‘Fess up fellow ziprealty gloaters

[PD]

Docteur’s posts and/or his lack of posts are completely in line with his belief system.

[docteur]

PS –

With all due respect, I have rocked the boat more times than I care to remember. For years I lived in an extremely hostile environment of my own creation. I was outspoken, controversial, confrontational and downright hostile.

I have dealt with enormous amounts of anger in my life (you know absolutely nothing of my past). Yet, I have found that I get much better results when I am courteous, respectful and non-combative.

I operate from where I do because it is what works and produces my intended results. Safety is not even a consideration for me. I do not need any armour to operate from here. I am not intimidated by anger nor do I need to respond to it in like kind.

I am a master at intimidating others but it simply doesn’t work to further my agenda in this world. If it did, I would use it but again, my experience tells me, it is futile. It simply doesn’t work.

I agree that we need to keep the “personal stuff” out of our posts and simply take responsibility for what we are creating in our lives.

My purpose is to communicate, not alienate. Being controversial is fine if I can enlighten you to my perspective on a particular issue, but if I don’t, I have failed and only succeeded in alienating you further, causing you to dig your heels deeper into your position. No movement, no real communication except anger, hostility and frustration.

I find it interesting that when you are being attacked, you are always there. You can walk away. Sometimes the best response is none at all. You don’t have to always react to what others say. Ignore it, and it has absolutely no power over you. None. That takes real courage.

I agree, sometimes we need to “rock the boat” to get it moving. Other times, it can sink us. Chose your responses carefully.

Lastly, when anger or hostility is directed towards you, you have several options: fight, flee, get out of the way, or redirect that anger in such a way that it doesn’t harm you (this takes tremendous courage and patience, especially in a situation where your life is threatened). Then after the situation is diffused, the last thing we need to do is look at why the anger showed up in the first place.

If I truly believe I am responsible for an angry or hostile situation and the one who created it, then I can recreate it in any way I want. I have the power, not the person directing the anger at me. I am the one in control, not the angry person who is out of control.

Remember: “What you resist, persists.”

Thanks for sharing. I appreciate your investment of time to respond to my post. Rock on…

[powayseller]

docteur, I would like to hear your opinion of housing and where you think the market is going. I invite you to communicate your housing views on this real estate forum.

[sdrealtor]

Docteur and PD,
Please exchange emails and continue your off topic discussion elsewhere. It really has nothing to do with RE and belongs elsewhere.

Equalizer,
I dont know Del Sur all that well but when I pass through that area I see nothing but lots of land. The areas I know best and speak off are North County Coastal areas closer to the beach. Specifically, South Carlsbad tracts Like the Bay Collection, La Costa Greens, La Costa Oaks and yes even parts of Bressi Ranch. They are being built by large publically traded builders. The key to getting a good deal is finding a house that is at or near completion which you can close on before the end of the fiscal 1/4 for that builder. You need to be prepared to close quickly (i.e. 30 days or less).

[PD]

How do you go about exchanging emails without posting them?

[Carlsbadliving]

Just leave your phone number that way nobody will know what your email address is…

[sdrealtor]

Go to yahoo or some other free email site and create a new temporary email account. Have Docteur email you directly to that address. If you are satisfied that it is in fact Docteur, respond from your real email account. Then just cancel the temporary account and have your privacy preserved.

[carlislematthew]

How do you go about exchanging emails without posting them?

You could perhaps set up a temporary Hotmail account, post the email address, and use that account to trade real email addresses…

[powayseller]

Go through Rich. Or get a hotmail or yahoo account for that purpose?

[carlislematthew]

Well, there seems to be at least *one* thing we can agree on. 🙂

[sdrealtor]

LOL

[docteur]

PS – Thanks for the invitation. I have no strong opinion regarding where housing is going either way. When I do, when I have the certainty of my convictions and I observe that a new trend has been established, I will then act upon it vigorously.

However, my WAG (wild ass guess), based on past experience and current data, is that housing sales will continue to slow, interest rates will continue to rise (slowly) and a few selected markets will suffer more than others (downtown San Diego and outlying areas like Escondido, in particular). How much? I have absolutely no clue.

I do not believe we will see massive drops in values (especially in the coastal zones) nor do I believe that people should sell their homes in anticipation of that happening. I see absolutely no desperation in listings in my area (homes are selling as usual in Carmel Valley and no one seems to be worried about a “market crash”).

I believe that the increases in inventory are due to several factors, one of which are last ditch attempts by late party arrivals to maximize profits at what they believe are market tops (a move propelled by greed, not fear or desperation or a belief that the market is crashing). I also believe, that when their homes don’t sell at their inflated prices, the majority of them will simply pull their houses off the market and stay put.

I believe a lot of people are fishing, in hopes of catching the big one but now, the big fish just aren’t biting. So, they will do what any fisherman does, pack up and go home.

I believe there is going to be some pain felt by those who took out adjustable rate mortgages in the last year or so. But will it cause massive foreclosures, bankruptcies and an erosion in the economy like one we have never seen? No. I do not believe that by any stretch of the imagination.

I believe that if things get really bad that lenders will come up with ways to alleviate the pain and mortgages will be recast to prevent foreclosures on a massive scale. The last thing lenders want are REOs. Having said that, I do not believe that will be necessary.

I believe that when most everyone is anticipating a collapse, just by virtue of that awareness, it won’t happen. Bubbles burst by surprise, like the stock market did in 2000. A lot of folks were caught off guard then because they believed values would continue rising and greed clouded their judgement.

Do the majority of people in American believe that residnetial real estate will continue raging higher? In my experience, absolutely not. Some are still buying on speculation but their numbers are insignificant. After hearing about a bubble for several years, the buzz is now about how the real estate party is over and everyone knows it.

Over the last few weeks, I have actually asked several of my friends and neighbors this question: “If values fell 50% over the next five years, what would you do?” “Nothing” was the common response. There is no fear in my neck of the woods.

Everyone I know is here for the long run (at least until their children have finsihed high school, which in many cases could be ten years or more) and not one of them is depending on their home for retirement. Not a one.

So, here’s what I believe, bottom line: The party’s over. Most folks will now go home and simply stay there until they get invited to another party, which may not be for a while. Some folks arrived too late and stayed too long at the party and will suffer the consequences in the form of a financial hangover. Others simply left too early and missed a heck of a lot of fun. The party was pretty wild and some folks left out of fear. Some folks missed the party altogether and are very upset by hearing about what a great party it was…

[docteur]

SDR – I would be happy to honor your request.

I, in turn request that you stick to the facts and end the personal attacks as they too have nothing to do with real estate.

Agreed?

Thanks for your support in keeping us on track and focused on the purpose of this forum, that being to inform and educate one another on the real estate market.

[sdrealtor]

A classic post. Though I believe Carmel Valley is probably more of an exception than the rule with lots of very high wage earners (i.e. doctors, lawyers, business owners etc.) rather than engineers and techies who are more likely to have to relocate for job reasons.

[docteur]

SDR –

I couldn’t agree with you more. But that is my personal experience of this market.

And since the market is so broad and varied, I don’t think any one overall prediction can be made about what will or will not happen on a large scale.

We sometimes seem to forget that real estate is a local phenomenon. There will always be soft markets and hot markets, regardless of the state of the market in general.

[Author]

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