Credit Report Questions

[UCGal]

You can see what is or isn’t on your credit report for free, once a year.

http://www.annualcreditreport.com

(Make sure you don’t accidentally sign up for a subscription service… you have to hunt for the “free” buttons with each agency.)

You can add notes/explanations to the report for anything in dispute.

Before you worry about fixing the credit report – see what’s actually on it. I thought (but very well could be wrong) that late payments went away after 5 years – so your soon-to-be-ex’s late payment issue might not show.

[University City Renter]

Thanks for the replies everyone, this helps a lot.

I don’t need to get a loan right now but will in the future. As far as the rate, is there much of a difference if your score is 750-760 compared to the rate you would get if it were 800?

Not wanting to turn this into a soap opera but back in 2001 the soon to be idiot X-wife became permanently idiot X-wife.

[University City Renter]

Thanks for the replies everyone, this helps a lot.

I don’t need to get a loan right now but will in the future. As far as the rate, is there much of a difference if your score is 750-760 compared to the rate you would get if it were 800?

Not wanting to turn this into a soap opera but back in 2001 the soon to be idiot X-wife became permanently idiot X-wife.

[University City Renter]

Thanks for the replies everyone, this helps a lot.

I don’t need to get a loan right now but will in the future. As far as the rate, is there much of a difference if your score is 750-760 compared to the rate you would get if it were 800?

Not wanting to turn this into a soap opera but back in 2001 the soon to be idiot X-wife became permanently idiot X-wife.

[University City Renter]

Thanks for the replies everyone, this helps a lot.

I don’t need to get a loan right now but will in the future. As far as the rate, is there much of a difference if your score is 750-760 compared to the rate you would get if it were 800?

Not wanting to turn this into a soap opera but back in 2001 the soon to be idiot X-wife became permanently idiot X-wife.

[University City Renter]

Thanks for the replies everyone, this helps a lot.

I don’t need to get a loan right now but will in the future. As far as the rate, is there much of a difference if your score is 750-760 compared to the rate you would get if it were 800?

Not wanting to turn this into a soap opera but back in 2001 the soon to be idiot X-wife became permanently idiot X-wife.

[Ren]

Unfortunately, disputing the issue with the three credit reporting agencies may not do much. You can’t dispute a legitimate bad mark on your credit – they would research it by contacting the hospital, who would tell them that it was legitimate.

Try talking to the hospital first and asking nicely for them to remove it.

[Ren]

Unfortunately, disputing the issue with the three credit reporting agencies may not do much. You can’t dispute a legitimate bad mark on your credit – they would research it by contacting the hospital, who would tell them that it was legitimate.

Try talking to the hospital first and asking nicely for them to remove it.

[Ren]

Unfortunately, disputing the issue with the three credit reporting agencies may not do much. You can’t dispute a legitimate bad mark on your credit – they would research it by contacting the hospital, who would tell them that it was legitimate.

Try talking to the hospital first and asking nicely for them to remove it.

[Ren]

Unfortunately, disputing the issue with the three credit reporting agencies may not do much. You can’t dispute a legitimate bad mark on your credit – they would research it by contacting the hospital, who would tell them that it was legitimate.

Try talking to the hospital first and asking nicely for them to remove it.

[Ren]

Unfortunately, disputing the issue with the three credit reporting agencies may not do much. You can’t dispute a legitimate bad mark on your credit – they would research it by contacting the hospital, who would tell them that it was legitimate.

Try talking to the hospital first and asking nicely for them to remove it.

[Author]

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