- This topic has 28 replies, 9 voices, and was last updated 16 years, 10 months ago by
donaldduckmoore.
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July 13, 2007 at 12:16 PM #9504July 13, 2007 at 12:18 PM #65698
jimmyle
ParticipantIs this a home or a condo?
July 13, 2007 at 12:18 PM #65761ParticipantIs this a home or a condo?
July 13, 2007 at 1:09 PM #65708donaldduckmoore
ParticipantIs that a manufactured house? I do not consider that a house if so. And they should not cost too much.
July 13, 2007 at 1:09 PM #65771ParticipantIs that a manufactured house? I do not consider that a house if so. And they should not cost too much.
July 13, 2007 at 1:12 PM #65710temeculaguy
ParticipantIt looks like a zero lot line unattached. Just ask the HOA management company if you want to know the specifics. From this article in 2003 it looks like the hoa does more than take care of the lawn and common areas, they may handle even the stucco and roof repairs.
http://www.signonsandiego.com/news/northcounty/20031218-9999_1mi18master.html
July 13, 2007 at 1:12 PM #65773ParticipantIt looks like a zero lot line unattached. Just ask the HOA management company if you want to know the specifics. From this article in 2003 it looks like the hoa does more than take care of the lawn and common areas, they may handle even the stucco and roof repairs.
http://www.signonsandiego.com/news/northcounty/20031218-9999_1mi18master.html
July 13, 2007 at 1:23 PM #65715PerryChase
ParticipantInteresting article temeculaguy. If I were a buyer in this community, I’d wait to at least see 2003 prices.
July 13, 2007 at 1:23 PM #65777ParticipantInteresting article temeculaguy. If I were a buyer in this community, I’d wait to at least see 2003 prices.
July 13, 2007 at 1:49 PM #65722noone
ParticipantFind out what that insurance covers. Probably not much. I had a co-worker who was in a townhouse and I remember that he had to have his own insurance on top of the HOA insurance. He had a small fire once, and though I don’t know all the details, I remember that some things were covered by the HOA insurance while others were not.
Maintenance probably includes yard work, and they probably paint the exteriors every several years. Most likely they do all homes at once, and all the same color.
All in all, these are great questions for the realtor.
July 13, 2007 at 1:49 PM #65785ParticipantFind out what that insurance covers. Probably not much. I had a co-worker who was in a townhouse and I remember that he had to have his own insurance on top of the HOA insurance. He had a small fire once, and though I don’t know all the details, I remember that some things were covered by the HOA insurance while others were not.
Maintenance probably includes yard work, and they probably paint the exteriors every several years. Most likely they do all homes at once, and all the same color.
All in all, these are great questions for the realtor.
July 13, 2007 at 2:05 PM #65726lniles
ParticipantI’m in a condo with $200 HOA and it pays for all that plus water and trash/waste but no cable. I pay $90 for 50-something channels of sheeyat but I have it for the cable modem internet.
The HOA insurance is for the building, covers stuff like fire etc. but it does not cover what’s IN the condo, like your wife’s diamond ring, your Gibson Les Paul, or your collection of 20th century vintage porn. Unless all your stuff is from Ikea I recommend that you get your own insurance for those things, and the cost depends on what you’re insuring in some cases.
BTW as an experienced owner I have had nothing but bad experiences with HOAs. For example, I surf and SCUBA and on occasion have been warned not to hang my gear outside (I do that to dry it, GOSH!) and other nitty-pickies like that. I guess I just have a problem with authority, ‘specially when it comes from some retired dude who has nothing better to do than join the HOA board and spy on neighbors in their homes. Pervert!
Look around, Poway has LOTS of non-HOA SFR’s and some with enough land that you shouldn’t care what your neighbors are doing!
July 13, 2007 at 2:05 PM #65789ParticipantI’m in a condo with $200 HOA and it pays for all that plus water and trash/waste but no cable. I pay $90 for 50-something channels of sheeyat but I have it for the cable modem internet.
The HOA insurance is for the building, covers stuff like fire etc. but it does not cover what’s IN the condo, like your wife’s diamond ring, your Gibson Les Paul, or your collection of 20th century vintage porn. Unless all your stuff is from Ikea I recommend that you get your own insurance for those things, and the cost depends on what you’re insuring in some cases.
BTW as an experienced owner I have had nothing but bad experiences with HOAs. For example, I surf and SCUBA and on occasion have been warned not to hang my gear outside (I do that to dry it, GOSH!) and other nitty-pickies like that. I guess I just have a problem with authority, ‘specially when it comes from some retired dude who has nothing better to do than join the HOA board and spy on neighbors in their homes. Pervert!
Look around, Poway has LOTS of non-HOA SFR’s and some with enough land that you shouldn’t care what your neighbors are doing!
July 13, 2007 at 5:06 PM #65758Participantlniles, I have to take issue with the HOA comments since I have some tales from the other side of the BBQ. While I’ve never owned an attached home I have a few in an HOA and non HOA. Once you live in an non HOA SFR you come to appreciate the retired guy giving tickets to the neighbors. These are actual events from my non hoa experience and on my street alone. This was not a ranch area but a generic beige stucco/red spanish tile roof tract and it was new.
1. Guy has two giant raider nation flags outside his home for the duration of football season every year. He doesn’t have blinds or cutains, he has “raiders” sheets tacked up to all of the windows facing the street.
2. Another guy decides to remove his lawn and plant corn in the front yard, not one or two stalks, but the entire front yard.
3. Another guy tires of the four shades or beige stucco in his neighborhood and decides he needs to paint his house baby blue.
4. Next door neigbor has christmas lights up for eight years.
5. Another neighbor decides he has too many people living in his house so he converts the garage to rooms, put the motorcycles and dune buggies in the driveway and the seven cars and a toy hauler on the street, there isn’t enough room in front of his house so the toy hauler is in front of my house, for two years. I can’t see the road when I back out of my driveway. He did move it while my for sale sign was up at my request.
So you can hang your wetsuit in the shower or all this can be yours.
July 13, 2007 at 5:06 PM #65821Participantlniles, I have to take issue with the HOA comments since I have some tales from the other side of the BBQ. While I’ve never owned an attached home I have a few in an HOA and non HOA. Once you live in an non HOA SFR you come to appreciate the retired guy giving tickets to the neighbors. These are actual events from my non hoa experience and on my street alone. This was not a ranch area but a generic beige stucco/red spanish tile roof tract and it was new.
1. Guy has two giant raider nation flags outside his home for the duration of football season every year. He doesn’t have blinds or cutains, he has “raiders” sheets tacked up to all of the windows facing the street.
2. Another guy decides to remove his lawn and plant corn in the front yard, not one or two stalks, but the entire front yard.
3. Another guy tires of the four shades or beige stucco in his neighborhood and decides he needs to paint his house baby blue.
4. Next door neigbor has christmas lights up for eight years.
5. Another neighbor decides he has too many people living in his house so he converts the garage to rooms, put the motorcycles and dune buggies in the driveway and the seven cars and a toy hauler on the street, there isn’t enough room in front of his house so the toy hauler is in front of my house, for two years. I can’t see the road when I back out of my driveway. He did move it while my for sale sign was up at my request.
So you can hang your wetsuit in the shower or all this can be yours.
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