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  • This topic has 135 replies, 16 voices, and was last updated 15 years ago by CBad.
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  • May 10, 2009 at 9:43 PM #396842
    Coronita
    Participant

    Ideally, if you paid off your mortgage by the time you reach your golden years, you have no/very little costs for shelter versus continuing to pay for rent. In your golden years, you still will need to pay for shelter somewhere otherwise…And in some cases your income in your golden years is much less than during your prime years.

    Regarding the question “why not just save money?” It’s not so simple. A good portion of americans have proven they lack the discipline to save…A good portion are use to budgeting based on paying for bills…and for them, often times having more money on hand means more money to spend.

    May 10, 2009 at 9:52 PM #396175
    scaredyclassic
    Participant

    ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???

    May 10, 2009 at 9:52 PM #396427
    scaredyclassic
    Participant

    ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???

    May 10, 2009 at 9:52 PM #396649
    scaredyclassic
    Participant

    ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???

    May 10, 2009 at 9:52 PM #396705
    scaredyclassic
    Participant

    ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???

    May 10, 2009 at 9:52 PM #396847
    scaredyclassic
    Participant

    ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???

    May 10, 2009 at 9:55 PM #396195
    scaredyclassic
    Participant

    older people are hesitant to get married often…because they kinda know it’s alot of b.s. marriage is supposed to bring security, but does it?

    May 10, 2009 at 9:55 PM #396447
    scaredyclassic
    Participant

    older people are hesitant to get married often…because they kinda know it’s alot of b.s. marriage is supposed to bring security, but does it?

    May 10, 2009 at 9:55 PM #396669
    scaredyclassic
    Participant

    older people are hesitant to get married often…because they kinda know it’s alot of b.s. marriage is supposed to bring security, but does it?

    May 10, 2009 at 9:55 PM #396725
    scaredyclassic
    Participant

    older people are hesitant to get married often…because they kinda know it’s alot of b.s. marriage is supposed to bring security, but does it?

    May 10, 2009 at 9:55 PM #396867
    scaredyclassic
    Participant

    older people are hesitant to get married often…because they kinda know it’s alot of b.s. marriage is supposed to bring security, but does it?

    May 10, 2009 at 9:55 PM #396200
    Coronita
    Participant

    [quote=scaredycat]ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???[/quote]

    Do you have kids?

    May 10, 2009 at 9:55 PM #396452
    Coronita
    Participant

    [quote=scaredycat]ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???[/quote]

    Do you have kids?

    May 10, 2009 at 9:55 PM #396674
    Coronita
    Participant

    [quote=scaredycat]ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???[/quote]

    Do you have kids?

    May 10, 2009 at 9:55 PM #396730
    Coronita
    Participant

    [quote=scaredycat]ok, but im actually disciplined and good about saving money, or at least i ahve been for the last 7 years or so since i started making some. the problem is, what is this money for? why am i saving it. well, for security. And how was i going to be more secure? by buying a house, that was the plan. but by the time i had enough, i felt prices were dumb. and now i’ve completely overthought everything. I was saving money to buya hosue to be mroe secue but concluded that spending the money to buya house would make me less secure so i have the money saved…now, for nothing really, except for if disaster strikes. or maybe as insurance against future rent increases???[/quote]

    Do you have kids?

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