Distribution of Wealth in SD County

[all]

[quote=UCGal]

This is an interesting question… one I’ve been googling (during code build times) over the course of the day.
[/quote]
You need better tools 🙂

[quote=UCGal]
We do not have the end of the paycheck stress. You know the panic, when you pay the bills trying to figure out which one to pay late because there’s not enough paycheck to cover the expenses. We have enough money to save for retirement. Part of this is because we’re frugal (cheap!)… kids clothes are hand me downs or come from target – not Gymbo or Gap… We have a nice house we can comfortably afford, but not a McMansion. My husbands truck is 15 years old, mine is 5 years old, both are paid for and will be driven till they fall apart. The kids don’t get every toy they ask for (or even 1/10th). We don’t have hired help (no garden service, maid service, etc.) But we are without financial stress and can make our bills and save. That’s why I’m comfortable saying we’re upper middle class.[/quote]
How old are the kids? Naartjie, PumpkinPatch and Children’s Place on clearance have better deals than Target. Subscribing to Children’s Place newletter might be good idea. You just need to be willing to purchase Spring clothes in Fall and vice-versa.

[UCGal]

[quote=nla]
Interesting stat. We’re at the mid 150k-<200k range. So that makes us at the top 7%? That's hard to imagine because if we go to the mall, we feel that everybody is making way more than us. I often ask my wife where are this people getting their money to buy expensive bags and clothes.[/quote]

People buy expensive shit they don't need, using credit, every day.

See the thread on viral strategic defaults, etc.

Looking around my coworkers - I am shocked how many are underfunding retirement and carry credit card balances with pretty decent engineering salaries. It's because they're at the mall spending money... those are the folks you're seeing.

[UCGal]

[quote=nla]
Interesting stat. We’re at the mid 150k-<200k range. So that makes us at the top 7%? That's hard to imagine because if we go to the mall, we feel that everybody is making way more than us. I often ask my wife where are this people getting their money to buy expensive bags and clothes.[/quote]

People buy expensive shit they don't need, using credit, every day.

See the thread on viral strategic defaults, etc.

Looking around my coworkers - I am shocked how many are underfunding retirement and carry credit card balances with pretty decent engineering salaries. It's because they're at the mall spending money... those are the folks you're seeing.

[UCGal]

[quote=nla]
Interesting stat. We’re at the mid 150k-<200k range. So that makes us at the top 7%? That's hard to imagine because if we go to the mall, we feel that everybody is making way more than us. I often ask my wife where are this people getting their money to buy expensive bags and clothes.[/quote]

People buy expensive shit they don't need, using credit, every day.

See the thread on viral strategic defaults, etc.

Looking around my coworkers - I am shocked how many are underfunding retirement and carry credit card balances with pretty decent engineering salaries. It's because they're at the mall spending money... those are the folks you're seeing.

[UCGal]

[quote=nla]
Interesting stat. We’re at the mid 150k-<200k range. So that makes us at the top 7%? That's hard to imagine because if we go to the mall, we feel that everybody is making way more than us. I often ask my wife where are this people getting their money to buy expensive bags and clothes.[/quote]

People buy expensive shit they don't need, using credit, every day.

See the thread on viral strategic defaults, etc.

Looking around my coworkers - I am shocked how many are underfunding retirement and carry credit card balances with pretty decent engineering salaries. It's because they're at the mall spending money... those are the folks you're seeing.

[UCGal]

[quote=nla]
Interesting stat. We’re at the mid 150k-<200k range. So that makes us at the top 7%? That's hard to imagine because if we go to the mall, we feel that everybody is making way more than us. I often ask my wife where are this people getting their money to buy expensive bags and clothes.[/quote]

People buy expensive shit they don't need, using credit, every day.

See the thread on viral strategic defaults, etc.

Looking around my coworkers - I am shocked how many are underfunding retirement and carry credit card balances with pretty decent engineering salaries. It's because they're at the mall spending money... those are the folks you're seeing.

[sdrealtor]

nla
You are looking at a skewed sample. When you go to the mall you are surrounded by people with money to spend there. Sure there are window shoppers too but people without money to spend arent at the mall shopping.

[sdrealtor]

nla
You are looking at a skewed sample. When you go to the mall you are surrounded by people with money to spend there. Sure there are window shoppers too but people without money to spend arent at the mall shopping.

[sdrealtor]

nla
You are looking at a skewed sample. When you go to the mall you are surrounded by people with money to spend there. Sure there are window shoppers too but people without money to spend arent at the mall shopping.

[sdrealtor]

nla
You are looking at a skewed sample. When you go to the mall you are surrounded by people with money to spend there. Sure there are window shoppers too but people without money to spend arent at the mall shopping.

[sdrealtor]

nla
You are looking at a skewed sample. When you go to the mall you are surrounded by people with money to spend there. Sure there are window shoppers too but people without money to spend arent at the mall shopping.

[KSMountain]

There was a thread a couple years back where Raptorduck defined what “wealthy” meant in his world.

Boy was that interesting. I looked for a long time though last night and couldn’t find it.

As I recall he discriminated “upper middle class”, from the “working rich” and at the top of the heap was just plain old “rich”. 🙂

His numbers, as I recall, were *way* beyond what we’ve been talking in this thread. It’s all relative I guess.

[KSMountain]

There was a thread a couple years back where Raptorduck defined what “wealthy” meant in his world.

Boy was that interesting. I looked for a long time though last night and couldn’t find it.

As I recall he discriminated “upper middle class”, from the “working rich” and at the top of the heap was just plain old “rich”. 🙂

His numbers, as I recall, were *way* beyond what we’ve been talking in this thread. It’s all relative I guess.

[KSMountain]

There was a thread a couple years back where Raptorduck defined what “wealthy” meant in his world.

Boy was that interesting. I looked for a long time though last night and couldn’t find it.

As I recall he discriminated “upper middle class”, from the “working rich” and at the top of the heap was just plain old “rich”. 🙂

His numbers, as I recall, were *way* beyond what we’ve been talking in this thread. It’s all relative I guess.

[KSMountain]

There was a thread a couple years back where Raptorduck defined what “wealthy” meant in his world.

Boy was that interesting. I looked for a long time though last night and couldn’t find it.

As I recall he discriminated “upper middle class”, from the “working rich” and at the top of the heap was just plain old “rich”. 🙂

His numbers, as I recall, were *way* beyond what we’ve been talking in this thread. It’s all relative I guess.

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