My reading has indicated that REIT’s seem to be performing well with decent dividend payouts.
Is this just hype or are REIT’s in the current climate not a bad investment?

[Author]

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