Car, lease or buy?

[Coronita]

Just for clarification, I did not "save" 100k and was carefull not to use that word. That money is available only for housing and from an outside source (someone other than myself). I have spent nearly that much however on car toys since I graduated at 21 years old. Reading sites like these has brought me to the light of how stupid and wasteful I've been. Changing my car spending habits is just one of many financial changes I need to make.

Reading your comments, which are incredibly helpful by the way, is making me want to get a cheaper more reliable car. Such as, not to make the same mistakes of yesterday. Also, don't bother being so descriptive in automotive terms, I was an automotive engineer for the last two years (aerospace now $$$ :)).

 

Like i said, Audi's aren't known for reliability. Think of them being overpriced VW's. Your best bet is to stay with something inexpensive and reliable new. You should then get rid of your clunker too, as you don't need the extra insurance payments.

 

I have to say, jumping on an audi now is continuing down your trend of expensive car purchases. Look, wait until you make more money or come across a fortune. While an audi is nice, it's not worth wrecking your finances over. I had my beater for 7 years. And my audi is currently on track to a beater for 10 years. 

[Coronita]

no student loans… thanx mom

But I did work through college, only to fund my car habit

 

Tell you what, if you really want to drive an audi. I'll sell you mine.

It's a 2000 A4 1.8T with a reprogrammed ECU and cat-back exhaust.

Estimated hp is 200 chipped (stock was 150). The car has only been in three accidents.

1) I accidently hit a parking column. Note: trying to park and stare at a date at the same time is not a good idea. Took it to a specialist in Bay Ares.

2) a concrete pillar fell from a tractor. I had no time to react but drive over it. The car was only in the shop for 2 months, and the only damage done was the subframe underneath. Consider it a $7k upgrade.

Took it to a specialist in Bay Area (same one.)

 

3) A lawyer rear-ended me a few months ago. Although the damage was minor, I took it to the most expensive body shop I could, just because he was a lawyer. (The irony in that).

4) I have no maintanence records since my warranty expired. Although I assure you that my level of maintianence far exceeds any stealership that charges for this work. I use only genuine parts and replace everything early.

BTW: if you were to run a carfax report on my car, you wouldn't find a single record detailing any of the accidents, which brings me to the next point I have regarding carfax reports on used cars.

 

[Coronita]

no student loans… thanx mom

But I did work through college, only to fund my car habit

 

Tell you what, if you really want to drive an audi. I'll sell you mine.

It's a 2000 A4 1.8T with a reprogrammed ECU and cat-back exhaust.

Estimated hp is 200 chipped (stock was 150). The car has only been in three accidents.

1) I accidently hit a parking column. Note: trying to park and stare at a date at the same time is not a good idea. Took it to a specialist in Bay Ares.

2) a concrete pillar fell from a tractor. I had no time to react but drive over it. The car was only in the shop for 2 months, and the only damage done was the subframe underneath. Consider it a $7k upgrade.

Took it to a specialist in Bay Area (same one.)

 

3) A lawyer rear-ended me a few months ago. Although the damage was minor, I took it to the most expensive body shop I could, just because he was a lawyer. (The irony in that).

4) I have no maintanence records since my warranty expired. Although I assure you that my level of maintianence far exceeds any stealership that charges for this work. I use only genuine parts and replace everything early.

BTW: if you were to run a carfax report on my car, you wouldn't find a single record detailing any of the accidents, which brings me to the next point I have regarding carfax reports on used cars.

 

[Coronita]

no student loans… thanx mom

But I did work through college, only to fund my car habit

 

Tell you what, if you really want to drive an audi. I'll sell you mine.

It's a 2000 A4 1.8T with a reprogrammed ECU and cat-back exhaust.

Estimated hp is 200 chipped (stock was 150). The car has only been in three accidents.

1) I accidently hit a parking column. Note: trying to park and stare at a date at the same time is not a good idea. Took it to a specialist in Bay Ares.

2) a concrete pillar fell from a tractor. I had no time to react but drive over it. The car was only in the shop for 2 months, and the only damage done was the subframe underneath. Consider it a $7k upgrade.

Took it to a specialist in Bay Area (same one.)

 

3) A lawyer rear-ended me a few months ago. Although the damage was minor, I took it to the most expensive body shop I could, just because he was a lawyer. (The irony in that).

4) I have no maintanence records since my warranty expired. Although I assure you that my level of maintianence far exceeds any stealership that charges for this work. I use only genuine parts and replace everything early.

BTW: if you were to run a carfax report on my car, you wouldn't find a single record detailing any of the accidents, which brings me to the next point I have regarding carfax reports on used cars.

 

[Coronita]

no student loans… thanx mom

But I did work through college, only to fund my car habit

 

Tell you what, if you really want to drive an audi. I'll sell you mine.

It's a 2000 A4 1.8T with a reprogrammed ECU and cat-back exhaust.

Estimated hp is 200 chipped (stock was 150). The car has only been in three accidents.

1) I accidently hit a parking column. Note: trying to park and stare at a date at the same time is not a good idea. Took it to a specialist in Bay Ares.

2) a concrete pillar fell from a tractor. I had no time to react but drive over it. The car was only in the shop for 2 months, and the only damage done was the subframe underneath. Consider it a $7k upgrade.

Took it to a specialist in Bay Area (same one.)

 

3) A lawyer rear-ended me a few months ago. Although the damage was minor, I took it to the most expensive body shop I could, just because he was a lawyer. (The irony in that).

4) I have no maintanence records since my warranty expired. Although I assure you that my level of maintianence far exceeds any stealership that charges for this work. I use only genuine parts and replace everything early.

BTW: if you were to run a carfax report on my car, you wouldn't find a single record detailing any of the accidents, which brings me to the next point I have regarding carfax reports on used cars.

 

[Coronita]

no student loans… thanx mom

But I did work through college, only to fund my car habit

 

Tell you what, if you really want to drive an audi. I'll sell you mine.

It's a 2000 A4 1.8T with a reprogrammed ECU and cat-back exhaust.

Estimated hp is 200 chipped (stock was 150). The car has only been in three accidents.

1) I accidently hit a parking column. Note: trying to park and stare at a date at the same time is not a good idea. Took it to a specialist in Bay Ares.

2) a concrete pillar fell from a tractor. I had no time to react but drive over it. The car was only in the shop for 2 months, and the only damage done was the subframe underneath. Consider it a $7k upgrade.

Took it to a specialist in Bay Area (same one.)

 

3) A lawyer rear-ended me a few months ago. Although the damage was minor, I took it to the most expensive body shop I could, just because he was a lawyer. (The irony in that).

4) I have no maintanence records since my warranty expired. Although I assure you that my level of maintianence far exceeds any stealership that charges for this work. I use only genuine parts and replace everything early.

BTW: if you were to run a carfax report on my car, you wouldn't find a single record detailing any of the accidents, which brings me to the next point I have regarding carfax reports on used cars.

 

[Newblet]

point taken

[Newblet]

point taken

[Newblet]

point taken

[Newblet]

point taken

[Newblet]

point taken

[cr]

Even with no student loans (loaded parents), living at home, free food, a gas card, and if your parents don’t claim you as a dependent, at age 24 you’d have to save ALL your money from your first job, and make $40, $50, and $60k/yr the 1st, 2nd and 3rd years out of college. Not impossible, but certainly not the norm.

That or you were a broker the last 3 years pulling $100k, in which case I’d recommend selling cars at this point. 🙂

I thought I would hear a lot more defense for leasing, but I’m glad there’s not.

BTW, sister has an AUDI TT with >30k miles. Needs a new clutch, and has taken 10 days and counting to repair.

Buy a used Toyota or a Honda for cash.

[cr]

Even with no student loans (loaded parents), living at home, free food, a gas card, and if your parents don’t claim you as a dependent, at age 24 you’d have to save ALL your money from your first job, and make $40, $50, and $60k/yr the 1st, 2nd and 3rd years out of college. Not impossible, but certainly not the norm.

That or you were a broker the last 3 years pulling $100k, in which case I’d recommend selling cars at this point. 🙂

I thought I would hear a lot more defense for leasing, but I’m glad there’s not.

BTW, sister has an AUDI TT with >30k miles. Needs a new clutch, and has taken 10 days and counting to repair.

Buy a used Toyota or a Honda for cash.

[cr]

Even with no student loans (loaded parents), living at home, free food, a gas card, and if your parents don’t claim you as a dependent, at age 24 you’d have to save ALL your money from your first job, and make $40, $50, and $60k/yr the 1st, 2nd and 3rd years out of college. Not impossible, but certainly not the norm.

That or you were a broker the last 3 years pulling $100k, in which case I’d recommend selling cars at this point. 🙂

I thought I would hear a lot more defense for leasing, but I’m glad there’s not.

BTW, sister has an AUDI TT with >30k miles. Needs a new clutch, and has taken 10 days and counting to repair.

Buy a used Toyota or a Honda for cash.

[cr]

Even with no student loans (loaded parents), living at home, free food, a gas card, and if your parents don’t claim you as a dependent, at age 24 you’d have to save ALL your money from your first job, and make $40, $50, and $60k/yr the 1st, 2nd and 3rd years out of college. Not impossible, but certainly not the norm.

That or you were a broker the last 3 years pulling $100k, in which case I’d recommend selling cars at this point. 🙂

I thought I would hear a lot more defense for leasing, but I’m glad there’s not.

BTW, sister has an AUDI TT with >30k miles. Needs a new clutch, and has taken 10 days and counting to repair.

Buy a used Toyota or a Honda for cash.

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