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Home › Forums › Financial Markets/Economics › HLS update! 4.50% 30 YR fixed is back…

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  • February 12, 2009 at 9:28 AM #15039
    HLS
    Participant

    It’s been an interesting month..rates were MUCH higher last week…

    For those who qualify, at the moment:
    5.00% is .50 pt
    4.75% is 1.50 pts
    4.50% is 2.00 pts

    Loan amounts up to $417K.. if less than 20% equity, mortgage ins is extra, but you still can get to 4.50%

    3rd party closing costs of around $2000 apply.
    NO impound account required with at least 10% equity..

    Subject to change… HLS

    February 12, 2009 at 9:47 AM #344986
    4spotentialbuyer
    Participant

    What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

    February 12, 2009 at 9:47 AM #345310
    4spotentialbuyer
    Participant

    What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

    February 12, 2009 at 9:47 AM #345417
    4spotentialbuyer
    Participant

    What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

    February 12, 2009 at 9:47 AM #345451
    4spotentialbuyer
    Participant

    What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

    February 12, 2009 at 9:47 AM #345550
    4spotentialbuyer
    Participant

    What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

    February 12, 2009 at 10:10 AM #345016
    cr
    Participant

    Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

    What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

    February 12, 2009 at 10:10 AM #345340
    cr
    Participant

    Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

    What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

    February 12, 2009 at 10:10 AM #345449
    cr
    Participant

    Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

    What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

    February 12, 2009 at 10:10 AM #345481
    cr
    Participant

    Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

    What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

    February 12, 2009 at 10:10 AM #345580
    cr
    Participant

    Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

    What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

    February 12, 2009 at 11:22 AM #345101
    donaldduckmoore
    Participant

    I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?

    February 12, 2009 at 11:22 AM #345426
    donaldduckmoore
    Participant

    I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?

    February 12, 2009 at 11:22 AM #345534
    donaldduckmoore
    Participant

    I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?

    February 12, 2009 at 11:22 AM #345567
    donaldduckmoore
    Participant

    I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?

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