Distribution of Wealth in SD County

[an]

bearishgurl, you don’t need to be a senior citizen to have your house paid for. You just need to have an area that’s built in the 70s-80s. Like you agreed to, these group of people are not exclusive to Chula Vista. They’re everywhere. Again, based on my definition of wealth, most of them are not. They’re safe for retirement, but they’re not wealthy. You don’t have to look at areas that’s 50+ year old. You just have to look at area that’s 25+ year old. Those who bought new 25 years ago when they were in the late 20s/early 30s, they’re around 55 now. You can easily tell among those group who is set for retirement and who’s not. Whole areas that’s 50+ years old will have people in retirement, areas 25+ years old will have people getting ready to retire in the next 5-10 years.

Once again, you still didn’t answer my question. Where did you get your data to show 65% of 91910 belong to this group?

Here’s where I get all the listings of SFR in 91910. http://www.sdlookup.com/Real_Estate-Chula_Vista-Houses_For_Sale-91910 Feel free to look through all of them. I see a lot of houses like this one: http://www.sdlookup.com/MLS-100006300-191_Vance_St_Chula_Vista_CA_91910

[UCGal]

Using sandag.org data warehouse and profile warehouse (sandag is the san diego association of governments).

Median income data from here: http://datawarehouse.sandag.org/Excel/ZIP%20codes.xls
Single family detached percentage taken from dividing “single family detached” for the zip by “total housing units” for the zip, for 1/1/2009 – data from linked pdf’s
Median age come from the pdf links.

92122
Median household income (2008): $55,889
single family detached makes up 23% of housing in zip.
median age is 38.4
http://profilewarehouse.sandag.org/profiles/est/zip92122est.pdf

92121
Median household income (2008): $67,772
single family detached makes up 36% of housing in zip.
median age is 34.3
http://profilewarehouse.sandag.org/profiles/est/zip92121est.pdf

92126
Median household income (2008): $60,953
single family detached makes up 57% of housing in zip.
median age is 36.3
http://profilewarehouse.sandag.org/profiles/est/zip92126est.pdf

92129
Median household income (2008): $82,575
single family detached makes up 70% of housing in zip.
median age is 37.1
http://profilewarehouse.sandag.org/profiles/est/zip92129est.pdf

91910
Median household income (2008): $45,022
single family detached makes up 44% of housing in zip.
median age is 33.9
http://profilewarehouse.sandag.org/profiles/est/zip91910est.pdf

91911
Median household income (2008): $41,945
single family detached makes up 45% of housing in zip.
median age is 32.4
http://profilewarehouse.sandag.org/profiles/est/zip91911est.pdf

91913
Median household income (2008): $70,690
single family detached makes up 63% of housing in zip.
median age is 32.9
http://profilewarehouse.sandag.org/profiles/est/zip91913est.pdf

91915
Median household income (2008): $73,906
single family detached makes up 72% of housing in zip.
median age is 31.0
http://profilewarehouse.sandag.org/profiles/est/zip91915est.pdf

91902
Median household income (2008): $73,738
single family detached makes up 78% of housing in zip.
median age is 32.1
http://profilewarehouse.sandag.org/profiles/est/zip91902est.pdf

And those who have median household incomes over $100k (only a few zips in San Diego county)
92130
Median household income (2008): $100,339
single family detached makes up 55% of housing in zip.
median age is 37.6
http://profilewarehouse.sandag.org/profiles/est/zip92130est.pdf

92014
Median household income (2008): $102,561
single family detached makes up 62% of housing in zip.
median age is 28.6
http://profilewarehouse.sandag.org/profiles/est/zip92014est.pdf

92091(Rancho Santa Fe west)
Median household income (2008): $103,889
single family detached makes up 38% of housing in zip.
median age is 52.4
http://profilewarehouse.sandag.org/profiles/est/zip92091est.pdf

92067 (Rancho Santa Fe)
Median household income (2008): $174,776
single family detached makes up 97% of housing in zip.
median age is 47.5
http://profilewarehouse.sandag.org/profiles/est/zip92067est.pdf

[UCGal]

Using sandag.org data warehouse and profile warehouse (sandag is the san diego association of governments).

Median income data from here: http://datawarehouse.sandag.org/Excel/ZIP%20codes.xls
Single family detached percentage taken from dividing “single family detached” for the zip by “total housing units” for the zip, for 1/1/2009 – data from linked pdf’s
Median age come from the pdf links.

92122
Median household income (2008): $55,889
single family detached makes up 23% of housing in zip.
median age is 38.4
http://profilewarehouse.sandag.org/profiles/est/zip92122est.pdf

92121
Median household income (2008): $67,772
single family detached makes up 36% of housing in zip.
median age is 34.3
http://profilewarehouse.sandag.org/profiles/est/zip92121est.pdf

92126
Median household income (2008): $60,953
single family detached makes up 57% of housing in zip.
median age is 36.3
http://profilewarehouse.sandag.org/profiles/est/zip92126est.pdf

92129
Median household income (2008): $82,575
single family detached makes up 70% of housing in zip.
median age is 37.1
http://profilewarehouse.sandag.org/profiles/est/zip92129est.pdf

91910
Median household income (2008): $45,022
single family detached makes up 44% of housing in zip.
median age is 33.9
http://profilewarehouse.sandag.org/profiles/est/zip91910est.pdf

91911
Median household income (2008): $41,945
single family detached makes up 45% of housing in zip.
median age is 32.4
http://profilewarehouse.sandag.org/profiles/est/zip91911est.pdf

91913
Median household income (2008): $70,690
single family detached makes up 63% of housing in zip.
median age is 32.9
http://profilewarehouse.sandag.org/profiles/est/zip91913est.pdf

91915
Median household income (2008): $73,906
single family detached makes up 72% of housing in zip.
median age is 31.0
http://profilewarehouse.sandag.org/profiles/est/zip91915est.pdf

91902
Median household income (2008): $73,738
single family detached makes up 78% of housing in zip.
median age is 32.1
http://profilewarehouse.sandag.org/profiles/est/zip91902est.pdf

And those who have median household incomes over $100k (only a few zips in San Diego county)
92130
Median household income (2008): $100,339
single family detached makes up 55% of housing in zip.
median age is 37.6
http://profilewarehouse.sandag.org/profiles/est/zip92130est.pdf

92014
Median household income (2008): $102,561
single family detached makes up 62% of housing in zip.
median age is 28.6
http://profilewarehouse.sandag.org/profiles/est/zip92014est.pdf

92091(Rancho Santa Fe west)
Median household income (2008): $103,889
single family detached makes up 38% of housing in zip.
median age is 52.4
http://profilewarehouse.sandag.org/profiles/est/zip92091est.pdf

92067 (Rancho Santa Fe)
Median household income (2008): $174,776
single family detached makes up 97% of housing in zip.
median age is 47.5
http://profilewarehouse.sandag.org/profiles/est/zip92067est.pdf

[UCGal]

Using sandag.org data warehouse and profile warehouse (sandag is the san diego association of governments).

Median income data from here: http://datawarehouse.sandag.org/Excel/ZIP%20codes.xls
Single family detached percentage taken from dividing “single family detached” for the zip by “total housing units” for the zip, for 1/1/2009 – data from linked pdf’s
Median age come from the pdf links.

92122
Median household income (2008): $55,889
single family detached makes up 23% of housing in zip.
median age is 38.4
http://profilewarehouse.sandag.org/profiles/est/zip92122est.pdf

92121
Median household income (2008): $67,772
single family detached makes up 36% of housing in zip.
median age is 34.3
http://profilewarehouse.sandag.org/profiles/est/zip92121est.pdf

92126
Median household income (2008): $60,953
single family detached makes up 57% of housing in zip.
median age is 36.3
http://profilewarehouse.sandag.org/profiles/est/zip92126est.pdf

92129
Median household income (2008): $82,575
single family detached makes up 70% of housing in zip.
median age is 37.1
http://profilewarehouse.sandag.org/profiles/est/zip92129est.pdf

91910
Median household income (2008): $45,022
single family detached makes up 44% of housing in zip.
median age is 33.9
http://profilewarehouse.sandag.org/profiles/est/zip91910est.pdf

91911
Median household income (2008): $41,945
single family detached makes up 45% of housing in zip.
median age is 32.4
http://profilewarehouse.sandag.org/profiles/est/zip91911est.pdf

91913
Median household income (2008): $70,690
single family detached makes up 63% of housing in zip.
median age is 32.9
http://profilewarehouse.sandag.org/profiles/est/zip91913est.pdf

91915
Median household income (2008): $73,906
single family detached makes up 72% of housing in zip.
median age is 31.0
http://profilewarehouse.sandag.org/profiles/est/zip91915est.pdf

91902
Median household income (2008): $73,738
single family detached makes up 78% of housing in zip.
median age is 32.1
http://profilewarehouse.sandag.org/profiles/est/zip91902est.pdf

And those who have median household incomes over $100k (only a few zips in San Diego county)
92130
Median household income (2008): $100,339
single family detached makes up 55% of housing in zip.
median age is 37.6
http://profilewarehouse.sandag.org/profiles/est/zip92130est.pdf

92014
Median household income (2008): $102,561
single family detached makes up 62% of housing in zip.
median age is 28.6
http://profilewarehouse.sandag.org/profiles/est/zip92014est.pdf

92091(Rancho Santa Fe west)
Median household income (2008): $103,889
single family detached makes up 38% of housing in zip.
median age is 52.4
http://profilewarehouse.sandag.org/profiles/est/zip92091est.pdf

92067 (Rancho Santa Fe)
Median household income (2008): $174,776
single family detached makes up 97% of housing in zip.
median age is 47.5
http://profilewarehouse.sandag.org/profiles/est/zip92067est.pdf

[UCGal]

Using sandag.org data warehouse and profile warehouse (sandag is the san diego association of governments).

Median income data from here: http://datawarehouse.sandag.org/Excel/ZIP%20codes.xls
Single family detached percentage taken from dividing “single family detached” for the zip by “total housing units” for the zip, for 1/1/2009 – data from linked pdf’s
Median age come from the pdf links.

92122
Median household income (2008): $55,889
single family detached makes up 23% of housing in zip.
median age is 38.4
http://profilewarehouse.sandag.org/profiles/est/zip92122est.pdf

92121
Median household income (2008): $67,772
single family detached makes up 36% of housing in zip.
median age is 34.3
http://profilewarehouse.sandag.org/profiles/est/zip92121est.pdf

92126
Median household income (2008): $60,953
single family detached makes up 57% of housing in zip.
median age is 36.3
http://profilewarehouse.sandag.org/profiles/est/zip92126est.pdf

92129
Median household income (2008): $82,575
single family detached makes up 70% of housing in zip.
median age is 37.1
http://profilewarehouse.sandag.org/profiles/est/zip92129est.pdf

91910
Median household income (2008): $45,022
single family detached makes up 44% of housing in zip.
median age is 33.9
http://profilewarehouse.sandag.org/profiles/est/zip91910est.pdf

91911
Median household income (2008): $41,945
single family detached makes up 45% of housing in zip.
median age is 32.4
http://profilewarehouse.sandag.org/profiles/est/zip91911est.pdf

91913
Median household income (2008): $70,690
single family detached makes up 63% of housing in zip.
median age is 32.9
http://profilewarehouse.sandag.org/profiles/est/zip91913est.pdf

91915
Median household income (2008): $73,906
single family detached makes up 72% of housing in zip.
median age is 31.0
http://profilewarehouse.sandag.org/profiles/est/zip91915est.pdf

91902
Median household income (2008): $73,738
single family detached makes up 78% of housing in zip.
median age is 32.1
http://profilewarehouse.sandag.org/profiles/est/zip91902est.pdf

And those who have median household incomes over $100k (only a few zips in San Diego county)
92130
Median household income (2008): $100,339
single family detached makes up 55% of housing in zip.
median age is 37.6
http://profilewarehouse.sandag.org/profiles/est/zip92130est.pdf

92014
Median household income (2008): $102,561
single family detached makes up 62% of housing in zip.
median age is 28.6
http://profilewarehouse.sandag.org/profiles/est/zip92014est.pdf

92091(Rancho Santa Fe west)
Median household income (2008): $103,889
single family detached makes up 38% of housing in zip.
median age is 52.4
http://profilewarehouse.sandag.org/profiles/est/zip92091est.pdf

92067 (Rancho Santa Fe)
Median household income (2008): $174,776
single family detached makes up 97% of housing in zip.
median age is 47.5
http://profilewarehouse.sandag.org/profiles/est/zip92067est.pdf

[UCGal]

Using sandag.org data warehouse and profile warehouse (sandag is the san diego association of governments).

Median income data from here: http://datawarehouse.sandag.org/Excel/ZIP%20codes.xls
Single family detached percentage taken from dividing “single family detached” for the zip by “total housing units” for the zip, for 1/1/2009 – data from linked pdf’s
Median age come from the pdf links.

92122
Median household income (2008): $55,889
single family detached makes up 23% of housing in zip.
median age is 38.4
http://profilewarehouse.sandag.org/profiles/est/zip92122est.pdf

92121
Median household income (2008): $67,772
single family detached makes up 36% of housing in zip.
median age is 34.3
http://profilewarehouse.sandag.org/profiles/est/zip92121est.pdf

92126
Median household income (2008): $60,953
single family detached makes up 57% of housing in zip.
median age is 36.3
http://profilewarehouse.sandag.org/profiles/est/zip92126est.pdf

92129
Median household income (2008): $82,575
single family detached makes up 70% of housing in zip.
median age is 37.1
http://profilewarehouse.sandag.org/profiles/est/zip92129est.pdf

91910
Median household income (2008): $45,022
single family detached makes up 44% of housing in zip.
median age is 33.9
http://profilewarehouse.sandag.org/profiles/est/zip91910est.pdf

91911
Median household income (2008): $41,945
single family detached makes up 45% of housing in zip.
median age is 32.4
http://profilewarehouse.sandag.org/profiles/est/zip91911est.pdf

91913
Median household income (2008): $70,690
single family detached makes up 63% of housing in zip.
median age is 32.9
http://profilewarehouse.sandag.org/profiles/est/zip91913est.pdf

91915
Median household income (2008): $73,906
single family detached makes up 72% of housing in zip.
median age is 31.0
http://profilewarehouse.sandag.org/profiles/est/zip91915est.pdf

91902
Median household income (2008): $73,738
single family detached makes up 78% of housing in zip.
median age is 32.1
http://profilewarehouse.sandag.org/profiles/est/zip91902est.pdf

And those who have median household incomes over $100k (only a few zips in San Diego county)
92130
Median household income (2008): $100,339
single family detached makes up 55% of housing in zip.
median age is 37.6
http://profilewarehouse.sandag.org/profiles/est/zip92130est.pdf

92014
Median household income (2008): $102,561
single family detached makes up 62% of housing in zip.
median age is 28.6
http://profilewarehouse.sandag.org/profiles/est/zip92014est.pdf

92091(Rancho Santa Fe west)
Median household income (2008): $103,889
single family detached makes up 38% of housing in zip.
median age is 52.4
http://profilewarehouse.sandag.org/profiles/est/zip92091est.pdf

92067 (Rancho Santa Fe)
Median household income (2008): $174,776
single family detached makes up 97% of housing in zip.
median age is 47.5
http://profilewarehouse.sandag.org/profiles/est/zip92067est.pdf

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[an]

UCGal, nice data, however, I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy

[an]

UCGal, nice data, however, I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy

[an]

UCGal, nice data, however, I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy

[an]

UCGal, nice data, however, I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy

[Author]

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