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  • March 17, 2009 at 11:53 AM #368439
    Coronita
    Participant

    i suspect that her husband’s credit was trashed, but his wife’s wasn’t. Perhaps his wife wasn’t on the first home’s loan docs?

    My neighbor (whom I despise and is one example of a person who overleveraged and ATMed the home to death) I think is playing such a game. I saw in the county records that the deed keeps transfering back and forth between husband to wife to relative and back again. I don’t if they are refinancing each time or some sort, and i don’t understand the games being played, but apparently there is some game being played.

    anyone care to elaborate on what sort of games one could play if you are a spouse?

    March 17, 2009 at 11:59 AM #367837
    sdrealtor
    Participant

    you are correct that wife wasnt on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    March 17, 2009 at 11:59 AM #368129
    sdrealtor
    Participant

    you are correct that wife wasnt on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    March 17, 2009 at 11:59 AM #368297
    sdrealtor
    Participant

    you are correct that wife wasnt on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    March 17, 2009 at 11:59 AM #368335
    sdrealtor
    Participant

    you are correct that wife wasnt on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    March 17, 2009 at 11:59 AM #368449
    sdrealtor
    Participant

    you are correct that wife wasnt on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    March 17, 2009 at 12:07 PM #367842
    ucodegen
    Participant

    you are correct that wife wasn’t on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    Depends if you are buying as ‘single’ and/or would be ‘sole owner’. This type of thing can make divorces messy though.

    March 17, 2009 at 12:07 PM #368134
    ucodegen
    Participant

    you are correct that wife wasn’t on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    Depends if you are buying as ‘single’ and/or would be ‘sole owner’. This type of thing can make divorces messy though.

    March 17, 2009 at 12:07 PM #368302
    ucodegen
    Participant

    you are correct that wife wasn’t on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    Depends if you are buying as ‘single’ and/or would be ‘sole owner’. This type of thing can make divorces messy though.

    March 17, 2009 at 12:07 PM #368340
    ucodegen
    Participant

    you are correct that wife wasn’t on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    Depends if you are buying as ‘single’ and/or would be ‘sole owner’. This type of thing can make divorces messy though.

    March 17, 2009 at 12:07 PM #368454
    ucodegen
    Participant

    you are correct that wife wasn’t on 1st loan but i always thought credit was merged for FHA qualification purposes whether spouse is on the loan or not.

    Depends if you are buying as ‘single’ and/or would be ‘sole owner’. This type of thing can make divorces messy though.

    March 17, 2009 at 12:11 PM #367852
    SD Realtor
    Participant

    I will have an answer on the FHA guidelines for spouses in a few moments.

    I can say this, right now the government is pushing very hard for FHA approval on purchases. Pushing… very very hard.

    Thanks government!

    March 17, 2009 at 12:11 PM #368144
    SD Realtor
    Participant

    I will have an answer on the FHA guidelines for spouses in a few moments.

    I can say this, right now the government is pushing very hard for FHA approval on purchases. Pushing… very very hard.

    Thanks government!

    March 17, 2009 at 12:11 PM #368312
    SD Realtor
    Participant

    I will have an answer on the FHA guidelines for spouses in a few moments.

    I can say this, right now the government is pushing very hard for FHA approval on purchases. Pushing… very very hard.

    Thanks government!

    March 17, 2009 at 12:11 PM #368350
    SD Realtor
    Participant

    I will have an answer on the FHA guidelines for spouses in a few moments.

    I can say this, right now the government is pushing very hard for FHA approval on purchases. Pushing… very very hard.

    Thanks government!

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