Distribution of Wealth in SD County

[Coronita]

[quote=captcha][quote=UCGal]

This is an interesting question… one I’ve been googling (during code build times) over the course of the day.
[/quote]
You need better tools 🙂

[quote=UCGal]
We do not have the end of the paycheck stress. You know the panic, when you pay the bills trying to figure out which one to pay late because there’s not enough paycheck to cover the expenses. We have enough money to save for retirement. Part of this is because we’re frugal (cheap!)… kids clothes are hand me downs or come from target – not Gymbo or Gap… We have a nice house we can comfortably afford, but not a McMansion. My husbands truck is 15 years old, mine is 5 years old, both are paid for and will be driven till they fall apart. The kids don’t get every toy they ask for (or even 1/10th). We don’t have hired help (no garden service, maid service, etc.) But we are without financial stress and can make our bills and save. That’s why I’m comfortable saying we’re upper middle class.[/quote]
How old are the kids? Naartjie, PumpkinPatch and Children’s Place on clearance have better deals than Target. Subscribing to Children’s Place newletter might be good idea. You just need to be willing to purchase Spring clothes in Fall and vice-versa.[/quote]

+1

UCGal…You really should consider shopping on Gymboree online. I’ve been able to find really fashionable stuff that are slightly out of style for less than what you could find on sale at Target. There were these deals for tops and pants that were $6 on gymbo.

Just gotta know where and when to shop…Also, good place for good shoes at discounts are endless.com or zappos.com
usually with free next day shipping, no sales tax, and free return shipping.

[moneymaker]

I think it can pretty much be boiled down to 3 classes of people, those that don’t work, those that have to work (or as is fondly said these days “get to work” ), and those that don’t have to work. Most of us are pretty much in the “get to work” class.

[moneymaker]

I think it can pretty much be boiled down to 3 classes of people, those that don’t work, those that have to work (or as is fondly said these days “get to work” ), and those that don’t have to work. Most of us are pretty much in the “get to work” class.

[moneymaker]

I think it can pretty much be boiled down to 3 classes of people, those that don’t work, those that have to work (or as is fondly said these days “get to work” ), and those that don’t have to work. Most of us are pretty much in the “get to work” class.

[moneymaker]

I think it can pretty much be boiled down to 3 classes of people, those that don’t work, those that have to work (or as is fondly said these days “get to work” ), and those that don’t have to work. Most of us are pretty much in the “get to work” class.

[moneymaker]

I think it can pretty much be boiled down to 3 classes of people, those that don’t work, those that have to work (or as is fondly said these days “get to work” ), and those that don’t have to work. Most of us are pretty much in the “get to work” class.

[an]

[quote=bearishgurl]
AN, I mixed up 92121 and 92122 in my thread-starter. I represented 92121 as UC when it is actually in 92122. The “roomier complexes” I am referring to are behind LJ Village Square. There may only be two or three complexes but they are large, with large units, built around ’79 to ’80. I do NOT know what zip code they are in (92122?). I remember LJ Colony as being in 92121, which is extremely dense. 92122 (UC) feeds in to Standley Middle and UC High. These are decent schools.[/quote]
To most people, when you say 92121, they would think of these homes:
http://www.bing.com/maps/default.aspx?v=2&cp=32.91490169904485~-117.19162942473167&lvl=16&sty=h&where1=92121%2C%20CA. The old townhouse/condo in 92121 I’m talking about is this one: http://www.bing.com/maps/Default.aspx?v=2&cp=32.8818987259987~-117.21908457577229&lvl=19&sty=h&where1=92121%2C%20CA and Wateridge townhomes are these: http://www.bing.com/maps/Default.aspx?v=2&cp=32.89837645550906~-117.20533557236195&lvl=18&sty=h&where1=92121%2C%20CA

Are you talking about condos and townhouses on the other side of the 5? I think west of the 5 by LJ Village Square have LJ zip code while east of the 5 is 92122 and is consider UC. La Jolla Colony is 92122. I don’t know which school the old townhouse complex in 92121 goes to, but the rest of 92121 goes to MM schools (92126).

[an]

[quote=bearishgurl]
AN, I mixed up 92121 and 92122 in my thread-starter. I represented 92121 as UC when it is actually in 92122. The “roomier complexes” I am referring to are behind LJ Village Square. There may only be two or three complexes but they are large, with large units, built around ’79 to ’80. I do NOT know what zip code they are in (92122?). I remember LJ Colony as being in 92121, which is extremely dense. 92122 (UC) feeds in to Standley Middle and UC High. These are decent schools.[/quote]
To most people, when you say 92121, they would think of these homes:
http://www.bing.com/maps/default.aspx?v=2&cp=32.91490169904485~-117.19162942473167&lvl=16&sty=h&where1=92121%2C%20CA. The old townhouse/condo in 92121 I’m talking about is this one: http://www.bing.com/maps/Default.aspx?v=2&cp=32.8818987259987~-117.21908457577229&lvl=19&sty=h&where1=92121%2C%20CA and Wateridge townhomes are these: http://www.bing.com/maps/Default.aspx?v=2&cp=32.89837645550906~-117.20533557236195&lvl=18&sty=h&where1=92121%2C%20CA

Are you talking about condos and townhouses on the other side of the 5? I think west of the 5 by LJ Village Square have LJ zip code while east of the 5 is 92122 and is consider UC. La Jolla Colony is 92122. I don’t know which school the old townhouse complex in 92121 goes to, but the rest of 92121 goes to MM schools (92126).

[an]

[quote=bearishgurl]
AN, I mixed up 92121 and 92122 in my thread-starter. I represented 92121 as UC when it is actually in 92122. The “roomier complexes” I am referring to are behind LJ Village Square. There may only be two or three complexes but they are large, with large units, built around ’79 to ’80. I do NOT know what zip code they are in (92122?). I remember LJ Colony as being in 92121, which is extremely dense. 92122 (UC) feeds in to Standley Middle and UC High. These are decent schools.[/quote]
To most people, when you say 92121, they would think of these homes:
http://www.bing.com/maps/default.aspx?v=2&cp=32.91490169904485~-117.19162942473167&lvl=16&sty=h&where1=92121%2C%20CA. The old townhouse/condo in 92121 I’m talking about is this one: http://www.bing.com/maps/Default.aspx?v=2&cp=32.8818987259987~-117.21908457577229&lvl=19&sty=h&where1=92121%2C%20CA and Wateridge townhomes are these: http://www.bing.com/maps/Default.aspx?v=2&cp=32.89837645550906~-117.20533557236195&lvl=18&sty=h&where1=92121%2C%20CA

Are you talking about condos and townhouses on the other side of the 5? I think west of the 5 by LJ Village Square have LJ zip code while east of the 5 is 92122 and is consider UC. La Jolla Colony is 92122. I don’t know which school the old townhouse complex in 92121 goes to, but the rest of 92121 goes to MM schools (92126).

[an]

[quote=bearishgurl]
AN, I mixed up 92121 and 92122 in my thread-starter. I represented 92121 as UC when it is actually in 92122. The “roomier complexes” I am referring to are behind LJ Village Square. There may only be two or three complexes but they are large, with large units, built around ’79 to ’80. I do NOT know what zip code they are in (92122?). I remember LJ Colony as being in 92121, which is extremely dense. 92122 (UC) feeds in to Standley Middle and UC High. These are decent schools.[/quote]
To most people, when you say 92121, they would think of these homes:
http://www.bing.com/maps/default.aspx?v=2&cp=32.91490169904485~-117.19162942473167&lvl=16&sty=h&where1=92121%2C%20CA. The old townhouse/condo in 92121 I’m talking about is this one: http://www.bing.com/maps/Default.aspx?v=2&cp=32.8818987259987~-117.21908457577229&lvl=19&sty=h&where1=92121%2C%20CA and Wateridge townhomes are these: http://www.bing.com/maps/Default.aspx?v=2&cp=32.89837645550906~-117.20533557236195&lvl=18&sty=h&where1=92121%2C%20CA

Are you talking about condos and townhouses on the other side of the 5? I think west of the 5 by LJ Village Square have LJ zip code while east of the 5 is 92122 and is consider UC. La Jolla Colony is 92122. I don’t know which school the old townhouse complex in 92121 goes to, but the rest of 92121 goes to MM schools (92126).

[an]

[quote=bearishgurl]
AN, I mixed up 92121 and 92122 in my thread-starter. I represented 92121 as UC when it is actually in 92122. The “roomier complexes” I am referring to are behind LJ Village Square. There may only be two or three complexes but they are large, with large units, built around ’79 to ’80. I do NOT know what zip code they are in (92122?). I remember LJ Colony as being in 92121, which is extremely dense. 92122 (UC) feeds in to Standley Middle and UC High. These are decent schools.[/quote]
To most people, when you say 92121, they would think of these homes:
http://www.bing.com/maps/default.aspx?v=2&cp=32.91490169904485~-117.19162942473167&lvl=16&sty=h&where1=92121%2C%20CA. The old townhouse/condo in 92121 I’m talking about is this one: http://www.bing.com/maps/Default.aspx?v=2&cp=32.8818987259987~-117.21908457577229&lvl=19&sty=h&where1=92121%2C%20CA and Wateridge townhomes are these: http://www.bing.com/maps/Default.aspx?v=2&cp=32.89837645550906~-117.20533557236195&lvl=18&sty=h&where1=92121%2C%20CA

Are you talking about condos and townhouses on the other side of the 5? I think west of the 5 by LJ Village Square have LJ zip code while east of the 5 is 92122 and is consider UC. La Jolla Colony is 92122. I don’t know which school the old townhouse complex in 92121 goes to, but the rest of 92121 goes to MM schools (92126).

[bearishgurl]

[quote=captcha]. . . You just need to be willing to purchase Spring clothes in Fall and vice-versa.[/quote]

UCGal, I did this every year when my kids were in Elem. School. Be flexible. You have to buy a size or two up. Holiday velvet outfits in Jan. were $6-$12 (retail $75-90). Easter dresses in July for $8 (retail $40-50). Shorts in Sept. at $5 ea. Jeans in Feb. for $8 ea. Boots in Jan for $8-12. You get the picture. Always shopped at Macy’s, Robinson-May and Penneys and always bought top brand names, nothing less.

Don’t be afraid to purchase underwear and socks on the broken packages table. They’re .50 ea. Sometimes designer clothing (ex. Guess?) was stepped on or slightly ripped. If you pointed that out at the register, you could get another 10-15% off. Go home and wash it and take 5 mins. sewing it 🙂

Of course, it helped that I was in South Bay, where all the county stores dump their unsold inventory for fast clearance. I always got there right when the stores opened on a Sat. morn. and waited in line to get in 🙂

[bearishgurl]

[quote=captcha]. . . You just need to be willing to purchase Spring clothes in Fall and vice-versa.[/quote]

UCGal, I did this every year when my kids were in Elem. School. Be flexible. You have to buy a size or two up. Holiday velvet outfits in Jan. were $6-$12 (retail $75-90). Easter dresses in July for $8 (retail $40-50). Shorts in Sept. at $5 ea. Jeans in Feb. for $8 ea. Boots in Jan for $8-12. You get the picture. Always shopped at Macy’s, Robinson-May and Penneys and always bought top brand names, nothing less.

Don’t be afraid to purchase underwear and socks on the broken packages table. They’re .50 ea. Sometimes designer clothing (ex. Guess?) was stepped on or slightly ripped. If you pointed that out at the register, you could get another 10-15% off. Go home and wash it and take 5 mins. sewing it 🙂

Of course, it helped that I was in South Bay, where all the county stores dump their unsold inventory for fast clearance. I always got there right when the stores opened on a Sat. morn. and waited in line to get in 🙂

[bearishgurl]

[quote=captcha]. . . You just need to be willing to purchase Spring clothes in Fall and vice-versa.[/quote]

UCGal, I did this every year when my kids were in Elem. School. Be flexible. You have to buy a size or two up. Holiday velvet outfits in Jan. were $6-$12 (retail $75-90). Easter dresses in July for $8 (retail $40-50). Shorts in Sept. at $5 ea. Jeans in Feb. for $8 ea. Boots in Jan for $8-12. You get the picture. Always shopped at Macy’s, Robinson-May and Penneys and always bought top brand names, nothing less.

Don’t be afraid to purchase underwear and socks on the broken packages table. They’re .50 ea. Sometimes designer clothing (ex. Guess?) was stepped on or slightly ripped. If you pointed that out at the register, you could get another 10-15% off. Go home and wash it and take 5 mins. sewing it 🙂

Of course, it helped that I was in South Bay, where all the county stores dump their unsold inventory for fast clearance. I always got there right when the stores opened on a Sat. morn. and waited in line to get in 🙂

[bearishgurl]

[quote=captcha]. . . You just need to be willing to purchase Spring clothes in Fall and vice-versa.[/quote]

UCGal, I did this every year when my kids were in Elem. School. Be flexible. You have to buy a size or two up. Holiday velvet outfits in Jan. were $6-$12 (retail $75-90). Easter dresses in July for $8 (retail $40-50). Shorts in Sept. at $5 ea. Jeans in Feb. for $8 ea. Boots in Jan for $8-12. You get the picture. Always shopped at Macy’s, Robinson-May and Penneys and always bought top brand names, nothing less.

Don’t be afraid to purchase underwear and socks on the broken packages table. They’re .50 ea. Sometimes designer clothing (ex. Guess?) was stepped on or slightly ripped. If you pointed that out at the register, you could get another 10-15% off. Go home and wash it and take 5 mins. sewing it 🙂

Of course, it helped that I was in South Bay, where all the county stores dump their unsold inventory for fast clearance. I always got there right when the stores opened on a Sat. morn. and waited in line to get in 🙂

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