HUD to Roll Out Emergency Loan Program for Unemployed “Homeowners” by Year-End

[SK in CV]

[quote=markmax33]”In fact, Medicare fraud – estimated now to total about $60 billion a year – has become one of, if not the most profitable, crimes in America.”

Not only that, Medicare and Medicad drive the cost of procedures up. It creates inefficiency in the market place. How is that an “efficient market”? Those procedures would have dropped in price if it were privatized with little GOV regulation. Dare me to prove it?[/quote]

Totally non-responsive. Waste of time responding when you change the subject on every comment.

[markmax33]

[quote=SK in CV][quote=markmax33]”In fact, Medicare fraud – estimated now to total about $60 billion a year – has become one of, if not the most profitable, crimes in America.”

Not only that, Medicare and Medicad drive the cost of procedures up. It creates inefficiency in the market place. How is that an “efficient market”? Those procedures would have dropped in price if it were privatized with little GOV regulation. Dare me to prove it?[/quote]

Totally non-responsive. Waste of time responding when you change the subject on every comment.[/quote]
Not really I articulated in 2 different ways why your statement, or implied statement, that medicare was more efficient was false. When you don’t like answers and can’t respond you run.

[SK in CV]

[quote=markmax33][quote=SK in CV][quote=markmax33]”In fact, Medicare fraud – estimated now to total about $60 billion a year – has become one of, if not the most profitable, crimes in America.”

Not only that, Medicare and Medicad drive the cost of procedures up. It creates inefficiency in the market place. How is that an “efficient market”? Those procedures would have dropped in price if it were privatized with little GOV regulation. Dare me to prove it?[/quote]

Totally non-responsive. Waste of time responding when you change the subject on every comment.[/quote]
Not really I articulated in 2 different ways why your statement, or implied statement, that medicare was more efficient was false. When you don’t like answers and can’t respond you run.[/quote]

I haven’t run. I’m waiting for you to show me where I lied about Ron Paul.

(And you really don’t want to get into a debate with me about the costs of medical care. I won’t participate. You aren’t qualified.)

[UCGal]

[quote=markmax33][quote=SK in CV][quote=markmax33][quote=SK in CV]
Medicare is more efficient than private insurance. Their administrative costs, on a per patient basis, are a tiny fraction of private insurance.[/quote]

http://www.cbsnews.com/stories/2009/10/23/60minutes/main5414390.shtml

Medicare isn’t a waste?????!!! You missed the 60 minutes special. Clearly you are lost. LOLOL at it being more efficient than the private market. Thanks for proving my point![/quote]
[/quote]

“In fact, Medicare fraud – estimated now to total about $60 billion a year – has become one of, if not the most profitable, crimes in America.”

Not only that, Medicare and Medicad drive the cost of procedures up. It creates inefficiency in the market place. How is that an “efficient market”? Those procedures would have dropped in price if it were privatized with little GOV regulation. Dare me to prove it?[/quote]
No one is denying there is fraud in medicare and medicaid. There is fraud in private health insurance, as well. Lets not assume that fraud only exists in government programs.

The Heritage Institute tried to look at Medicare coverage on a per beneficiary cost and concluded the administrative costs were higher for medicare recipients. What they failed to mention is that Medicare recipients are exclusively over 65… you can’t compare a population of 65+ directly against a population of 64 and under.

I found a study that accounts for that (and includes the Heritage data as well.)

http://healthcarereform.procon.org/view.resource.php?resourceID=004083
There you go again. Where did i say medicare doesn’t have waste? You just made that up.

[Shadowfax]

[quote=markmax33][quote=SK in CV]Madmaxx, you don’t pay 3% of your paycheck to unemployment. Your employer pays it. And it’s not 3%, it’s a floating rate based on employer’s unemployment experience rate. And it’s not on all wages, in California and most other states, it’s only on the first $7K of annual wages.

I can’t deny that there is some abuse. I suspect the level of abuse is small. But it isn’t enough money to maintain the lifestyle compared to a full paycheck. With somewhere between 9 and 17% unemployment, it is among the most “common man” government program that exists.[/quote]
If my company pays it on my behalf it still comes out of my salary no matter what hocus pocus you believe. The money the employer and the GOV pays into these programs is such a waste. 50% is probably blown in DC paying the heads of the programs out $140k salaries before it ever gets out to the people. I don’t like 50% returns on the dollar. Some of us have a network of friends to rely on in tough times and a good nest egg, some of us most not have friends.[/quote]
I am with you SK. I think unemployment is one of the welfare programs that actually works, even though there is some abuse. Falling back on that meager $900 a month (if you had a high-paying job before being unemployed, since it’s a sliding scale in CA) after making 6 figures is really not much compensation. As for mooching off your friends…really?!? You’d rather move in and mooch off a friend than get the limited benefit paid in from your working years? I bet you’d go live with your mother in her basement. Will you turn down your social security check someday too? (yes, I know that the SS tax I pay from my earnings now will never come back to me as they are being paid out as we speak).

[permabear]

We already had a country like markmax33 describes, back in the late 1800’s/early 1900’s. Industrialized society with no regulation. Humans were essentially cattle, deaths on the job were a daily affair, children were worked to death, and there was basically zero upward mobility for non-wealthy tycoons. It was as third-world as it gets.

My grandfather passed away recently, which was probably for the best. He was a child of the Great Depression and WWII veteran, who was astounded at the ignorance of the new wave of Ayn Randians like markmax33. He saw the transformation of our country firsthand, and could not comprehend how people would want to throw away decades of progress.

[markmax33]

[quote=Shadowfax][quote=markmax33][quote=SK in CV]Madmaxx, you don’t pay 3% of your paycheck to unemployment. Your employer pays it. And it’s not 3%, it’s a floating rate based on employer’s unemployment experience rate. And it’s not on all wages, in California and most other states, it’s only on the first $7K of annual wages.

I can’t deny that there is some abuse. I suspect the level of abuse is small. But it isn’t enough money to maintain the lifestyle compared to a full paycheck. With somewhere between 9 and 17% unemployment, it is among the most “common man” government program that exists.[/quote]
If my company pays it on my behalf it still comes out of my salary no matter what hocus pocus you believe. The money the employer and the GOV pays into these programs is such a waste. 50% is probably blown in DC paying the heads of the programs out $140k salaries before it ever gets out to the people. I don’t like 50% returns on the dollar. Some of us have a network of friends to rely on in tough times and a good nest egg, some of us most not have friends.[/quote]
I am with you SK. I think unemployment is one of the welfare programs that actually works, even though there is some abuse. Falling back on that meager $900 a month (if you had a high-paying job before being unemployed, since it’s a sliding scale in CA) after making 6 figures is really not much compensation. As for mooching off your friends…really?!? You’d rather move in and mooch off a friend than get the limited benefit paid in from your working years? I bet you’d go live with your mother in her basement. Will you turn down your social security check someday too? (yes, I know that the SS tax I pay from my earnings now will never come back to me as they are being paid out as we speak).[/quote]

You are missing my point. What if we got rid of ALL of these sorts of programs and you were able to save an extra 30% of your paycheck or whatever you get per year. You would be able to save for a rainy day fund much easier. The abuse I see of the unemployment is VERY bad. I know many under 30 that abuse it all the time. It’s your money they are wasting you know…

[markmax33]

[quote=permabear]We already had a country like markmax33 describes, back in the late 1800’s/early 1900’s. Industrialized society with no regulation. Humans were essentially cattle, deaths on the job were a daily affair, children were worked to death, and there was basically zero upward mobility for non-wealthy tycoons. It was as third-world as it gets.

My grandfather passed away recently, which was probably for the best. He was a child of the Great Depression and WWII veteran, who was astounded at the ignorance of the new wave of Ayn Randians like markmax33. He saw the transformation of our country firsthand, and could not comprehend how people would want to throw away decades of progress.[/quote]

How is $15T of debt and destruction of the currency progress? Your grandfather made out at the cost of your children. Can’t you see that this debt is going to come around and get us? Social Security is going to be broke in a few years. I’m glad he benefited from it. Do you believe you will ever see a dime?

[Author]

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