Health Care tax hikes

[Coronita]

[quote=briansd1]flu, you’re already doing that so the new system will not affect you. It’s cheaper for you to get the prescriptions.

For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Um, actually the new system will affect me, because currently I pay nothing for health care with my pre-existing condition. Like I said, I am on a medical plan for which I pay nothing in deductibles, no payroll deduction, and the only thing I pay are drug copays of $5/$15. Of course, most likely these things are going away, because they are considered an “Caddy plan”.

[briansd1]

[quote=flu]
BTW: got contact lenses? Those are OTC cleaners you know.[/quote]

I got lasik. But before that I got daily disposables at Costco. The daily disposables are much cheaper (per unit) than the reusable ones and you don’t need to bother with cleaning.

Actually the daily disposables are the same as the reusable ones so you can clean them if you wish to save money.

[briansd1]

[quote=flu]
BTW: got contact lenses? Those are OTC cleaners you know.[/quote]

I got lasik. But before that I got daily disposables at Costco. The daily disposables are much cheaper (per unit) than the reusable ones and you don’t need to bother with cleaning.

Actually the daily disposables are the same as the reusable ones so you can clean them if you wish to save money.

[briansd1]

[quote=flu]
BTW: got contact lenses? Those are OTC cleaners you know.[/quote]

I got lasik. But before that I got daily disposables at Costco. The daily disposables are much cheaper (per unit) than the reusable ones and you don’t need to bother with cleaning.

Actually the daily disposables are the same as the reusable ones so you can clean them if you wish to save money.

[briansd1]

[quote=flu]
BTW: got contact lenses? Those are OTC cleaners you know.[/quote]

I got lasik. But before that I got daily disposables at Costco. The daily disposables are much cheaper (per unit) than the reusable ones and you don’t need to bother with cleaning.

Actually the daily disposables are the same as the reusable ones so you can clean them if you wish to save money.

[briansd1]

[quote=flu]
BTW: got contact lenses? Those are OTC cleaners you know.[/quote]

I got lasik. But before that I got daily disposables at Costco. The daily disposables are much cheaper (per unit) than the reusable ones and you don’t need to bother with cleaning.

Actually the daily disposables are the same as the reusable ones so you can clean them if you wish to save money.

[meadandale]

[quote=briansd1]
For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Ah, but I have chronic GERD. I have to take it daily. Prilosec OTC costs me upwards of $1/pill. Since I have an HSA plan, I’m out of pocket for everything. If I got a prescription, instead of paying $1/pill (pretax) I’d be paying 2-3x that for the prescription version..plus the cost of seeing the doctor. Oh, but the money I spent on the doctor and the drugs would qualify for HSA money. Goody.

Yeah, that’s real cost effective for me…and our health care system in general.

I agree with flu: brian is obviously young…and naive.

[meadandale]

[quote=briansd1]
For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Ah, but I have chronic GERD. I have to take it daily. Prilosec OTC costs me upwards of $1/pill. Since I have an HSA plan, I’m out of pocket for everything. If I got a prescription, instead of paying $1/pill (pretax) I’d be paying 2-3x that for the prescription version..plus the cost of seeing the doctor. Oh, but the money I spent on the doctor and the drugs would qualify for HSA money. Goody.

Yeah, that’s real cost effective for me…and our health care system in general.

I agree with flu: brian is obviously young…and naive.

[meadandale]

[quote=briansd1]
For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Ah, but I have chronic GERD. I have to take it daily. Prilosec OTC costs me upwards of $1/pill. Since I have an HSA plan, I’m out of pocket for everything. If I got a prescription, instead of paying $1/pill (pretax) I’d be paying 2-3x that for the prescription version..plus the cost of seeing the doctor. Oh, but the money I spent on the doctor and the drugs would qualify for HSA money. Goody.

Yeah, that’s real cost effective for me…and our health care system in general.

I agree with flu: brian is obviously young…and naive.

[meadandale]

[quote=briansd1]
For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Ah, but I have chronic GERD. I have to take it daily. Prilosec OTC costs me upwards of $1/pill. Since I have an HSA plan, I’m out of pocket for everything. If I got a prescription, instead of paying $1/pill (pretax) I’d be paying 2-3x that for the prescription version..plus the cost of seeing the doctor. Oh, but the money I spent on the doctor and the drugs would qualify for HSA money. Goody.

Yeah, that’s real cost effective for me…and our health care system in general.

I agree with flu: brian is obviously young…and naive.

[meadandale]

[quote=briansd1]
For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Ah, but I have chronic GERD. I have to take it daily. Prilosec OTC costs me upwards of $1/pill. Since I have an HSA plan, I’m out of pocket for everything. If I got a prescription, instead of paying $1/pill (pretax) I’d be paying 2-3x that for the prescription version..plus the cost of seeing the doctor. Oh, but the money I spent on the doctor and the drugs would qualify for HSA money. Goody.

Yeah, that’s real cost effective for me…and our health care system in general.

I agree with flu: brian is obviously young…and naive.

[briansd1]

[quote=flu][quote=briansd1]flu, you’re already doing that so the new system will not affect you. It’s cheaper for you to get the prescriptions.

For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Um, actually the new system will affect me, because currently I pay nothing for health care with my pre-existing condition. Like I said, I am on a medical plan for which I pay nothing in deductibles, no payroll deduction, and the only thing I pay are drug copays of $5/$15. Of course, most likely these things are going away, because they are considered an “Caddy plan”.[/quote]

Not being to buy OTC medication on your flexible spending plan does not affect you. You already choose the prescriptions over the OTC meds.

You may need to pay income tax on the caddy plan, as you should, in my opinion. It’s part of your compensation so why should it be untaxed?

That would encourage employers to pay higher salaries to employees who don’t need caddy plans like you do.

[briansd1]

[quote=flu][quote=briansd1]flu, you’re already doing that so the new system will not affect you. It’s cheaper for you to get the prescriptions.

For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Um, actually the new system will affect me, because currently I pay nothing for health care with my pre-existing condition. Like I said, I am on a medical plan for which I pay nothing in deductibles, no payroll deduction, and the only thing I pay are drug copays of $5/$15. Of course, most likely these things are going away, because they are considered an “Caddy plan”.[/quote]

Not being to buy OTC medication on your flexible spending plan does not affect you. You already choose the prescriptions over the OTC meds.

You may need to pay income tax on the caddy plan, as you should, in my opinion. It’s part of your compensation so why should it be untaxed?

That would encourage employers to pay higher salaries to employees who don’t need caddy plans like you do.

[briansd1]

[quote=flu][quote=briansd1]flu, you’re already doing that so the new system will not affect you. It’s cheaper for you to get the prescriptions.

For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Um, actually the new system will affect me, because currently I pay nothing for health care with my pre-existing condition. Like I said, I am on a medical plan for which I pay nothing in deductibles, no payroll deduction, and the only thing I pay are drug copays of $5/$15. Of course, most likely these things are going away, because they are considered an “Caddy plan”.[/quote]

Not being to buy OTC medication on your flexible spending plan does not affect you. You already choose the prescriptions over the OTC meds.

You may need to pay income tax on the caddy plan, as you should, in my opinion. It’s part of your compensation so why should it be untaxed?

That would encourage employers to pay higher salaries to employees who don’t need caddy plans like you do.

[briansd1]

[quote=flu][quote=briansd1]flu, you’re already doing that so the new system will not affect you. It’s cheaper for you to get the prescriptions.

For those who need OTC infrequently, it’s still cheaper for them to buy OTC.[/quote]

Um, actually the new system will affect me, because currently I pay nothing for health care with my pre-existing condition. Like I said, I am on a medical plan for which I pay nothing in deductibles, no payroll deduction, and the only thing I pay are drug copays of $5/$15. Of course, most likely these things are going away, because they are considered an “Caddy plan”.[/quote]

Not being to buy OTC medication on your flexible spending plan does not affect you. You already choose the prescriptions over the OTC meds.

You may need to pay income tax on the caddy plan, as you should, in my opinion. It’s part of your compensation so why should it be untaxed?

That would encourage employers to pay higher salaries to employees who don’t need caddy plans like you do.

[Author]

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